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Industrial Assurance (Northern Ireland) Order 1979, Limitations as to sum insured is up to date with all changes known to be in force on or before 11 September 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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2 .F1 Sub-para. (1) rep. by SI 2001/3647
(2) Where an insurance has been effected by an industrial assurance company in exercise of the power conferred by Article 16(1), then, subject to sub-paragraph (3)—
(a)the company shall not by virtue of or in connection with that insurance pay to any person any sum which exceeds £30 when taken alone; or
(b)the company shall not by virtue of or in connection with that insurance, pay to the person by whom that insurance was taken out any sum which exceeds £30 when added to any sum or sums paid to him, on the death on which money was thereby insured to be paid, by virtue of or in connection with any other relevant insurance taken out by him; or
(c)if any payment has been made on the death in question by virtue of or in connection with that insurance to the person by whom it was taken out and that payment has not been repaid, the company shall not pay to him on that death, by virtue of or in connection with any other relevant insurance taken out by him, any sum which exceeds £30 when added to the sum so paid and not repaid, or when added to it and to any sum or sums paid to him on that death by virtue of or in connection with any other relevant insurance or insurances taken out by him.
(3) For the purposes of this paragraph, there shall be excluded any sum insured to be paid, or paid,—
(a)by way of bonus, other than a guaranteed bonus; or
(b)by way of repayment of premiums; or
(c)under a free paid-up policy which was in force as such on 30th June 1948, or had been applied for or claimed before that date;
and so much of any sum insured to be paid, or paid, as represents—
(i)any increase in any benefit payable by the company under a contract of assurance made by the company in the course of its industrial assurance business in Northern Ireland where the increase results from the adoption of a scheme prescribed or approved in pursuance of section 6(3) of the Decimal Currency Act 1969 [1969 c.19] (elimination of amounts other than a new halfpenny or multiples thereof); or
(ii)any increase in any sum assured or guaranteed which is effected under regulation 6 or 7 of the Industrial Assurance (Life Assurance Premium Relief) Regulations (Northern Ireland) 1978 [SR 1978/131] [F2 and amended under regulation 6 or 8 of the Industrial Assurance (Life Assurance Premium Relief) (Change of Rate) Regulations (Northern Ireland) 1989] (increase commensurate with increased premium under arrangements made in lieu of tax relief).
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