Act excluded by S.I. 1983/1553, reg. 2(7A) (as inserted by S.I. 1984/1600, reg. 2(e))

Act excluded by S.I. 1989/869, arts. 2(1), 3(1), 4(1), 5, 6

Act partly in force at Royal Assent see s. 192(1)(2)(3); Act wholly in force on 19.5.1985

Act modified (12.10.1992) by Timeshare Act 1992 (c. 35), s. 12(5); S.I. 1992/1941, art. 2

Act excluded (21.7.2008 with retrospective effect as stated in s. 8(2) of the amending Act) by Sale of Student Loans Act 2008 (c. 10), ss. 8(1), 14 (with s. 9(5))

Act excluded (1.2.2011) by S.I. 1989/869, art. 5A (as inserted by S.I. 2010/1010, regs. 67A, 99(1) (with regs. 100, 101) (as inserted by The Consumer Credit (Amendment) Regulations 2010 (S.I. 2010/1969), reg. 21))

Power to amend conferred (prosp.) by Energy Act 2011 (c. 16), ss. 30(1), 121(1) (with s. 41)

Act: power to amend conferred (21.3.2012) by Energy Act 2011 (c. 16), ss. 30(1), 121(1); S.I. 2012/873, art. 2(a)(vi)

http://www.legislation.gov.uk/ukpga/1974/39/introduction/2014-07-15Consumer Credit Act 1974An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters.1978-09-30texttext/xmlenStatute Law Database2024-05-17Expert Participation2014-07-15

Consumer Credit Act 1974

1974 c. 39

An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters.

[31st July 1974]

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<p>
Act excluded by
<ref href="http://www.legislation.gov.uk/id/uksi/1983/1553">S.I. 1983/1553</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1983/1553/regulation/2/7A">reg. 2(7A)</ref>
(as inserted by
<ref href="http://www.legislation.gov.uk/id/uksi/1984/1600">S.I. 1984/1600</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1984/1600/regulation/2">reg. 2</ref>
(
<em>e</em>
))
</p>
</note>
<note class="commentary C" eId="c2428401">
<p>
Act excluded by
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869">S.I. 1989/869</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869/article/2/1">arts. 2(1)</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869/article/3/1">3(1)</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869/article/4/1">4(1)</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869/article/5">5</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869/article/6">6</ref>
</p>
</note>
<note class="commentary I" eId="c2428411">
<p>Act partly in force at Royal Assent see s. 192(1)(2)(3); Act wholly in force on 19.5.1985</p>
</note>
<note class="commentary C" eId="c2428421">
<p>
Act modified (12.10.1992) by
<ref href="http://www.legislation.gov.uk/id/ukpga/1992/35">Timeshare Act 1992 (c. 35)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/1992/35/section/12/5">s. 12(5)</ref>
;
<ref href="http://www.legislation.gov.uk/id/uksi/1992/1941">S.I. 1992/1941</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1992/1941/article/2">art. 2</ref>
</p>
</note>
<note class="commentary C" eId="c19902621">
<p>
Act excluded (21.7.2008 with retrospective effect as stated in
<ref href="http://www.legislation.gov.uk/id/ukpga/2008/10/section/8/2">s. 8(2)</ref>
of the amending Act) by
<ref href="http://www.legislation.gov.uk/id/ukpga/2008/10">Sale of Student Loans Act 2008 (c. 10)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/2008/10/section/8/1">ss. 8(1)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/2008/10/section/14">14</ref>
(with
<ref href="http://www.legislation.gov.uk/id/ukpga/2008/10/section/9/5">s. 9(5)</ref>
)
</p>
</note>
<note class="commentary C" eId="c20965201">
<p>
Act excluded (1.2.2011) by
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869">S.I. 1989/869</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/1989/869/article/5A">art. 5A</ref>
(as inserted by
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1010">S.I. 2010/1010</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1010/regulation/67A">regs. 67A</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1010/regulation/99/1">99(1)</ref>
(with
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1010/regulation/100">regs. 100</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1010/regulation/101">101</ref>
) (as inserted by
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1969">The Consumer Credit (Amendment) Regulations 2010 (S.I. 2010/1969)</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/2010/1969/regulation/21">reg. 21</ref>
))
</p>
</note>
<note class="commentary C" eId="c22019751">
<p>
Power to amend conferred (prosp.) by
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16">Energy Act 2011 (c. 16)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16/section/30/1">ss. 30(1)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16/section/121/1">121(1)</ref>
(with
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16/section/41">s. 41</ref>
)
</p>
</note>
<note class="commentary C" eId="key-82c27bd28892599182b77fc39af2037e">
<p>
Act: power to amend conferred (21.3.2012) by
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16">Energy Act 2011 (c. 16)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16/section/30/1">ss. 30(1)</ref>
,
<ref href="http://www.legislation.gov.uk/id/ukpga/2011/16/section/121/1">121(1)</ref>
;
<ref href="http://www.legislation.gov.uk/id/uksi/2012/873">S.I. 2012/873</ref>
,
<ref href="http://www.legislation.gov.uk/id/uksi/2012/873/article/2/a/vi">art. 2(a)(vi)</ref>
</p>
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<ukm:AffectedTitle>Consumer Credit Act 1974</ukm:AffectedTitle>
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<ukm:AffectingTitle>Housing Act 1996</ukm:AffectingTitle>
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<preface period="#period1">
<p class="title">
<shortTitle>Consumer Credit Act 1974</shortTitle>
</p>
<p class="number">
<docNumber>1974 c. 39</docNumber>
</p>
<longTitle>
<p>An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters.</p>
</longTitle>
<p class="DateOfEnactment">
<docDate date="1974-07-31">
[31st July 1974]
<noteRef href="#c2428391" marker="C1" class="commentary C"/>
<noteRef href="#c2428401" marker="C2" class="commentary C"/>
<noteRef href="#c2428411" marker="I1" class="commentary I"/>
<noteRef href="#c2428421" marker="C3" class="commentary C"/>
<noteRef href="#c19902621" marker="C4" class="commentary C"/>
<noteRef href="#c20965201" marker="C5" class="commentary C"/>
<noteRef href="#c22019751" marker="C6" class="commentary C"/>
<noteRef href="#key-82c27bd28892599182b77fc39af2037e" marker="C7" class="commentary C"/>
</docDate>
</p>
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