The Civil Partnership (Contracted-out Occupational and Appropriate Personal Pension Schemes) (Surviving Civil Partners) Order (Northern Ireland) 2005

This Statutory Rule is being issued free of charge to all known recipients of Statutory Rule No. 433 which contained errors.

Statutory Rules of Northern Ireland

2005 No. 433

CIVIL PARTNERSHIP

The Civil Partnership (Contracted-out Occupational and Appropriate Personal Pension Schemes) (Surviving Civil Partners) Order (Northern Ireland) 2005

Made

29th September 2005

To be laid before Parliament under paragraph 7(3) of the Schedule to the Northern Ireland Act 2000

Coming into operation in accordance with Article 1(2) and (3)

The Department for Social Development, in exercise of the powers conferred by section 255 of the Civil Partnership Act 2004(1), and of all other powers enabling it in that behalf, having consulted such persons as it considers appropriate(2), hereby makes the following Order:

Citation, commencement and interpretation N.I.

1.—(1) This Order may be cited as the Civil Partnership (Contracted-out Occupational and Appropriate Personal Pension Schemes) (Surviving Civil Partners) Order (Northern Ireland) 2005.

(2) In this Order—

(a) paragraphs 5 and 8 of Schedule 1 shall come into operation, for the purposes only of making regulations under section 17(1) of the Pension Schemes Act(3) (commutation, surrender and forfeiture);

(b) paragraph 10 of Schedule 1 shall come into operation, for the purposes only of making regulations under section 24(5) of the Pension Schemes Act(4) (ways of giving effect to protected rights), and

(c) paragraph 11 of Schedule 1 shall come into operation, for the purposes only of making regulations under section 24A(5)(a) of the Pension Schemes Act(5) (requirements for interim arrangements),

on 10th November 2005.

(3) Subject to paragraph (2), this Order shall come into operation on 5th December 2005.

(4) In this Order “the Pension Schemes Act” means the Pension Schemes (Northern Ireland) Act 1993(6).

Commencement Information

I1 Art. 1 in operation at 5.12.2005, see art. 1(3)

Amendment of legislation N.I.

2.—(1) Schedule 1, which contains amendments of provisions of the Pension Schemes Act which relate to contracted-out occupational and appropriate personal pension schemes, extending those provisions to surviving civil partners, shall have effect.

(2) Schedule 2, which contains amendments of provisions of Regulations which relate to contracted-out occupational and appropriate personal pension schemes, extending those provisions to surviving civil partners, shall have effect.

Commencement Information

I2 Art. 2 in operation at 5.12.2005, see art. 1(3)

Sealed with the Official Seal of the Department for Social Development on 29th September 2005.

L.S.

John O'Neill

A senior officer of the

Department for Social Development

Article 2(1)

SCHEDULE 1 N.I. Amendments of the Pension Schemes Act relating to contracted-out occupational and appropriate personal pension schemes, extending those provisions to surviving civil partners

1.  The Pension Schemes Act is amended in accordance with paragraphs 2 to 24. N.I.

Commencement Information

I3 Sch. 1 para. 1 in operation at 5.12.2005, see art. 1(3)

2.  In section 4(2) (meaning of “contracted-out employment”, “guaranteed minimum pension” and “minimum payment”), in the definition of “guaranteed minimum pension”, for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”. N.I.

Commencement Information

I4 Sch. 1 para. 2 in operation at 5.12.2005, see art. 1(3)

3.  In section 8A(1) and (2)(b)(7) (the statutory standard) for “widows or widowers” there shall be substituted “widows, widowers or surviving civil partners”. N.I.

Commencement Information

I5 Sch. 1 para. 3 in operation at 5.12.2005, see art. 1(3)

4.  In section 8B(4)(8) (reference scheme) for “widows or widowers”, in each place where it occurs, there shall be substituted “widows, widowers or surviving civil partners”. N.I.

