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  1. Introductory Text

  2. CHAPTER I ESTABLISHMENT AND LEGAL STATUS

    1. Article 1.Establishment and scope of action

    2. Article 2.European System of Financial Supervision

    3. Article 3. Accountability of the Authorities

    4. Article 4.Definitions

    5. Article 5.Legal status

    6. Article 6.Composition

    7. Article 7.Seat

  3. CHAPTER II TASKS AND POWERS OF THE AUTHORITY

    1. Article 8.Tasks and powers of the Authority

    2. Article 9.Tasks related to consumer protection and financial activities

    3. Article 9a. No action letters

    4. Article 10.Regulatory technical standards

    5. Article 11.Exercise of the delegation

    6. Article 12.Revocation of the delegation

    7. Article 13.Objections to regulatory technical standards

    8. Article 14.Non-endorsement or amendment of draft regulatory technical standards

    9. Article 15.Implementing technical standards

    10. Article 16.Guidelines and recommendations

    11. Article 16a. Opinions

    12. Article 16b. Questions and answers

    13. Article 17.Breach of Union law

    14. Article 17a. Protection of reporting persons

    15. Article 18.Action in emergency situations

    16. Article 19.Settlement of disagreements between competent authorities in cross-border situations

    17. Article 20.Settlement of disagreements between competent authorities across sectors

    18. Article 21.Colleges of supervisors

    19. Article 22. General provisions on systemic risk

    20. Article 23.Identification and measurement of systemic risk

    21. Article 24.Permanent capacity to respond to systemic risks

    22. Article 25.Recovery and resolution procedures

    23. Article 26.Development of a European network of national insurance guarantee schemes

    24. Article 27.Crisis prevention, management and resolution

    25. Article 28.Delegation of tasks and responsibilities

    26. Article 29.Common supervisory culture

    27. Article 29a. Union strategic supervisory priorities

    28. Article 30. Peer reviews of competent authorities

    29. Article 31.Coordination function

    30. Article 31a. Information exchange on fitness and propriety

    31. Article 32. Assessment of market developments, including stress tests

    32. Article 33. International relations including equivalence

    33. Article 34. Other tasks

    34. Article 35.Collection of information

    35. Article 36.Relationship with the ESRB

    36. Article 37.Insurance and Reinsurance Stakeholder Group and Occupational Pensions Stakeholder Group

    37. Article 38.Safeguards

    38. Article 39. Decision-making procedures

  4. CHAPTER III ORGANISATION

    1. SECTION 1 Board of Supervisors

      1. Article 40.Composition

      2. Article 41. Internal committees

      3. Article 42. Independence of the Board of Supervisors

      4. Article 43.Tasks

      5. Article 43a. Transparency of decisions adopted by the Board of Supervisors

      6. Article 44.Decision making

    2. SECTION 2 Management Board

      1. Article 45. Composition

      2. Article 45a. Decision-making

      3. Article 45b. Coordination Groups

      4. Article 46. Independence of the Management Board

      5. Article 47.Tasks

    3. SECTION 3 Chairperson

      1. Article 48.Appointment and tasks

      2. Article 49. Independence of the Chairperson

      3. Article 49a. Expenses

      4. Article 50. Report

    4. SECTION 4 Executive Director

      1. Article 51.Appointment

      2. Article 52.Independence

      3. Article 53.Tasks

  5. CHAPTER IV JOINT BODIES OF THE EUROPEAN SUPERVISORY AUTHORITIES

    1. SECTION 1 Joint Committee of European Supervisory Authorities

      1. Article 54.Establishment

      2. Article 55.Composition

      3. Article 56. Joint positions and common acts

      4. Article 57. Sub-Committees

    2. SECTION 2 Board of Appeal

      1. Article 58.Composition and operation

      2. Article 59.Independence and impartiality

  6. CHAPTER V REMEDIES

    1. Article 60.Appeals

    2. Article 60a. Exceeding of competence by the Authority

    3. Article 61.Actions before the Court of Justice of the European Union

  7. CHAPTER VI FINANCIAL PROVISIONS

    1. Article 62.Budget of the Authority

    2. Article 63. Establishment of the budget

    3. Article 64. Implementation and control of the budget

    4. Article 65. Financial rules

    5. Article 66.Anti-fraud measures

  8. CHAPTER VII GENERAL PROVISIONS

    1. Article 67.Privileges and immunities

    2. Article 68.Staff

    3. Article 69.Liability of the Authority

    4. Article 70.Obligation of professional secrecy

    5. Article 71. Data protection

    6. Article 72.Access to documents

    7. Article 73.Language arrangements

    8. Article 74.Headquarters Agreement

    9. Article 75.Participation of third countries

  9. CHAPTER VIII TRANSITIONAL AND FINAL PROVISIONS

    1. Article 76. Relationship with the Committee of European Insurance and Occupational Pensions Supervisors

    2. Article 77.Transitional staff provisions

    3. Article 78.National provisions

    4. Article 79.Amendments

    5. Article 80.Repeal

    6. Article 81.Review

    7. Article 82.Entry into force

  10. Signature