<dc:identifier>http://www.legislation.gov.uk/ukpga/2004/35/schedule/5/paragraph/10</dc:identifier>
<dc:title>Pensions Act 2004</dc:title>
<dc:description>An Act to make provision relating to pensions and financial planning for retirement and provision relating to entitlement to bereavement payments, and for connected purposes.</dc:description>
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<dc:publisher>Statute Law Database</dc:publisher>
<dc:modified>2024-11-28</dc:modified>
<dc:contributor>Expert Participation</dc:contributor>
<dct:valid>2024-11-18</dct:valid>
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<ukm:Section Ref="article-2" URI="http://www.legislation.gov.uk/id/uksi/2012/1682/article/2">art. 2</ukm:Section>
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<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="schedule-4" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/4">Sch. 4 </ukm:Section>
<ukm:Section Ref="schedule-4-paragraph-7-5-b" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/4/paragraph/7/5/b" FoundRef="schedule-4-paragraph-7">para. 7(5)(b)</ukm:Section>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pensions Act 2008</ukm:AffectingTitle>
<ukm:AffectingProvisions>
<ukm:Section Ref="section-44-8-b" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/section/44/8/b">s. 44(8)(b)</ukm:Section>
...</ukm:AffectingProvisions>
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<ukm:Section Ref="section-149-1" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/section/149/1">s. 149(1)</ukm:Section>
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<ukm:InForce Prospective="true" Qualification=""/>
<ukm:InForce CommencingURI="http://www.legislation.gov.uk/id/uksi/2012/1682" CommencingClass="UnitedKingdomStatutoryInstrument" Date="2012-06-30" Qualification="wholly in force" CommencingYear="2012" CommencingNumber="1682">
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<ukm:Section Ref="article-2" URI="http://www.legislation.gov.uk/id/uksi/2012/1682/article/2">art. 2</ukm:Section>
<ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/uksi/2012/1682/schedule/2">Sch. 2</ukm:Section>
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...</ukm:InForceDates>
...</ukm:UnappliedEffect>
<ukm:UnappliedEffect AffectedProvisions="Sch. 4 para. 13(3)" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedNumber="35" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" URI="http://www.legislation.gov.uk/id/effect/key-9d31ad03908125153311aa83ed186887" AffectingProvisions="s. 44(9)(b)" RequiresApplied="false" Type="inserted" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2008/30" AffectingYear="2008" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" AffectingClass="UnitedKingdomPublicGeneralAct" AppliedModified="2013-12-11T22:01:50.027Z" AffectedYear="2004" Modified="2024-05-22T08:35:15Z" AffectedClass="UnitedKingdomPublicGeneralAct" EffectId="key-9d31ad03908125153311aa83ed186887" AffectingNumber="30" AffectedExtent="E+W+S" Row="70">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="schedule-4" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/4">Sch. 4 </ukm:Section>
<ukm:Section Ref="schedule-4-paragraph-13-3" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/4/paragraph/13/3" FoundRef="schedule-4-paragraph-13">para. 13(3)</ukm:Section>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pensions Act 2008</ukm:AffectingTitle>
<ukm:AffectingProvisions>
<ukm:Section Ref="section-44-9-b" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/section/44/9/b">s. 44(9)(b)</ukm:Section>
...</ukm:AffectingProvisions>
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<ukm:Section Ref="section-149-1" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/section/149/1">s. 149(1)</ukm:Section>
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<ukm:InForce Prospective="true" Qualification=""/>
<ukm:InForce CommencingURI="http://www.legislation.gov.uk/id/uksi/2012/1682" CommencingClass="UnitedKingdomStatutoryInstrument" Date="2012-06-30" Qualification="wholly in force" CommencingYear="2012" CommencingNumber="1682">
<ukm:CommencingProvisions>
<ukm:Section Ref="article-2" URI="http://www.legislation.gov.uk/id/uksi/2012/1682/article/2">art. 2</ukm:Section>
<ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/uksi/2012/1682/schedule/2">Sch. 2</ukm:Section>
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...</ukm:InForce>
...</ukm:InForceDates>
...</ukm:UnappliedEffect>
<ukm:UnappliedEffect EffectId="key-ae08bd307a25c429c10b3cf4b1061f72" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" Type="substituted for Sch. 7 para. 21(2)(b)(c)" URI="http://www.legislation.gov.uk/id/effect/key-ae08bd307a25c429c10b3cf4b1061f72" AffectingClass="UnitedKingdomPublicGeneralAct" RequiresApplied="false" AffectedNumber="35" AffectedYear="2004" AffectingProvisions="Sch. 8 para. 11" Comments="Repealed without ever being in force" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2008/30" AffectingNumber="30" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" AffectingYear="2008" AffectedExtent="E+W+S" Modified="2024-05-22T08:35:15Z" AppliedModified="2013-12-11T22:01:50.027Z" Row="72" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedClass="UnitedKingdomPublicGeneralAct" Notes="This amendment not applied to legislation.gov.uk. Sch. 8 para. 10 (3.1.2012) omitted without ever being in force by virtue of 2011 c. 19, Sch. 4 para. 20; S.I. 2011/3034 art. 3(i)(iv)" AffectedProvisions="Sch. 7 para. 21(2)(c)-(cc)">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="schedule-7" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/7">Sch. 7 </ukm:Section>
<ukm:SectionRange Start="schedule-7-paragraph-21-2-c" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/7/paragraph/21/2/c" End="schedule-7-paragraph-21-2-cc" UpTo="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/7/paragraph/21/2/cc" FoundEnd="schedule-7-paragraph-21" MissingEnd="true">
<ukm:Section Ref="schedule-7-paragraph-21-2-c" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/schedule/7/paragraph/21/2/c">para. 21(2)(c)</ukm:Section>
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...</ukm:SectionRange>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pensions Act 2008</ukm:AffectingTitle>
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<ukm:Section Ref="schedule-8" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/schedule/8">Sch. 8 </ukm:Section>
<ukm:Section Ref="schedule-8-paragraph-11" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/schedule/8/paragraph/11">para. 11</ukm:Section>
...</ukm:AffectingProvisions>
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<ukm:Section Ref="section-149-1" URI="http://www.legislation.gov.uk/id/ukpga/2008/30/section/149/1">s. 149(1)</ukm:Section>
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<ukm:InForce Prospective="true" Qualification=""/>
...</ukm:InForceDates>
...</ukm:UnappliedEffect>
<ukm:UnappliedEffect AffectedNumber="35" Row="15" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2021/1" RequiresApplied="true" AffectedExtent="E+W+S" AffectingYear="2021" AffectedProvisions="s. 38(7)(da)" AffectedClass="UnitedKingdomPublicGeneralAct" AffectingNumber="1" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectingProvisions="s. 104(2)" EffectId="key-80179df5f0ccd9231a58f5eb2ec8add2" AffectedYear="2004" Type="inserted" URI="http://www.legislation.gov.uk/id/effect/key-80179df5f0ccd9231a58f5eb2ec8add2" AffectingClass="UnitedKingdomPublicGeneralAct" Modified="2024-05-22T08:35:15Z">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="section-38-7-da" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/38/7/da" FoundRef="section-38">s. 38(7)(da)</ukm:Section>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pension Schemes Act 2021</ukm:AffectingTitle>
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<ukm:Section Ref="section-104-2" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/section/104/2">s. 104(2)</ukm:Section>
...</ukm:AffectingProvisions>
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<ukm:Section Ref="section-131-1" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/section/131/1">s. 131(1)</ukm:Section>
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<ukm:InForce Applied="false" Prospective="true" Qualification=""/>
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...</ukm:UnappliedEffect>