Commencement Information

I6 Sch. 1 para. 4 in operation at 5.12.2005, see art. 1(3)

5.  In section 13 (minimum pensions for widows and widowers)— N.I.

(a) in subsection (1) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”;

(b) in subsection (2), after paragraph (b) there shall be added the following paragraph—

“(c) if the earner is a person who has a guaranteed minimum under that section, the weekly rate of the surviving civil partner’s pension will not be less than the surviving civil partner’s guaranteed minimum.”;

(c) in subsection (4) after “widower's” there shall be inserted “or surviving civil partner's”;

(d) in subsection (4A)(9)—

(i) at the beginning there shall be inserted “Subject to subsection (4B)”;

(ii) for “widow or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”;

(iii) for “widow or widower”, in each place where it occurs (other than paragraph (c)(i) and (ii)), there shall be substituted “widow, widower or surviving civil partner”;

(iv) for paragraph (c)(i) and (ii) there shall be substituted the following sub-paragraphs—

“(i) comprises a period during which the widow, widower or surviving civil partner and—

(a) a person of the opposite sex are living together as husband and wife, or

(b) a person of the same sex are living together as if they were civil partners, nor

(ii) falls after the time of any—

(a) marriage, or

(b) formation of a civil partnership,

by the widow or widower or surviving civil partner which takes place after the earner’s death.”;

(e) after subsection (4A), there shall be inserted the following subsection—

“(4B) Sub-paragraphs (i)(b) and (ii)(b) of subsection (4A)(c) do not apply where the earner dies before 5th December 2005.”;

(f) in subsection (6)(10) for “widower’s pension to be payable to him” there shall be substituted “widower’s or surviving civil partner’s pension to be payable”;

(g) in subsection (7)(11) for “widowers or widows” there shall be substituted “widows, widowers or surviving civil partners”, and

(h) after subsection (8)(12) there shall be added the following subsection—

“(9) For the purposes of subsection (4A), two people of the same sex are to be regarded as living together as if they were civil partners if, but only if, they would be regarded as living together as husband and wife were they instead two people of the opposite sex.”.

Commencement Information

I7 Sch. 1 para. 5 in operation at 10.11.2005 for specified purposes, see art. 1(2)(a)

I8 Sch. 1 para. 5 in operation in so far as not already in operation at 5.12.2005, see art. 1(3)

6.  In section 15(5)(a)(i) and (ii) (discharge of liability where guaranteed minimum pensions secured by insurance policies or annuity contracts) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I9 Sch. 1 para. 6 in operation at 5.12.2005, see art. 1(3)

7.  In section 16(6) (transfer of accrued rights) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I10 Sch. 1 para. 7 in operation at 5.12.2005, see art. 1(3)

8.  In section 17(2) (commutation, surrender and forfeiture) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”. N.I.

Commencement Information

I11 Sch. 1 para. 8 in operation at 10.11.2005 for specified purposes, see art. 1(2)(a)

I12 Sch. 1 para. 8 in operation in so far as not already in operation at 5.12.2005, see art. 1(3)

9.  In section 19(3)(b) (securing of benefits)(13) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I13 Sch. 1 para. 9 in operation at 5.12.2005, see art. 1(3)

10.  In section 24 (ways of giving effect to protected rights)— N.I.

(a) in subsection (3)(b)(14) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(b) in subsection (4B)(15) for “a married person” there shall be substituted “married or a civil partner”;

(c) in subsection (8)(16) in the definition of “the termination date”—

(i) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”, and

(ii) for “widow or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I14 Sch. 1 para. 10 in operation at 10.11.2005 for specified purposes, see art. 1(2)(b)

I15 Sch. 1 para. 10 in operation in so far as not already in operation at 5.12.2005, see art. 1(3)

11.  In section 24A(1), (2) and (5)(b)(ii)(17) (requirements for interim arrangements) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I16 Sch. 1 para. 11 in operation at 10.11.2005 for specified purposes, see art. 1(2)(c)

I17 Sch. 1 para. 11 in operation in so far as not already in operation at 5.12.2005, see art. 1(3)

12.  In section 25 (the pension and annuity requirements), in subsections (1)(b) in each place where it occurs, (3)(b) and (4)(18), for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I18 Sch. 1 para. 12 in operation at 5.12.2005, see art. 1(3)

13.  In section 33(4)(19) (alteration of rules of contracted-out schemes) after “widower” there shall be inserted “or surviving civil partner”. N.I.

Commencement Information

I19 Sch. 1 para. 13 in operation at 5.12.2005, see art. 1(3)

14.  In section 34(2) (alteration of rules of appropriate schemes)— N.I.

(a) after “apply” there shall be inserted “(a)”, and

(b) after “prescribed description” there shall be inserted—

“; or

(b) where the rules of the relevant scheme are altered to make provision for pensions for surviving civil partners”.

Commencement Information

I20 Sch. 1 para. 14 in operation at 5.12.2005, see art. 1(3)

15.  In section 43(20) (further provisions concerning entitlement to guaranteed minimum pensions for the purposes of section 42)— N.I.

(a) in subsection (1) after “widower” there shall be inserted “or surviving civil partner”;

(b) in subsection (3)—

(i) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”, and

(ii) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I21 Sch. 1 para. 15 in operation at 5.12.2005, see art. 1(3)

16.  In section 44(2)(c)(21) (reduced benefits where minimum payments or minimum contributions paid) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I22 Sch. 1 para. 16 in operation at 5.12.2005, see art. 1(3)

17.  In section 56(5)(22) (effect of payment of premium on rights) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I23 Sch. 1 para. 17 in operation at 5.12.2005, see art. 1(3)

18.  In section 83 (general protection principle)— N.I.

(a) in subsection (2)(c) for “widow or widower, the widow’s or, as the case may be, the widower's” there shall be substituted “widow, widower or surviving civil partner, the widow's, widower’s or surviving civil partner’s (as the case may be)”;

(b) in subsection (3) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(c) in subsections (3)(a) and (4)(d) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I24 Sch. 1 para. 18 in operation at 5.12.2005, see art. 1(3)

19.  In section 84(1)(b) (the relevant sum) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I25 Sch. 1 para. 19 in operation at 5.12.2005, see art. 1(3)

20.  In section 85(1)(a) and (b) and (2)(b) (the appropriate addition) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”. N.I.

Commencement Information

I26 Sch. 1 para. 20 in operation at 5.12.2005, see art. 1(3)

21.  In section 86(2)(a) and (b) (the later earnings addition) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”. N.I.

Commencement Information

I27 Sch. 1 para. 21 in operation at 5.12.2005, see art. 1(3)

22.  In section 105(1)(b) (annual increase of guaranteed minimum pensions) for “widows and widowers” there shall be substituted “widows, widowers and surviving civil partners”. N.I.

Commencement Information

I28 Sch. 1 para. 22 in operation at 5.12.2005, see art. 1(3)

23.  In section 106(1)(b)(23) (requirement as to resources for annual increase of guaranteed minimum pensions) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”. N.I.

Commencement Information

I29 Sch. 1 para. 23 in operation at 5.12.2005, see art. 1(3)

24.—(1) In section 165(1)(c)(24) (determination of questions by Department) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”. N.I.

(2) The reference in sub-paragraph (1) to section 165 is a reference to that section as it has effect without the substitution made by paragraph 99 of Schedule 6 to the Social Security (Northern Ireland) Order 1998(25).

Commencement Information

I30 Sch. 1 para. 24 in operation at 5.12.2005, see art. 1(3)

Article 2(2)

SCHEDULE 2 N.I. Amendments of provisions of Regulations relating to contracted-out occupational and appropriate personal pension schemes, extending those provisions to surviving civil partners

PART 1 N.I.

Amendment of the Personal and Occupational Pension Schemes (Abatement of Benefit) Regulations N.I.

1.  The Personal and Occupational Pension Schemes (Abatement of Benefit) Regulations (Northern Ireland) 1987(26) are amended in accordance with paragraphs 2 and 3.

