Consumer Insurance (Disclosure and Representations) Act 2012

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1. Introductory Text

2. Main definitions

   1. 1. Main definitions

3. Pre-contract and pre-variation information

   1. 2. Disclosure and representations before contract or variation

   2. 3. Reasonable care

4. Qualifying misrepresentations

   1. 4. Qualifying misrepresentations: definition and remedies

   2. 5. Qualifying misrepresentations: classification and presumptions

5. Specific issues

   1. 6. Warranties and representations

   2. 7. Group insurance

   3. 8. Insurance on life of another

   4. 9. Agents

   5. 10. Contracting out

6. Final provision

   1. 11. Consequential provision

   2. 12. Short title, commencement, application and extent

7. 1. Expand +/Collapse -

      Schedule 1

      Insurers’ remedies for qualifying misrepresentations

      1. Part 1 Contracts

      2. Part 2 Variations

      3. Part 3 Modifications for group insurance

      4. Part 4 Supplementary

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      Schedule 2

      Rules for determining status of agents