Claims for compensation
I11Claims for compensation for riot damage etc
1
Where—
a
a person's property has been damaged, destroyed or stolen in the course of a riot,
b
the property is property in respect of which a claim may be made under this subsection (see section 2(1)), and
c
the property was not insured, or was not adequately insured, for the damage, destruction or theft,
the person may claim compensation from the appropriate local policing body.
2
Where—
a
a person's property has been damaged, destroyed or stolen in the course of a riot,
b
the property is property in respect of which a claim may be made under this subsection (see section 2(2)), and
c
an insurance company has (to any extent) met a claim by the person under a policy of insurance in respect of the damage, destruction or theft,
the insurance company may claim compensation from the appropriate local policing body.
3
The appropriate local policing body is the local policing body which is responsible for the police area in which the property was situated at the time of the riot.
4
A claim under this section must be made in accordance with regulations made under section 3.
5
For the purposes of subsection (1)(c), property is not adequately insured if—
a
it is insured for an amount that is less than its value, or
b
it is insured subject to an excess.
6
In this Act, “riot” is to be construed in accordance with section 1 of the Public Order Act 1986, but does not include a riot in any of the following places—
a
a prison, young offender institution or secure training centre;
b
a hospital where persons are detained under Part 2 or 3 of the Mental Health Act 1983;
c
a removal centre, a short-term holding facility or pre-departure accommodation (within the meaning given by section 147 of the Immigration and Asylum Act 1999).