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The Insurance Companies (Legal Expenses Insurance) Regulations 1990

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Classification of insurance business

10.—(1) Section 1 of the Insurance Companies Act 1982 (classification of insurance business) is amended as follows.

(2) In subsection (4) (contracts whose principal object is within one class of general business but which contain subsidiary provisions within another class), after “not being class 14 or 15” insert “or (except as mentioned in subsection (4A) below) class 17”.

(3) After that subsection insert —

(4A) Subsection (4) applies to a contract whose principal object is within one of the classes of general business but which contains subsidiary provisions within general business class 17 if—

(a)the principal object of the contract is the provision of assistance for persons who get into difficulties while travelling, while away from home or while away from their permanent residence, or

(b)those subsidiary provisions concern disputes or risks arising out of, or in connection with, the use of sea-going vessels.

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