http://www.legislation.gov.uk/ukpga/2018/10/part/3Financial Guidance and Claims Act 2018An Act to make provision establishing a new financial guidance body (including provision about a debt respite scheme); to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; to provide a power to make regulations prohibiting unsolicited direct marketing in relation to pensions and other consumer financial products and services; and to make provision about the regulation of claims management services.texttext/xmlenStatute Law Database2022-12-19Expert Participation2022-10-14PART 3General
36Extent1

Part 1, other than the provisions mentioned in subsections (2) to (5), extends to England and Wales, Scotland and Northern Ireland.

2

Sections 6 and 7 extend to England and Wales and Northern Ireland.

3

In section 12—

a

subsections (1) and (3) extend to England and Wales and Scotland;

b

subsections (2) and (4) extend to Northern Ireland.

4

In section 19—

a

subsections (1) to (5) extend to England and Wales and Scotland;

b

subsections (6) to (9) extend to Northern Ireland.

5

Paragraph 24 of Schedule 3 extends to England and Wales and Scotland.

6

Part 2, other than the provisions mentioned in subsections (7) and (8), extends to England and Wales and Scotland.

7

The following provisions extend to England and Wales—

a

section 27(14) and Schedule 4;

b

section 30;

c

section 32.

8

Section 35 extends to England and Wales, Scotland and Northern Ireland.

9

This Part extends to England and Wales, Scotland and Northern Ireland.

37Commencement1

The following provisions come into force on the day this Act is passed—

a

section 11(1) and (3);

b

section 12;

c

section 13;

d

section 21;

e

the following paragraphs of Schedule 3 (and section 25 so far as it relates to those paragraphs)—

i

paragraph 5,

ii

paragraph 13(a),

iii

paragraph 14(1), (2)(a) and (3)(a), and

iv

paragraph 21(1), (5)(a)(i) and (5)(b)(iii);

f

section 27(15) and Schedule 5;

g

this Part.

2

Subsections (6) to (9) of section 19 come into force on a day appointed by order made by the Department for Communities in Northern Ireland.

3

An order under subsection (2) may make—

a

transitional, transitory and saving provision in connection with the coming into force of any provision in section 19(6) to (9);

b

incidental and supplementary provision, and

c

different provision for different purposes,

and the power to make such an order is exercisable by statutory rule for the purposes of the Statutory Rules (Northern Ireland) Order 1979 (S.I. 1979/1573 (N.I. 12)).

4

Sections 22 and 29 to 32 come into force at the end of the period of two months beginning with the day on which this Act is passed.

5

The other provisions of this Act come into force on a day appointed by regulations.

6

Regulations under subsection (5) must provide for sections 6 and 7 to come into force on the same day as section 1(1).

7

Regulations may make transitional, transitory and saving provision in connection with the coming into force of any provision of Part 1 or 2 except section 19(6) to (9).

8

Regulations under subsection (5) or (7) may make—

a

incidental and supplementary provision,

b

different provision for different purposes, and

c

different provision for different areas.

9

Regulations under subsection (5) or (7) are to be made by statutory instrument by—

a

the Secretary of State, in relation to—

i

any provision of Part 1, other than section 14 and section 20, and

ii

section 35;

b

the Treasury, in relation to—

i

sections 14 and 20, and

ii

any provision of Part 2, other than section 35.

10

The Treasury must obtain the consent of the Lord Chancellor before making regulations under subsection (5) or (7) in relation to section 33.

38Short title

This Act may be cited as the Financial Guidance and Claims Act 2018.

