http://www.legislation.gov.uk/ukpga/2021/1/schedule/9/paragraph/2/2024-04-06Pension Schemes Act 2021An Act to make provision about pension schemes.texttext/xmlenStatute Law Database2024-05-18Expert Participation2024-04-06 SCHEDULESSCHEDULE 9Pensions dashboards: Northern Ireland<Emphasis>Qualifying pensions dashboard service</Emphasis>2After Article 215 insert—<Emphasis>Pensions dashboards</Emphasis><Emphasis>Qualifying pensions dashboard service</Emphasis>215A1A pensions dashboard service is an electronic communications service by means of which information about pensions may be requested by, and provided to, an individual or a person authorised by the individual.2Qualifying pensions dashboard service” means a pensions dashboard service in relation to which prescribed requirements are satisfied.3Requirements prescribed under paragraph (2) may, in particular, relate to—awhat relevant and other information is to be provided, how it is to be provided and the circumstances in which it is to be provided;bhow the pensions dashboard service is to be established, maintained and operated.4In paragraph (3)(a) “relevant information” means—ainformation of a prescribed description about—istate pensions;iibasic or additional retirement pensions;bstate pension information relating to the individual in question of such description as may be prescribed;cinformation of a prescribed description about occupational or personal pension schemes or a prescribed description of occupational or personal pension schemes;dinformation relating to the individual in question and particular occupational or personal pension schemes of such description as may be prescribed.5Requirements prescribed under paragraph (2) may, in particular—arequire the pensions dashboard service to comply with standards, specifications or technical requirements published from time to time by—ithe Department,iithe Money and Pensions Service, oriiia person specified or of a description specified in the regulations;brequire the provider of the pensions dashboard service to satisfy prescribed conditions;crequire the provider of the pensions dashboard service to be a person approved from time to time by—ithe Department,iithe Money and Pensions Service, oriiia person specified or of a description specified in the regulations;drequire the provider of the pensions dashboard service to provide, or not to provide, information, facilities or services specified or of a description specified in connection with the pensions dashboard service.6Requirements prescribed under paragraph (2) may include provision under which a determination may fall to be made by—athe Department,bthe Money and Pensions Service, orca person specified or of a description specified in the regulations.<Emphasis>Qualifying pension dashboard service: further provision</Emphasis>215B1Requirements prescribed under Article 215A(2) may make provision about—adealing with requests for information about pensions, including provision about the use of intermediaries;bthe involvement of the provider of a pensions dashboard service in the arrangements for dealing with requests for information about pensions.2Provision made by virtue of paragraph (1) may, in particular, require—athe use of electronic communications;bthe use of facilities or services specified or of a description specified in the regulations;cthe provision of assistance in connection with the establishment, maintenance or management of such facilities or services;dparticipation in, or compliance with, arrangements for establishing, maintaining or managing such facilities or services.3The facilities and services for which provision may be made by virtue of paragraph (2)(b) may include facilities or services with functions relating to—athe transmission of information,bverifying the identity of a person,cidentifying the occupational or personal pension scheme or schemes under which pensions are payable to or in respect of a particular individual,dauthenticating information transmitted by means of electronic communications, oreensuring the security of information transmitted by means of electronic communications.4Regulations under paragraph (2)(b) may impose requirements as regards a facility or service, including requirements about—acompliance with standards, specifications or technical requirements published from time to time by—ithe Department,iithe Money and Pensions Service, oriiia person specified or of a description specified in the regulations;bthe provider of the facility or service being a person approved from time to time by—ithe Department,iithe Money and Pensions Service, oriiia person specified or of a description specified in the