Chwilio Deddfwriaeth

Chwiliad Uwch

Directive (EU) 2016/97 of the European Parliament and of the CouncilDangos y teitl llawn

Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016 on insurance distribution (recast) (Text with EEA relevance)

Help about what version

Pa Fersiwn

Rhagor o Adnoddau

PDF o Fersiynau Diwygiedig

Help about UK-EU Regulation

Legislation originating from the EU

When the UK left the EU, legislation.gov.uk published EU legislation that had been published by the EU up to IP completion day (31 December 2020 11.00 p.m.). On legislation.gov.uk, these items of legislation are kept up-to-date with any amendments made by the UK since then.

Close

Mae hon yn eitem o ddeddfwriaeth sy’n deillio o’r UE

Mae unrhyw newidiadau sydd wedi cael eu gwneud yn barod gan y tîm yn ymddangos yn y cynnwys a chyfeirir atynt gydag anodiadau.Ar ôl y diwrnod ymadael bydd tair fersiwn o’r ddeddfwriaeth yma i’w gwirio at ddibenion gwahanol. Y fersiwn legislation.gov.uk yw’r fersiwn sy’n weithredol yn y Deyrnas Unedig. Y Fersiwn UE sydd ar EUR-lex ar hyn o bryd yw’r fersiwn sy’n weithredol yn yr UE h.y. efallai y bydd arnoch angen y fersiwn hon os byddwch yn gweithredu busnes yn yr UE. EUR-Lex Y fersiwn yn yr archif ar y we yw’r fersiwn swyddogol o’r ddeddfwriaeth fel yr oedd ar y diwrnod ymadael cyn cael ei chyhoeddi ar legislation.gov.uk ac unrhyw newidiadau ac effeithiau a weithredwyd yn y Deyrnas Unedig wedyn. Mae’r archif ar y we hefyd yn cynnwys cyfraith achos a ffurfiau mewn ieithoedd eraill o EUR-Lex. The EU Exit Web Archive legislation_originated_from_EU_p3

Status:

Dyma’r fersiwn wreiddiol (fel y’i gwnaed yn wreiddiol).

ANNEX IMINIMUM PROFESSIONAL KNOWLEDGE AND COMPETENCE REQUIREMENTS(as referred to in Article 10(2)

I

Non-life risks classified under classes 1 to 18 in Part A of Annex I to Directive 2009/138/EC:

(a)

minimum necessary knowledge of terms and conditions of policies offered, including ancillary risks if covered by such policies;

(b)

minimum necessary knowledge of applicable laws governing the distribution of insurance products, such as consumer protection law, relevant tax law and relevant social and labour law;

(c)

minimum necessary knowledge of claims handling;

(d)

minimum necessary knowledge of complaints handling;

(e)

minimum necessary knowledge of assessing customer needs;

(f)

minimum necessary knowledge of the insurance market;

(g)

minimum necessary knowledge of business ethics standards; and

(h)

minimum necessary financial competency.

II

Insurance-based investment products:

(a)

minimum necessary knowledge of insurance-based investment products, including terms and conditions and net premiums and, where applicable, guaranteed and non-guaranteed benefits;

(b)

minimum necessary knowledge of advantages and disadvantages of different investment options for policyholders;

(c)

minimum necessary knowledge of financial risks borne by policyholders;

(d)

minimum necessary knowledge of policies covering life risks and other savings products;

(e)

minimum necessary knowledge of organisation and benefits guaranteed by the pension system;

(f)

minimum necessary knowledge of applicable laws governing the distribution of insurance products, such as consumer protection law and relevant tax law;

(g)

minimum necessary knowledge of the insurance market and of the saving products market;

(h)

minimum necessary knowledge of complaints handling;

(i)

minimum necessary knowledge of assessing customer needs;

(j)

conflicts of interest management;

(k)

minimum necessary knowledge of business ethics standards; and

(l)

minimum necessary financial competency.

III

Life risks classified in Annex II to Directive 2009/138/EC:

(a)

minimum necessary knowledge of policies including terms, conditions, the guaranteed benefits and, where applicable, ancillary risks;

(b)

minimum necessary knowledge of organisation and benefits guaranteed by the pension system of the relevant Member State;

(c)

knowledge of applicable insurance contract law, consumer protection law, data protection law, anti-money laundering law and, where applicable, relevant tax law and relevant social and labour law;

(d)

minimum necessary knowledge of the insurance and other relevant financial services markets;

(e)

minimum necessary knowledge of complaints handling;

(f)

minimum necessary knowledge of assessing consumer needs;

(g)

conflicts of interest management;

(h)

minimum necessary knowledge of business ethics standards; and

(i)

minimum necessary financial competency.

Yn ôl i’r brig

Options/Help

Print Options

Close

Mae deddfwriaeth ar gael mewn fersiynau gwahanol:

Y Diweddaraf sydd Ar Gael (diwygiedig):Y fersiwn ddiweddaraf sydd ar gael o’r ddeddfwriaeth yn cynnwys newidiadau a wnaed gan ddeddfwriaeth ddilynol ac wedi eu gweithredu gan ein tîm golygyddol. Gellir gweld y newidiadau nad ydym wedi eu gweithredu i’r testun eto yn yr ardal ‘Newidiadau i Ddeddfwriaeth’.

Gwreiddiol (Fel y’i mabwysiadwyd gan yr UE): Mae'r wreiddiol version of the legislation as it stood when it was first adopted in the EU. No changes have been applied to the text.

Close

Dewisiadau Agor

Dewisiadau gwahanol i agor deddfwriaeth er mwyn gweld rhagor o gynnwys ar y sgrin ar yr un pryd

Close

Rhagor o Adnoddau

Gallwch wneud defnydd o ddogfennau atodol hanfodol a gwybodaeth ar gyfer yr eitem ddeddfwriaeth o’r tab hwn. Yn ddibynnol ar yr eitem ddeddfwriaeth sydd i’w gweld, gallai hyn gynnwys:

  • y PDF print gwreiddiol y fel adopted version that was used for the EU Official Journal
  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • pob fformat o’r holl ddogfennau cysylltiedig
  • slipiau cywiro
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill
Close

Rhagor o Adnoddau

Defnyddiwch y ddewislen hon i agor dogfennau hanfodol sy’n cyd-fynd â’r ddeddfwriaeth a gwybodaeth am yr eitem hon o ddeddfwriaeth. Gan ddibynnu ar yr eitem o ddeddfwriaeth sy’n cael ei gweld gall hyn gynnwys:

  • y PDF print gwreiddiol y fel adopted fersiwn a ddefnyddiwyd am y copi print
  • slipiau cywiro

liciwch ‘Gweld Mwy’ neu ddewis ‘Rhagor o Adnoddau’ am wybodaeth ychwanegol gan gynnwys

  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill