Introduction
Summary
Background to the Act
Minimum Income Guarantee (MIG)
The New Pension Credit
The guarantee credit
The savings credit
The claims process
The position of those claiming Housing Benefit and Council Tax Benefit
Pension Credit – legal framework
Equal Treatment for Widows and Widowers
Background and Summary
Commentary on Sections
Sections 1 to 4: Entitlement and amount
Section 1: Entitlement
Section 2: Guarantee credit
Section 3: Savings credit
Section 4: Exclusions
Aggregation
Section 5: Income and capital of claimant, spouse etc.
Sections 6 to 10: Retirement provision
Section 6: Duty to specify assessed income period
Section 7: Fixing of claimant’s retirement provision for assessed income period
Section 8: Fresh determinations increasing claimant’s entitlement
Section 9: Duration of assessed income period
Section 10: Effect of variations under section 7(4)
Sections 11 to 14: Miscellaneous and supplementary
Section 11: Administration
Section 12: Polygamous marriages
Section 13: Transitional provisions
Section 14: Minor and consequential amendments
Sections 15 to 17: Interpretation of State Pension Credit provisions
Section 15: Income and capital
Section 16: Retirement pension income
Section 17: Other interpretation provisions
Effect of guaranteed minimum pension on social security benefits
Section 18: Equal treatment for widows and widowers
Final provisions
Section 19: Regulations and orders
Schedules
Schedule 1: Administration
Schedule 1, paragraph 2
Schedule 1, paragraph 3
Schedule 1, paragraphs 4 to 12
Schedule 1, paragraph 13
Schedule 2: Minor and consequential amendments
Schedule 2, paragraph 2
Schedule 2, paragraph 3
Schedule 2, paragraphs 5 to 7
Schedule 2, paragraph 9
Schedule 2, paragraph 10
Schedule 2, paragraph 11
Schedule 2, paragraph 12
Schedule 2, paragraph 13
Schedule 2, paragraph 14
Schedule 2, paragraph 15
Schedule 2, paragraph 16
Schedule 2, paragraph 17
Schedule 2, paragraph 23
Schedule 2, paragraph 25
Schedule 2, paragraph 26
Schedule 2, paragraphs 27 and 29
Schedule 2, paragraph 28
Schedule 2, paragraph 30
Schedule 2, paragraph 31
Schedule 2, paragraphs 32 to 35
Schedule 2, paragraphs 37 and 38
Schedule 2, paragraph 41
Schedule 2, paragraph 43
Schedule 2, paragraphs 44 to 49
Commencement
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