regulations.5Regulations under paragraph (2)(d) may, in particular, require the provider of the pensions dashboard service—ato cooperate with the Money and Pensions Service or a person specified or of a description specified in the regulations;bto coordinate activities with the Money and Pensions Service or a person specified or of a description specified in the regulations;cto enable the Money and Pensions Service or a person specified or of a description specified in the regulations to monitor or audit compliance by the provider.6Except as provided by paragraph (7), regulations under Article 215A(2) may provide for the processing of personal data in accordance with the regulations not to be in breach of—aany obligation of confidence owed by the person processing the personal data, orbany other restriction on the processing of personal data (however imposed).7Regulations under Article 215A(2) are not to be read as authorising or requiring such processing of personal data as would contravene the data protection legislation (but in determining whether particular processing of data would do so, take into account the power conferred or duty imposed by the provision of regulations in question).<Emphasis>Articles 215A and 215B: interpretation</Emphasis>215C1This Article applies for the purposes of Articles 215A and 215B.2A reference to state pension information, in relation to an individual, is a reference to the information about that individual specified in—asection 38(7) of the 2000 Act, orbsection 42(7) of the Child Support, Pensions and Social Security Act 2000.3A reference to the Money and Pensions Service includes a reference to a person with whom arrangements are made under section 5(1), (2) or (3) of the Financial Guidance and Claims Act 2018.4In Articles 215A and 215B—additional retirement pension” means—any additional pension or shared additional pension under—the Contributions and Benefits Act, orthe Social Security Contributions and Benefits Act 1992, orany graduated retirement benefit under—sections 35 and 36 of the National Insurance Act (Northern Ireland) 1966, orsections 36 and 37 of the National Insurance Act 1965;basic retirement pension” means any basic pension under—the Contributions and Benefits Act, orthe Social Security Contributions and Benefits Act 1992;the data protection legislation” has the same meaning as in the Data Protection Act 2018 (see section 3 of that Act);electronic communications service” has the meaning given by section 32 of the Communications Act 2003;personal data” has the same meaning as in the Data Protection Act 2018 (see section 3 of that Act);state pension” means any state pension under—Part 1 of the Pensions Act (Northern Ireland) 2015, orPart 1 of the Pensions Act 2014.Sch. 9 para. 2 in force at Royal Assent for specified purposes, see s. 131(3)(a)Sch. 9 para. 2 in force at 31.10.2022 in so far as not already in force by S.R. 2022/291, art. 2
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<Number>SCHEDULE 9</Number>
<TitleBlock>
<Title>Pensions dashboards: Northern Ireland</Title>
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<Pblock DocumentURI="http://www.legislation.gov.uk/ukpga/2021/1/schedule/9/crossheading/qualifying-pensions-dashboard-service/2024-04-06" IdURI="http://www.legislation.gov.uk/id/ukpga/2021/1/schedule/9/crossheading/qualifying-pensions-dashboard-service" NumberOfProvisions="4" id="schedule-9-crossheading-qualifying-pensions-dashboard-service" RestrictStartDate="2022-10-31">
<Title>
<Emphasis>Qualifying pensions dashboard service</Emphasis>
</Title>
<P1 DocumentURI="http://www.legislation.gov.uk/ukpga/2021/1/schedule/9/paragraph/2/2024-04-06" IdURI="http://www.legislation.gov.uk/id/ukpga/2021/1/schedule/9/paragraph/2" id="schedule-9-paragraph-2" RestrictStartDate="2022-10-31">
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2
</Pnumber>
<P1para>
<Text>After Article 215 insert—</Text>
<BlockAmendment TargetClass="secondary" TargetSubClass="order" Context="main" Format="default">
<Pblock>
<Title>
<Emphasis>Pensions dashboards</Emphasis>
</Title>
<PsubBlock>
<Title>
<Emphasis>Qualifying pensions dashboard service</Emphasis>
</Title>
<P1>
<Pnumber PuncAfter="">215A</Pnumber>
<P1para>
<P2>
<Pnumber>1</Pnumber>
<P2para>
<Text>A pensions dashboard service is an electronic communications service by means of which information about pensions may be requested by, and provided to, an individual or a person authorised by the individual.</Text>
</P2para>
</P2>
<P2>
<Pnumber>2</Pnumber>
<P2para>
<Text>
<Term>Qualifying pensions dashboard service</Term>
” means a pensions dashboard service in relation to which prescribed requirements are satisfied.
