Chwilio Deddfwriaeth

Home Owner and Debtor Protection (Scotland) Act 2010

 Help about what version

Pa Fersiwn

 Help about advanced features

Nodweddion Uwch

 Help about opening options

Dewisiadau Agor

Changes over time for: Part 2

 Help about opening options

Version Superseded: 30/06/2014

Status:

Point in time view as at 15/11/2010.

Changes to legislation:

There are currently no known outstanding effects for the Home Owner and Debtor Protection (Scotland) Act 2010, Part 2 . Help about Changes to Legislation

Close

Changes to Legislation

Revised legislation carried on this site may not be fully up to date. At the current time any known changes or effects made by subsequent legislation have been applied to the text of the legislation you are viewing by the editorial team. Please see ‘Frequently Asked Questions’ for details regarding the timescales for which new effects are identified and recorded on this site.

Part 2 SSequestration and trust deeds

9Certificate for sequestrationS

(1)In section 5 (sequestration of estate) of the Bankruptcy (Scotland) Act 1985 (c. 66) (“the 1985 Act”)—

(a)in subsection (2)(a), for “either subsection (2A) or” substitute “ subsection ”,

(b)subsection (2A) is repealed,

(c)in subsection (2B)(c), after sub-paragraph (ia) insert—

(ib)has, within the prescribed period, been granted a certificate for sequestration of the debtor's estate in accordance with section 5B of this Act,, and

(d)after subsection (2E) insert—

(2F)In subsection (2B)(c)(ib) above “the prescribed period” means such period, ending immediately before the debtor application is made, as may be prescribed under section 5B(5)(c) of this Act..

(2)After section 5A of the 1985 Act insert—

5BCertificate for sequestration

(1)A certificate for sequestration of a debtor's estate is a certificate granted by an authorised person certifying that the debtor is unable to pay debts as they become due.

(2)A certificate may be granted only on the application of the debtor.

(3)An authorised person must grant a certificate if, and only if, the debtor can demonstrate that the debtor is unable to pay debts as they become due.

(4)In this section “authorised person” means a person falling within a class prescribed under subsection (5)(a).

(5)The Scottish Ministers may by regulations—

(a)prescribe classes of persons authorised to grant a certificate under this section;

(b)make provision about certification by an authorised person, including—

(i)the form and manner in which a certification must be made;

(ii)the fee, if any, which an authorised person is entitled to charge for or in connection with granting a certificate;

(c)prescribe a period for the purpose of section 5(2B)(c)(ib) of this Act;

(d)make different provision for different cases or classes of case..

(3)In section 12 (when sequestration is awarded) of the 1985 Act, in subsection (1)(b), for “either subsection (2A) or”, substitute “ subsection ”.

Commencement Information

I1S. 9(1)(3) in force at 15.11.2010 by S.S.I. 2010/314, art. 6 (with transitional provisions and savings in S.S.I. 2010/316, art. 7)

I2S. 9(2) in force at 7.9.2010 for specified purposes by S.S.I. 2010/314, art. 5

I3S. 9(2) in force at 15.11.2010 in so far as not already in force by S.S.I. 2010/314, art. 6

10Trust deedsS

(1)In section 5(4A) (definition of “trust deed”) of the 1985 Act—

(a)after “means” insert

(a)”, and

(b)after “generally” insert ; and

(b)any other trust deed which would fall within paragraph (a) but for—

(i)the exclusion from the estate conveyed to the trustee of the whole or part of the debtor's dwellinghouse, where a secured creditor holds a security over it; and

(ii)the fact that the debtor's estate is not conveyed to the trustee for the benefit of creditors generally because the secured creditor has, at the debtor's request, agreed before the trust deed is granted not to claim under the trust deed for any of the debt in respect of which the security is held..

(2)After section 5(4A) of the 1985 Act insert—

(4AA)In subsection (4A)(b) above “debtor's dwellinghouse” means a dwellinghouse (including any yard, garden, outbuilding or other pertinents) which, on the day immediately preceding the date the trust deed was granted—

(a)the debtor (whether alone or in common with any other person)—

(i)owned; or

(ii)leased under a long lease (long lease having the same meaning as in section 28(1) of the Land Registration (Scotland) Act 1979 (c. 33); and

(b)was the sole or main residence of the debtor.

(4AB)For the purposes of subsection (4AA)(b) above, a dwellinghouse may be a sole or main residence irrespective of whether it is used, to any extent, by the debtor for the purposes of any profession, trade or business..

Commencement Information

I4S. 10 in force at 15.11.2010 by S.S.I. 2010/314, art. 6 (with transitional provisions and savings in S.S.I. 2010/316, art. 7)

11Power in relation to debtor's family homeS

In section 40 (power in relation to family home) of the 1985 Act—

(a)in subsections (1), (2) and (3), after “trustee” in each place where it occurs insert “ or the trustee acting under the trust deed ”,

(b)in subsection (2), for “twelve months” substitute “ 3 years ”,

(c)after subsection (3) insert—

(3A)Before commencing proceedings to obtain the authority of the sheriff under subsection (1)(b) the trustee, or the trustee acting under the trust deed, must give notice of the proceedings to the local authority in whose area the home is situated.