<ukm:UnappliedEffect URI="http://www.legislation.gov.uk/id/effect/key-b0c1230a6619b0a1c89c3088d499c2d0" AffectingClass="UnitedKingdomPublicGeneralAct" Modified="2024-05-22T08:35:15Z" AffectingYear="2021" RequiresApplied="true" AffectingNumber="1" AffectedNumber="35" AffectedExtent="E+W+S" Type="inserted" AffectingProvisions="s. 109(3)" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2021/1" AffectedYear="2004" EffectId="key-b0c1230a6619b0a1c89c3088d499c2d0" AffectedClass="UnitedKingdomPublicGeneralAct" AffectedProvisions="s. 80(1)(a)(iib)" Row="20">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="section-80-1-a" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/80/1/a">s. 80(1)(a)</ukm:Section>
<ukm:Section Ref="section-80-1-iib" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/80/1/iib" FoundRef="section-80">(iib)</ukm:Section>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pension Schemes Act 2021</ukm:AffectingTitle>
<ukm:AffectingProvisions>
<ukm:Section Ref="section-109-3" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/section/109/3">s. 109(3)</ukm:Section>
...</ukm:AffectingProvisions>
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<ukm:Section Ref="section-131-1" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/section/131/1">s. 131(1)</ukm:Section>
...</ukm:CommencementAuthority>
<ukm:InForceDates>
<ukm:InForce Applied="false" Prospective="true" Qualification=""/>
...</ukm:InForceDates>
...</ukm:UnappliedEffect>
<ukm:UnappliedEffect AffectingNumber="1" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2021/1" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" Type="inserted" AffectedProvisions="s. 291(4)(f) and word" RequiresApplied="false" AffectedNumber="35" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" Modified="2024-05-22T08:35:15Z" Row="59" AffectedClass="UnitedKingdomPublicGeneralAct" AffectingProvisions="Sch. 3 para. 19(b)" URI="http://www.legislation.gov.uk/id/effect/key-d29fa2e87a4be7b6562c98b53c711160" AffectedYear="2004" AffectedExtent="E+W+S" EffectId="key-d29fa2e87a4be7b6562c98b53c711160" AffectingClass="UnitedKingdomPublicGeneralAct" AffectingYear="2021">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="section-291-4-f" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/291/4/f" FoundRef="section-291">s. 291(4)(f)</ukm:Section>
and word ...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pension Schemes Act 2021</ukm:AffectingTitle>
<ukm:AffectingProvisions>
<ukm:Section Ref="schedule-3" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/schedule/3">Sch. 3 </ukm:Section>
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<ukm:Section Ref="section-131-1" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/section/131/1">s. 131(1)</ukm:Section>
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...</ukm:CommencementAuthority>
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<ukm:InForce Date="2021-02-11" Qualification="for specified purposes"/>
...</ukm:InForceDates>
...</ukm:UnappliedEffect>
<ukm:UnappliedEffect AffectedExtent="E+W+S" EffectId="key-49c9364128c0405f527ad7e63ed90326" Row="11" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedNumber="35" AffectedProvisions="s. 23(1A)" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedClass="UnitedKingdomPublicGeneralAct" URI="http://www.legislation.gov.uk/id/effect/key-49c9364128c0405f527ad7e63ed90326" AffectingClass="UnitedKingdomPublicGeneralAct" Modified="2024-05-22T08:35:15Z" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" AffectedYear="2004" RequiresApplied="true" AffectingProvisions="Sch. 2 para. 26(3)" AffectingNumber="8" Type="inserted" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2015/8" AffectingYear="2015">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
<ukm:AffectedProvisions>
<ukm:Section Ref="section-23-1A" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/23/1A" FoundRef="section-23">s. 23(1A)</ukm:Section>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pension Schemes Act 2015</ukm:AffectingTitle>
<ukm:AffectingProvisions>
<ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/schedule/2">Sch. 2 </ukm:Section>
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...</ukm:AffectingProvisions>
<ukm:Savings>
<ukm:Section Ref="section-87" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/section/87">s. 87</ukm:Section>