</Text>
</P2para>
</P2>
<P2>
<Pnumber>3</Pnumber>
<P2para>
<Text>Requirements prescribed under paragraph (2) may, in particular, relate to—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>what relevant and other information is to be provided, how it is to be provided and the circumstances in which it is to be provided;</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>how the pensions dashboard service is to be established, maintained and operated.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>4</Pnumber>
<P2para>
<Text>
In paragraph (3)(a) “
<Term>relevant information</Term>
” means—
</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>information of a prescribed description about—</Text>
<P4>
<Pnumber>i</Pnumber>
<P4para>
<Text>state pensions;</Text>
</P4para>
</P4>
<P4>
<Pnumber>ii</Pnumber>
<P4para>
<Text>basic or additional retirement pensions;</Text>
</P4para>
</P4>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>state pension information relating to the individual in question of such description as may be prescribed;</Text>
</P3para>
</P3>
<P3>
<Pnumber>c</Pnumber>
<P3para>
<Text>information of a prescribed description about occupational or personal pension schemes or a prescribed description of occupational or personal pension schemes;</Text>
</P3para>
</P3>
<P3>
<Pnumber>d</Pnumber>
<P3para>
<Text>information relating to the individual in question and particular occupational or personal pension schemes of such description as may be prescribed.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>5</Pnumber>
<P2para>
<Text>Requirements prescribed under paragraph (2) may, in particular—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>require the pensions dashboard service to comply with standards, specifications or technical requirements published from time to time by—</Text>
<P4>
<Pnumber>i</Pnumber>
<P4para>
<Text>the Department,</Text>
</P4para>
</P4>
<P4>
<Pnumber>ii</Pnumber>
<P4para>
<Text>the Money and Pensions Service, or</Text>
</P4para>
</P4>
<P4>
<Pnumber>iii</Pnumber>
<P4para>
<Text>a person specified or of a description specified in the regulations;</Text>
</P4para>
</P4>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>require the provider of the pensions dashboard service to satisfy prescribed conditions;</Text>
</P3para>
</P3>
<P3>
<Pnumber>c</Pnumber>
<P3para>
<Text>require the provider of the pensions dashboard service to be a person approved from time to time by—</Text>
<P4>
<Pnumber>i</Pnumber>
<P4para>
<Text>the Department,</Text>
</P4para>
</P4>
<P4>
<Pnumber>ii</Pnumber>
<P4para>
<Text>the Money and Pensions Service, or</Text>
</P4para>
</P4>
<P4>
<Pnumber>iii</Pnumber>
<P4para>
<Text>a person specified or of a description specified in the regulations;</Text>
</P4para>
</P4>
</P3para>
</P3>
<P3>
<Pnumber>d</Pnumber>
<P3para>
<Text>require the provider of the pensions dashboard service to provide, or not to provide, information, facilities or services specified or of a description specified in connection with the pensions dashboard service.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>6</Pnumber>
<P2para>
<Text>Requirements prescribed under paragraph (2) may include provision under which a determination may fall to be made by—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>the Department,</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>the Money and Pensions Service, or</Text>
</P3para>
</P3>
<P3>
<Pnumber>c</Pnumber>
<P3para>
<Text>a person specified or of a description specified in the regulations.</Text>
</P3para>
</P3>
</P2para>
</P2>
</P1para>
</P1>
</PsubBlock>
<PsubBlock>
<Title>
<Emphasis>Qualifying pension dashboard service: further provision</Emphasis>
</Title>
<P1>
<Pnumber PuncAfter="">215B</Pnumber>
<P1para>
<P2>
<Pnumber>1</Pnumber>
<P2para>
<Text>Requirements prescribed under Article 215A(2) may make provision about—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>dealing with requests for information about pensions, including provision about the use of intermediaries;</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>the involvement of the provider of a pensions dashboard service in the arrangements for dealing with requests for information about pensions.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>2</Pnumber>
<P2para>
<Text>Provision made by virtue of paragraph (1) may, in particular, require—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>the use of electronic communications;</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>the use of facilities or services specified or of a description specified in the regulations;</Text>