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<strong>PART 3</strong>
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<heading>General</heading>
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<num>36</num>
<heading>Extent</heading>
<subsection eId="section-36-1">
<num>1</num>
<content>
<p>Part 1, other than the provisions mentioned in subsections (2) to (5), extends to England and Wales, Scotland and Northern Ireland.</p>
</content>
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<intro>
<p>In section 19—</p>
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<content>
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<paragraph eId="section-36-4-b">
<num>b</num>
<content>
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<subsection eId="section-36-5">
<num>5</num>
<content>
<p>Paragraph 24 of Schedule 3 extends to England and Wales and Scotland.</p>
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<subsection eId="section-36-6">
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<content>
<p>Part 2, other than the provisions mentioned in subsections (7) and (8), extends to England and Wales and Scotland.</p>
</content>
</subsection>
<subsection eId="section-36-7">
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<intro>
<p>The following provisions extend to England and Wales—</p>
</intro>
<paragraph eId="section-36-7-a">
<num>a</num>
<content>
<p>section 27(14) and Schedule 4;</p>
</content>
</paragraph>
<paragraph eId="section-36-7-b">
<num>b</num>
<content>
<p>section 30;</p>
</content>
</paragraph>
<paragraph eId="section-36-7-c">
<num>c</num>
<content>
<p>section 32.</p>
</content>
</paragraph>
</subsection>
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<num>8</num>
<content>
<p>Section 35 extends to England and Wales, Scotland and Northern Ireland.</p>
</content>
</subsection>
<subsection eId="section-36-9">
<num>9</num>
<content>
<p>This Part extends to England and Wales, Scotland and Northern Ireland.</p>
</content>
</subsection>
</section>
<section eId="section-37" period="#period1">
<num>37</num>
<heading>Commencement</heading>
<subsection eId="section-37-1">
<num>1</num>
<intro>
<p>The following provisions come into force on the day this Act is passed—</p>
</intro>
<paragraph eId="section-37-1-a">
<num>a</num>
<content>
<p>section 11(1) and (3);</p>
</content>
</paragraph>
<paragraph eId="section-37-1-b">
<num>b</num>
<content>
<p>section 12;</p>
</content>
</paragraph>
<paragraph eId="section-37-1-c">
<num>c</num>
<content>
<p>section 13;</p>
</content>
</paragraph>
<paragraph eId="section-37-1-d">
<num>d</num>
<content>
<p>section 21;</p>
</content>
</paragraph>
<paragraph eId="section-37-1-e">
<num>e</num>
<intro>
<p>the following paragraphs of Schedule 3 (and section 25 so far as it relates to those paragraphs)—</p>
</intro>
<subparagraph eId="section-37-1-e-i">
<num>i</num>
<content>
<p>paragraph 5,</p>
</content>
</subparagraph>
<subparagraph eId="section-37-1-e-ii">
<num>ii</num>
<content>
<p>paragraph 13(a),</p>
</content>
</subparagraph>
<subparagraph eId="section-37-1-e-iii">
<num>iii</num>
<content>
<p>paragraph 14(1), (2)(a) and (3)(a), and</p>
</content>
</subparagraph>
<subparagraph eId="section-37-1-e-iv">
<num>iv</num>
<content>
<p>paragraph 21(1), (5)(a)(i) and (5)(b)(iii);</p>
</content>
</subparagraph>
</paragraph>
<paragraph eId="section-37-1-f">
<num>f</num>
<content>
<p>section 27(15) and Schedule 5;</p>
</content>
</paragraph>
<paragraph eId="section-37-1-g">
<num>g</num>
<content>
<p>this Part.</p>
</content>
</paragraph>
</subsection>
<subsection eId="section-37-2">
<num>2</num>
<content>
<p>Subsections (6) to (9) of section 19 come into force on a day appointed by order made by the Department for Communities in Northern Ireland.</p>
</content>
</subsection>
<subsection eId="section-37-3">
<num>3</num>
<intro>
<p>An order under subsection (2) may make—</p>
</intro>
<paragraph eId="section-37-3-a">
<num>a</num>
<content>
<p>transitional, transitory and saving provision in connection with the coming into force of any provision in section 19(6) to (9);</p>
</content>
</paragraph>
<paragraph eId="section-37-3-b">
<num>b</num>
<content>
<p>incidental and supplementary provision, and</p>
</content>
</paragraph>
<paragraph eId="section-37-3-c">
<num>c</num>
<content>
<p>different provision for different purposes,</p>
</content>
</paragraph>
<wrapUp>
<p>
and the power to make such an order is exercisable by statutory rule for the purposes of the Statutory Rules (Northern Ireland) Order 1979 (
<abbr class="Acronym" title="Statutory Instrument">S.I.</abbr>
1979/1573 (N.I. 12)).
</p>
</wrapUp>
</subsection>
<subsection eId="section-37-4">
<num>4</num>
<content>
<p>Sections 22 and 29 to 32 come into force at the end of the period of two months beginning with the day on which this Act is passed.</p>
</content>
</subsection>
<subsection eId="section-37-5">
<num>5</num>
<content>
<p>The other provisions of this Act come into force on a day appointed by regulations.</p>
</content>
</subsection>
<subsection eId="section-37-6">
<num>6</num>
<content>
<p>Regulations under subsection (5) must provide for sections 6 and 7 to come into force on the same day as section 1(1).</p>
</content>
</subsection>
<subsection eId="section-37-7">
<num>7</num>
<content>
<p>Regulations may make transitional, transitory and saving provision in connection with the coming into force of any provision of Part 1 or 2 except section 19(6) to (9).</p>
</content>
</subsection>
<subsection eId="section-37-8">
<num>8</num>
<intro>
<p>Regulations under subsection (5) or (7) may make—</p>
</intro>
<paragraph eId="section-37-8-a">
<num>a</num>
<content>
<p>incidental and supplementary provision,</p>
</content>
</paragraph>
<paragraph eId="section-37-8-b">
<num>b</num>
<content>
<p>different provision for different purposes, and</p>
</content>
</paragraph>
<paragraph eId="section-37-8-c">
<num>c</num>
<content>
<p>different provision for different areas.</p>
</content>
</paragraph>
</subsection>
<subsection eId="section-37-9">
<num>9</num>
<intro>
<p>Regulations under subsection (5) or (7) are to be made by statutory instrument by—</p>
</intro>
<paragraph eId="section-37-9-a">
<num>a</num>
<intro>
<p>the Secretary of State, in relation to—</p>
</intro>
<subparagraph eId="section-37-9-a-i">
<num>i</num>
<content>
<p>any provision of Part 1, other than section 14 and section 20, and</p>
</content>
</subparagraph>
<subparagraph eId="section-37-9-a-ii">
<num>ii</num>
<content>
<p>section 35;</p>
</content>
</subparagraph>
</paragraph>
<paragraph eId="section-37-9-b">
<num>b</num>
<intro>
<p>the Treasury, in relation to—</p>
</intro>
<subparagraph eId="section-37-9-b-i">
<num>i</num>
<content>
<p>sections 14 and 20, and</p>
</content>
</subparagraph>
<subparagraph eId="section-37-9-b-ii">
<num>ii</num>
<content>
<p>any provision of Part 2, other than section 35.</p>
</content>
</subparagraph>
</paragraph>
</subsection>
<subsection eId="section-37-10">
<num>10</num>
<content>
<p>The Treasury must obtain the consent of the Lord Chancellor before making regulations under subsection (5) or (7) in relation to section 33.</p>
</content>
</subsection>
</section>
<section eId="section-38" period="#period1">
<num>38</num>
<heading>Short title</heading>
<content>
<p>This Act may be cited as the Financial Guidance and Claims Act 2018.</p>
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