1.—(1) This Schedule contains provisions about claimants to whom regulation 26(3) applies.
(2) Claimants who fall within sub-paragraph (1) are referred to in this Schedule as “owner-occupiers” (and references to “joint owner-occupiers” are to joint claimants to whom regulation 26(3) applies).
(3) Part 2 of this Schedule sets out an exception to section 11(1) of the Act for certain owner-occupiers in whose case an award of universal credit is not to include an amount of housing costs element calculated under this Schedule.
(4) Part 3 of this Schedule provides for a qualifying period that is to elapse before an amount of housing costs element calculated under this Schedule may be included in an owner-occupier's award of universal credit.
(5) Part 4 provides for the calculation of the amount of housing costs element to be included under this Schedule in an owner-occupier's award of universal credit.
2. In this Schedule—
F1...
F1...
“joint owner-occupier” has the meaning given in paragraph 1(2);
F1...
“owner-occupier” means a single owner-occupier within the meaning of paragraph 1(2) or each of joint owner-occupiers;
“qualifying period” has the meaning given in paragraph 5(2);
[F2“relevant date” means, in relation to an owner-occupier, the date on which an amount of housing costs element calculated under this Schedule is first included in the owner-occupier’s award;]
“relevant payments” has the meaning given in paragraph 3;
F1...
Textual Amendments
F1Words in Sch. 5 para. 2 omitted (with effect in accordance with regs. 19 - 21 of the amending S.I.) by virtue of The Loans for Mortgage Interest Regulations 2017 (S.I. 2017/725), reg. 1(2)(a), Sch. 5 para. 5(f)(i)
F2Words in Sch. 5 para. 2 inserted (28.4.2014) by The Universal Credit and Miscellaneous Amendments Regulations 2014 (S.I. 2014/597), regs. 1, 2(14)(a)(ii)
3.—[F3(1) “Relevant payments” means one or more payments which are service charge payments.]
F4(2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(3) “Service charge payments” is to be understood in accordance with paragraphs 7 and 8 of that Schedule.
Textual Amendments
F3Sch. 5 para. 3(1) substituted (with effect in accordance with regs. 19 - 21 of the amending S.I.) by The Loans for Mortgage Interest Regulations 2017 (S.I. 2017/725), reg. 1(2)(a), Sch. 5 para. 5(f)(ii)
F4Sch. 5 para. 3(2) omitted (with effect in accordance with regs. 19 - 21 of the amending S.I.) by virtue of The Loans for Mortgage Interest Regulations 2017 (S.I. 2017/725), reg. 1(2)(a), Sch. 5 para. 5(f)(iii)