(3B)Notice under subsection (3A) must be given in such form and manner as may be prescribed by the Scottish Ministers., and

(d)in subsection (4)—

(i)after paragraph (b), insert—

(ba)local authority” means a council constituted under section 2 of the Local Government etc. (Scotland) Act 1994 (c. 39);, and

(ii)in paragraph (d), after “sequestration” insert “ or, as the case may be, the day immediately preceding the date the trust deed was granted ”.

Commencement Information

I5S. 11 in force at 7.9.2010 for specified purposes by S.S.I. 2010/314, art. 5

I6S. 11 in force at 15.11.2010 in so far as not already in force by S.S.I. 2010/314, art. 6

12Abolition of certain requirements to advertise in Edinburgh GazetteS

Sections 15(6) and 25(6) of the 1985 Act (which require the publication in the Edinburgh Gazette of certain notices in connection with a sequestration) are repealed.

Commencement Information

I7S. 12 in force at 15.11.2010 by S.S.I. 2010/314, art. 6 (with transitional provisions and savings in S.S.I. 2010/316, art. 7)

13Regulations under the 1985 ActS

(1)In section 72 (regulations) of the 1985 Act—

(a)in subsection (3)(a), after sub-paragraph (ii) insert—

(iia)section 5B(5);, and

(b)in subsection (3)(b) the words—

(i)“the first”, and

(ii)from “made” to the end,

are repealed.

(2)In paragraph 5 of Schedule 5 to the 1985 Act (protected trust deeds), after paragraph (a) of sub-paragraph (2) insert—

(aa)make different provision for different cases or classes of case;.

Commencement Information

I8S. 13 in force at 7.9.2010 by S.S.I. 2010/314, art. 5

Yn ôl i’r brig

Options/Help

Print Options

Close

Mae deddfwriaeth ar gael mewn fersiynau gwahanol:

Y Diweddaraf sydd Ar Gael (diwygiedig):Y fersiwn ddiweddaraf sydd ar gael o’r ddeddfwriaeth yn cynnwys newidiadau a wnaed gan ddeddfwriaeth ddilynol ac wedi eu gweithredu gan ein tîm golygyddol. Gellir gweld y newidiadau nad ydym wedi eu gweithredu i’r testun eto yn yr ardal ‘Newidiadau i Ddeddfwriaeth’.

Gwreiddiol (Fel y’i Deddfwyd neu y’i Gwnaed): Mae'r wreiddiol fersiwn y ddeddfwriaeth fel ag yr oedd pan gafodd ei deddfu neu eu gwneud. Ni wnaed unrhyw newidiadau i’r testun.

Pwynt Penodol mewn Amser: This becomes available after navigating to view revised legislation as it stood at a certain point in time via Advanced Features > Show Timeline of Changes or via a point in time advanced search.

Close

Gweler y wybodaeth ychwanegol ochr yn ochr â’r cynnwys

Rhychwant ddaearyddol: Indicates the geographical area that this provision applies to. For further information see ‘Frequently Asked Questions’.

Dangos Llinell Amser Newidiadau: See how this legislation has or could change over time. Turning this feature on will show extra navigation options to go to these specific points in time. Return to the latest available version by using the controls above in the What Version box.

Close

Dewisiadau Agor

Dewisiadau gwahanol i agor deddfwriaeth er mwyn gweld rhagor o gynnwys ar y sgrin ar yr un pryd

Close

Nodiadau Esboniadol

Text created by the Scottish Government to explain what the Act sets out to achieve and to make the Act accessible to readers who are not legally qualified. Explanatory Notes were introduced in 1999 and accompany all Acts of the Scottish Parliament except those which result from Budget Bills.

Close

Rhagor o Adnoddau

Gallwch wneud defnydd o ddogfennau atodol hanfodol a gwybodaeth ar gyfer yr eitem ddeddfwriaeth o’r tab hwn. Yn ddibynnol ar yr eitem ddeddfwriaeth sydd i’w gweld, gallai hyn gynnwys:

  • y PDF print gwreiddiol y fel deddfwyd fersiwn a ddefnyddiwyd am y copi print
  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • slipiau cywiro
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill
Close

Llinell Amser Newidiadau

This timeline shows the different points in time where a change occurred. The dates will coincide with the earliest date on which the change (e.g an insertion, a repeal or a substitution) that was applied came into force. The first date in the timeline will usually be the earliest date when the provision came into force. In some cases the first date is 01/02/1991 (or for Northern Ireland legislation 01/01/2006). This date is our basedate. No versions before this date are available. For further information see the Editorial Practice Guide and Glossary under Help.

Close

Rhagor o Adnoddau

Defnyddiwch y ddewislen hon i agor dogfennau hanfodol sy’n cyd-fynd â’r ddeddfwriaeth a gwybodaeth am yr eitem hon o ddeddfwriaeth. Gan ddibynnu ar yr eitem o ddeddfwriaeth sy’n cael ei gweld gall hyn gynnwys:

  • y PDF print gwreiddiol y fel deddfwyd fersiwn a ddefnyddiwyd am y copi print
  • slipiau cywiro

liciwch ‘Gweld Mwy’ neu ddewis ‘Rhagor o Adnoddau’ am wybodaeth ychwanegol gan gynnwys

  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill