Council Directive 92/49/EEC of 18 June 1992 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance and amending Directives 73/239/EEC and 88/357/EEC (third non-life insurance Directive) (repealed) (c. 49)

1. Introductory Text

2. TITLE I DEFINITIONS AND SCOPE

   1. Article 1. For the purposes of this Directive: insurance undertaking shall mean...

   2. Article 2. (1) This Directive shall apply to the types of insurance...

   3. Article 3. Notwithstanding Article 2 (2), Member States shall take every step...

3. TITLE II THE TAKING UP OF THE BUSINESS OF INSURANCE

   1. Article 4. Article 6 of Directive 73/239/EEC shall be replaced by the...

   2. Article 5. Article 7 of Directive 73/239/EEC shall be replaced by the...

   3. Article 6. Article 8 of Directive 72/239/EEC shall be replaced by the...

   4. Article 7. Article 9 of Directive 73/239/EEC shall be replaced by the...

   5. Article 8. The competent authorities of the home Member State shall not...

4. TITLE III HARMONIZATION OF THE CONDITIONS GOVERNING THE BUSINESS OF INSURANCE

   1. Chapter 1

      1. Article 9. Article 13 of Directive 73/239/EEC shall be replaced by the...

      2. Article 10. Article 14 of Directive 73/239/EEC shall be replaced by the...

      3. Article 11. Article 19 (2) and (3) of Directive 73/239/EEC shall be...

      4. Article 12. (1) Article 11 (2) to (7) of Directive 88/357/EEC is...

      5. Article 13. Article 20 of Directive 73/239/EEC shall be replaced by the...

      6. Article 14. Article 22 of Directive 73/239/EEC shall be replaced by the...

      7. Article 15. (1) Member States shall require any natural or legal person...

      8. Article 15a. (1) The competent authorities shall, promptly and in any event...

      9. Article 15 b. (1) In assessing the notification provided for in Article 15(1) and...

      10. Article 15 c. (1) The relevant competent authorities shall work in full consultation...

      11. Article 16. (1) The Member States shall provide that all persons working...

      12. Article 16a. (1) Member States shall provide at least that:

   2. Chapter 2

      1. Article 17. Article 15 of Directive 73/239/EEC shall be replaced by the...

      2. Article 18. Article 15a of Directive 72/239/EEC shall be replaced by the...

      3. Article 19. Article 23 of Directive 88/357/EEC is hereby repealed.

      4. Article 20. The assets covering the technical provisions shall take account of...

      5. Article 21. (1) The home Member State may not authorise insurance undertakings...

      6. Article 22. (1) As regards the assets covering technical provisions and equalisation...

      7. Article 23. Points 8 and 9 of Annex 1 to Directive 88/357/EEC...

      8. Article 24. Article 16 (1) of Directive 73/239/EEC shall be replaced by...

      9. Article 25. No more than three years after the date of application...

      10. Article 26. Article 18 of Directive 79/239/EEC shall be replaced by the...

   3. Chapter 3

      1. Article 27. Article 7 (1) (f) of Directive 88/357/EEC shall be replaced...

      2. Article 28. The Member State in which a risk is situated shall...

      3. Article 29. Member States shall not adopt provisions requiring the prior approval...

      4. Article 30. (1) Article 8 (4) (b) of Directive 88/357/EEC shall be...

      5. Article 31. (1) Before an insurance contract is concluded the insurance undertaking...

5. TITLE IV PROVISIONS RELATING TO RIGHT OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES

   1. Article 32. Article 10 of Directive 73/239/EEC shall be replaced by the...

   2. Article 33. Article 11 of Directive 73/239/EEC is hereby repealed.

   3. Article 34. Article 14 of Directive 88/357/EEC shall be replaced by the...

   4. Article 35. Article 16 of Directive 88/357/EEC shall be replaced by the...

   5. Article 36. Article 17 of Directive 88/357/EEC shall be replaced by the...

   6. Article 37. Article 12 (2), second and third subparagraphs, Article 12 (3)...

   7. Article 38. The competent authorities of the Member State of the branch...

   8. Article 39. (1) Article 18 of Directive 88/357/EEC is hereby repealed.

   9. Article 40. (1) Article 19 of Directive 88/357/EEC is hereby repealed.

   10. Article 41. Nothing in this Directive shall prevent insurance undertakings with head...

   11. Article 42. (1) Article 20 of Directive 88/357/EEC is hereby repealed.

   12. Article 43. (1) Article 21 of Directive 88/357/EEC is hereby repealed.

   13. Article 44. (1) Article 22 of Directive 88/357/EEC is hereby repealed.

   14. Article 45. (1) Article 24 of Directive 88/357/EEC is hereby repealed.

   15. Article 46. (1) Article 25 of Directive 88/357/EEC is hereby repealed.

6. TITLE V TRANSITIONAL PROVISIONS

   1. Article 47. The Federal Republic of Germany may postpone until 1 January...

   2. Article 48. Member States may allow insurance undertakings with head offices in...

   3. Article 49. The Kingdom of Denmark may postpone until 1 January 1999...

   4. Article 50. Spain, until 31 December 1996, and Greece and Portugal, until...

7. TITLE VI FINAL PROVISIONS

   1. Article 51. The following technical adjustments to be made to Directives 73/239/EEC...

   2. Article 52. (1) Branches which have started business, in accordance with the...

   3. Article 53. The following Article shall be inserted in Directive 73/239/EEC: (1) Under the conditions laid down by national law, each...

   4. Article 54. (1) Notwithstanding any provision to the contrary, a Member State...

   5. Article 55. Member States may require that any insurance undertaking offering, at...

   6. Article 56. Member States shall ensure that decisions taken in respect of...

   7. Article 57. (1) The Member States shall adopt the laws, regulations and...

   8. Article 58. This Directive is addressed to the Member States.