</P3para>
</P3>
<P3>
<Pnumber>c</Pnumber>
<P3para>
<Text>the provision of assistance in connection with the establishment, maintenance or management of such facilities or services;</Text>
</P3para>
</P3>
<P3>
<Pnumber>d</Pnumber>
<P3para>
<Text>participation in, or compliance with, arrangements for establishing, maintaining or managing such facilities or services.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>3</Pnumber>
<P2para>
<Text>The facilities and services for which provision may be made by virtue of paragraph (2)(b) may include facilities or services with functions relating to—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>the transmission of information,</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>verifying the identity of a person,</Text>
</P3para>
</P3>
<P3>
<Pnumber>c</Pnumber>
<P3para>
<Text>identifying the occupational or personal pension scheme or schemes under which pensions are payable to or in respect of a particular individual,</Text>
</P3para>
</P3>
<P3>
<Pnumber>d</Pnumber>
<P3para>
<Text>authenticating information transmitted by means of electronic communications, or</Text>
</P3para>
</P3>
<P3>
<Pnumber>e</Pnumber>
<P3para>
<Text>ensuring the security of information transmitted by means of electronic communications.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>4</Pnumber>
<P2para>
<Text>Regulations under paragraph (2)(b) may impose requirements as regards a facility or service, including requirements about—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>compliance with standards, specifications or technical requirements published from time to time by—</Text>
<P4>
<Pnumber>i</Pnumber>
<P4para>
<Text>the Department,</Text>
</P4para>
</P4>
<P4>
<Pnumber>ii</Pnumber>
<P4para>
<Text>the Money and Pensions Service, or</Text>
</P4para>
</P4>
<P4>
<Pnumber>iii</Pnumber>
<P4para>
<Text>a person specified or of a description specified in the regulations;</Text>
</P4para>
</P4>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>the provider of the facility or service being a person approved from time to time by—</Text>
<P4>
<Pnumber>i</Pnumber>
<P4para>
<Text>the Department,</Text>
</P4para>
</P4>
<P4>
<Pnumber>ii</Pnumber>
<P4para>
<Text>the Money and Pensions Service, or</Text>
</P4para>
</P4>
<P4>
<Pnumber>iii</Pnumber>
<P4para>
<Text>a person specified or of a description specified in the regulations.</Text>
</P4para>
</P4>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>5</Pnumber>
<P2para>
<Text>Regulations under paragraph (2)(d) may, in particular, require the provider of the pensions dashboard service—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>to cooperate with the Money and Pensions Service or a person specified or of a description specified in the regulations;</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>to coordinate activities with the Money and Pensions Service or a person specified or of a description specified in the regulations;</Text>
</P3para>
</P3>
<P3>
<Pnumber>c</Pnumber>
<P3para>
<Text>to enable the Money and Pensions Service or a person specified or of a description specified in the regulations to monitor or audit compliance by the provider.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>6</Pnumber>
<P2para>
<Text>Except as provided by paragraph (7), regulations under Article 215A(2) may provide for the processing of personal data in accordance with the regulations not to be in breach of—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>any obligation of confidence owed by the person processing the personal data, or</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>any other restriction on the processing of personal data (however imposed).</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>7</Pnumber>
<P2para>
<Text>Regulations under Article 215A(2) are not to be read as authorising or requiring such processing of personal data as would contravene the data protection legislation (but in determining whether particular processing of data would do so, take into account the power conferred or duty imposed by the provision of regulations in question).</Text>
</P2para>
</P2>
</P1para>
</P1>
</PsubBlock>
<PsubBlock>
<Title>
<Emphasis>Articles 215A and 215B: interpretation</Emphasis>
</Title>
<P1>
<Pnumber PuncAfter="">215C</Pnumber>
<P1para>
<P2>
<Pnumber>1</Pnumber>
<P2para>
<Text>This Article applies for the purposes of Articles 215A and 215B.</Text>
</P2para>
</P2>
<P2>
<Pnumber>2</Pnumber>
<P2para>
<Text>A reference to state pension information, in relation to an individual, is a reference to the information about that individual specified in—</Text>
<P3>
<Pnumber>a</Pnumber>
<P3para>
<Text>section 38(7) of the 2000 Act, or</Text>
</P3para>
</P3>
<P3>
<Pnumber>b</Pnumber>
<P3para>
<Text>section 42(7) of the Child Support, Pensions and Social Security Act 2000.</Text>
</P3para>
</P3>
</P2para>
</P2>
<P2>
<Pnumber>3</Pnumber>
<P2para>
<Text>A reference to the Money and Pensions Service includes a reference to a person with whom arrangements are made under section 5(1), (2) or (3) of the Financial Guidance and Claims Act 2018.</Text>
</P2para>
</P2>
<P2>
<Pnumber>4</Pnumber>
<P2para>
<Text>In Articles 215A and 215B—</Text>
<UnorderedList Decoration="none" Class="Definition">
<ListItem>
<Para>
<Text>
<Term>additional retirement pension</Term>
” means—
</Text>
</Para>
<OrderedList Type="alpha" Decoration="parens">
<ListItem NumberOverride="a">
<Para>
<Text>any additional pension or shared additional pension under—</Text>
</Para>
<OrderedList Type="roman" Decoration="parens">
<ListItem NumberOverride="i">
<Para>
<Text>the Contributions and Benefits Act, or</Text>
</Para>
</ListItem>
<ListItem NumberOverride="ii">
<Para>
<Text>the Social Security Contributions and Benefits Act 1992, or</Text>
</Para>
</ListItem>
</OrderedList>
</ListItem>
<ListItem NumberOverride="b">
<Para>
<Text>any graduated retirement benefit under—</Text>
</Para>
<OrderedList Type="roman" Decoration="parens">
<ListItem NumberOverride="i">
<Para>
<Text>sections 35 and 36 of the National Insurance Act (Northern Ireland) 1966, or</Text>
</Para>
</ListItem>
<ListItem NumberOverride="ii">
<Para>
<Text>sections 36 and 37 of the National Insurance Act 1965;</Text>
</Para>
</ListItem>
</OrderedList>
</ListItem>
</OrderedList>
</ListItem>
<ListItem>
<Para>
<Text>
<Term>basic retirement pension</Term>
” means any basic pension under—
</Text>
</Para>
<OrderedList Type="alpha" Decoration="parens">
<ListItem NumberOverride="a">
<Para>
<Text>the Contributions and Benefits Act, or</Text>
</Para>
</ListItem>
<ListItem NumberOverride="b">
<Para>
<Text>the Social Security Contributions and Benefits Act 1992;</Text>
</Para>
</ListItem>
</OrderedList>
</ListItem>
<ListItem>
<Para>
<Text>
<Term>the data protection legislation</Term>
” has the same meaning as in the Data Protection Act 2018 (see section 3 of that Act);
</Text>
</Para>
</ListItem>
<ListItem>
<Para>
<Text>
<Term>electronic communications service</Term>
” has the meaning given by section 32 of the Communications Act 2003;
</Text>
</Para>
</ListItem>
<ListItem>
<Para>
<Text>
<Term>personal data</Term>
” has the same meaning as in the Data Protection Act 2018 (see section 3 of that Act);
</Text>
</Para>
</ListItem>
<ListItem>
<Para>
<Text>
<Term>state pension</Term>
” means any state pension under—
</Text>
</Para>
<OrderedList Type="alpha" Decoration="parens">
<ListItem NumberOverride="a">
<Para>
<Text>Part 1 of the Pensions Act (Northern Ireland) 2015, or</Text>
</Para>
</ListItem>
<ListItem NumberOverride="b">
<Para>
<Text>Part 1 of the Pensions Act 2014.</Text>
</Para>
</ListItem>
</OrderedList>
</ListItem>
</UnorderedList>
</P2para>
</P2>
</P1para>
</P1>
</PsubBlock>
</Pblock>
</BlockAmendment>
</P1para>
</P1>
</Pblock>
</ScheduleBody>
</Schedule>
</Schedules>
</Primary>
<Commentaries>
<Commentary id="c24498331" Type="I">
<Para>
<Text>
<CitationSubRef id="c00365" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/schedule/9/paragraph/2" SectionRef="schedule-9-paragraph-2">Sch. 9 para. 2</CitationSubRef>
in force at Royal Assent for specified purposes, see
<CitationSubRef id="c00366" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/section/131/3/a" SectionRef="section-131-3-a">s. 131(3)(a)</CitationSubRef>
</Text>
</Para>
</Commentary>
<Commentary id="key-bf71c0a5f3b4ce665992adb7a310dba4" Type="I">
<Para>
<Text>
<CitationSubRef SectionRef="schedule-9-paragraph-2" URI="http://www.legislation.gov.uk/id/ukpga/2021/1/schedule/9/paragraph/2" id="csd2eahv4-00025">Sch. 9 para. 2</CitationSubRef>
in force at 31.10.2022 in so far as not already in force by
<Citation URI="http://www.legislation.gov.uk/id/nisr/2022/291" Class="NorthernIrelandStatutoryRule" Year="2022" Number="291" Title="The Pension Schemes Act 2021 (Commencement No. 6) Order (Northern Ireland) 2022" id="csd2eahv4-00026">S.R. 2022/291</Citation>
,
<CitationSubRef SectionRef="article-2" URI="http://www.legislation.gov.uk/id/nisr/2022/291/article/2" CitationRef="csd2eahv4-00026" Operative="true" id="csd2eahv4-00027">art. 2</CitationSubRef>
</Text>
</Para>
</Commentary>
</Commentaries>
</Legislation>