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ANNEX IU.K. LINES OF BUSINESS

A. Non-life insurance obligations U.K.

(1) Medical expense insurance U.K.

Medical expense insurance obligations where the underlying business is not pursued on a similar technical basis to that of life insurance, other than obligations included in the line of business 3.

(2) Income protection insurance U.K.

Income protection insurance obligations where the underlying business is not pursued on a similar technical basis to that of life insurance, other than obligations included in the line of business 3.

(3) Workers' compensation insurance U.K.

Health insurance obligations which relate to accidents at work, industrial injury and occupational diseases and where the underlying business is not pursued on a similar technical basis to that of life insurance.

(4) Motor vehicle liability insurance U.K.

Insurance obligations which cover all liabilities arising out of the use of motor vehicles operating on land (including carrier's liability).

(5) Other motor insurance U.K.

Insurance obligations which cover all damage to or loss of land vehicles (including railway rolling stock).

(6) Marine, aviation and transport insurance U.K.

Insurance obligations which cover all damage or loss to sea, lake, river and canal vessels, aircraft, and damage to or loss of goods in transit or baggage irrespective of the form of transport. Insurance obligations which cover liabilities arising out of the use of aircraft, ships, vessels or boats on the sea, lakes, rivers or canals (including carrier's liability).

(7) Fire and other damage to property insurance U.K.

Insurance obligations which cover all damage to or loss of property other than those included in the lines of business 5 and 6 due to fire, explosion, natural forces including storm, hail or frost, nuclear energy, land subsidence and any event such as theft.

(8) General liability insurance U.K.

Insurance obligations which cover all liabilities other than those in the lines of business 4 and 6.

(9) Credit and suretyship insurance U.K.

Insurance obligations which cover insolvency, export credit, instalment credit, mortgages, agricultural credit and direct and indirect suretyship.

(10) Legal expenses insurance U.K.

Insurance obligations which cover legal expenses and cost of litigation.

(11) Assistance U.K.

Insurance obligations which cover assistance for persons who get into difficulties while travelling, while away from home or while away from their habitual residence.

(12) Miscellaneous financial loss U.K.

Insurance obligations which cover employment risk, insufficiency of income, bad weather, loss of benefit, continuing general expenses, unforeseen trading expenses, loss of market value, loss of rent or revenue, indirect trading losses other than those mentioned above, other financial loss (non-trading) as well as any other risk of non-life insurance not covered by the lines of business 1 to 11.