The position of those claiming Housing Benefit and Council Tax Benefit
26.Regulations will provide that pensioners who receive the guarantee credit will automatically qualify for maximum Housing Benefit and Council Tax Benefit. Those who receive the savings credit only, or who are not entitled to Pension Credit, will claim Housing Benefit and Council Tax Benefit under new rules which will, in the main, reflect those for Pension Credit. However, the applicable amount in the case of Housing Benefit and Council Tax Benefit for pensioners aged 65 and over will be increased by the maximum savings credit to ensure that they receive the full benefit of any savings credit entitlement. Pensioners with capital exceeding £16,000 who are entitled to the savings credit only or who have no entitlement to Pension Credit will be excluded from Housing Benefit and Council Tax Benefit, as they are under the present rules for MIG.