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<ukm:CommencementAuthority>
<ukm:Section Ref="section-89-4-a" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/section/89/4/a">s. 89(4)(a)</ukm:Section>
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<ukm:InForce Applied="false" Prospective="true" Qualification=""/>
...</ukm:InForceDates>
...</ukm:UnappliedEffect>
<ukm:UnappliedEffect AffectingYear="2015" AffectedClass="UnitedKingdomPublicGeneralAct" Row="13" AffectingProvisions="Sch. 2 para. 26(5)" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" Type="inserted" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2015/8" AffectingNumber="8" EffectId="key-a89527790b7e936015462cf2969cdf7b" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectingClass="UnitedKingdomPublicGeneralAct" AffectedNumber="35" AffectedYear="2004" URI="http://www.legislation.gov.uk/id/effect/key-a89527790b7e936015462cf2969cdf7b" RequiresApplied="true" AffectedExtent="E+W+S" AffectedProvisions="s. 23(10A)" Modified="2024-05-22T08:35:15Z" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:Section Ref="section-23-10A" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/23/10A" FoundRef="section-23">s. 23(10A)</ukm:Section>
...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pension Schemes Act 2015</ukm:AffectingTitle>
<ukm:AffectingProvisions>
<ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/schedule/2">Sch. 2 </ukm:Section>
<ukm:Section Ref="schedule-2-paragraph-26-5" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/schedule/2/paragraph/26/5">para. 26(5)</ukm:Section>
...</ukm:AffectingProvisions>
<ukm:Savings>
<ukm:Section Ref="section-87" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/section/87">s. 87</ukm:Section>
...</ukm:Savings>
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<ukm:Section Ref="section-89-4-a" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/section/89/4/a">s. 89(4)(a)</ukm:Section>
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<ukm:InForce Applied="false" Prospective="true" Qualification=""/>
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...</ukm:UnappliedEffect>
<ukm:UnappliedEffect Modified="2024-05-22T08:35:15Z" Row="14" AffectedNumber="35" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedExtent="E+W+S" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" EffectId="key-b81068b7d87411b9e52a05a373639d1a" AffectedClass="UnitedKingdomPublicGeneralAct" RequiresApplied="true" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2004/35" AffectedYear="2004" AffectingYear="2015" AffectedProvisions="s. 38(1)-(1B)" URI="http://www.legislation.gov.uk/id/effect/key-b81068b7d87411b9e52a05a373639d1a" AffectingNumber="8" AffectingProvisions="Sch. 2 para. 27" AffectingClass="UnitedKingdomPublicGeneralAct" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2015/8" Type="substituted for s. 38(1)">
<ukm:AffectedTitle>Pensions Act 2004</ukm:AffectedTitle>
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<ukm:SectionRange Start="section-38-1" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/38/1" End="section-38-1B" UpTo="http://www.legislation.gov.uk/id/ukpga/2004/35/section/38/1B" FoundEnd="section-38" MissingEnd="true">
<ukm:Section Ref="section-38-1" URI="http://www.legislation.gov.uk/id/ukpga/2004/35/section/38/1">s. 38(1)</ukm:Section>
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...</ukm:AffectedProvisions>
<ukm:AffectingTitle>Pension Schemes Act 2015</ukm:AffectingTitle>
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<ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/schedule/2">Sch. 2 </ukm:Section>
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...</ukm:AffectingProvisions>
<ukm:Savings>
<ukm:Section Ref="section-87" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/section/87">s. 87</ukm:Section>
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<ukm:Section Ref="section-89-4-a" URI="http://www.legislation.gov.uk/id/ukpga/2015/8/section/89/4/a">s. 89(4)(a)</ukm:Section>
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<ukm:InForce Applied="false" Prospective="true" Qualification=""/>
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