Commencement Information

I31 Sch. 2 para. 1 in operation at 5.12.2005, see art. 1(3)

2.  In regulation 3(27) (guaranteed minimum pension to which earner’s widow or widower is treated as entitled after minimum contributions have been paid)—

(a) in the heading for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(b) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”, and

(c) in paragraph (2) after “widower” there shall be inserted “or surviving civil partner”.

Commencement Information

I32 Sch. 2 para. 2 in operation at 5.12.2005, see art. 1(3)

3.  In regulation 5(28) (guaranteed minimum pension to which earner’s widow or widower is treated as entitled after minimum payments have been made)—

(a) in the heading for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(b) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”, and

(c) in paragraph (2) after “widower” there shall be inserted “or surviving civil partner”.

Commencement Information

I33 Sch. 2 para. 3 in operation at 5.12.2005, see art. 1(3)

PART 2 N.I.

Amendment of the Contracting-out (Protection of Pensions) Regulations N.I.

4.  The Contracting-out (Protection of Pensions) Regulations (Northern Ireland) 1991(29) are amended in accordance with paragraphs 5 to 8.

Commencement Information

I34 Sch. 2 para. 4 in operation at 5.12.2005, see art. 1(3)

5.  In regulation 2(1) (hybrid benefits) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I35 Sch. 2 para. 5 in operation at 5.12.2005, see art. 1(3)

6.  In regulation 4(30) (pensions for widows and widowers varied after commencement)—

(a) in the heading for “widows and widowers” there shall be substituted “widows, widowers and surviving civil partners”, and

(b) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I36 Sch. 2 para. 6 in operation at 5.12.2005, see art. 1(3)

7.  In regulation 5(31) (the relevant sum for widows and widowers)—

(a) in the heading for “widows and widowers” there shall be substituted “widows, widowers and surviving civil partners”, and

(b) in paragraph (2)—

(i) for “widow or widower” (in the first place where it occurs) there shall be substituted “widow, widower or surviving civil partner”, and

(ii) in sub-paragraph (a) after “widow or widower” there shall be inserted “or being then a civil partner of the surviving civil partner”.

Commencement Information

I37 Sch. 2 para. 7 in operation at 5.12.2005, see art. 1(3)

8.  In regulation 8(1) (the later earnings addition) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I38 Sch. 2 para. 8 in operation at 5.12.2005, see art. 1(3)

PART 3 N.I.

Amendment of the Occupational Pension Schemes (Discharge of Protected Rights on Winding Up) Regulations N.I.

9.  In regulation 5(a) of the Occupational Pension Schemes (Discharge of Protected Rights on Winding Up) Regulations (Northern Ireland) 1996(32) (conditions on which appropriate policies of insurance may be commuted) for “his widow or her widower” there shall be substituted “the beneficiary’s widow, widower or surviving civil partner”.

Commencement Information

I39 Sch. 2 para. 9 in operation at 5.12.2005, see art. 1(3)

PART 4 N.I.

Amendment of the Occupational Pension Schemes (Contracting-out) Regulations N.I.

10.  The Occupational Pension Schemes (Contracting-out) Regulations (Northern Ireland) 1996 (33) are amended in accordance with paragraphs 11 to 23.

Commencement Information

I40 Sch. 2 para. 10 in operation at 5.12.2005, see art. 1(3)

11.  In regulation 1 (citation, commencement and interpretation) after paragraph (1) there shall be inserted the following paragraph—

“(1A) For the purposes of these Regulations, two people of the same sex are to be regarded as living together as if they were civil partners if, but only if, they would be regarded as living together as husband and wife were they instead two people of the opposite sex.”.

Commencement Information

I41 Sch. 2 para. 11 in operation at 5.12.2005, see art. 1(3)

12.  In regulation 20(1)(b)(34) (trivial commutation of benefits derived from section 5(2B) rights) for “his widow or widower” there shall be substituted “the relevant transferee’s widow, widower or surviving civil partner”.

Commencement Information

I42 Sch. 2 para. 12 in operation at 5.12.2005, see art. 1(3)

13.  In regulation 23(b) (requirements for meeting the statutory standard) for “widows or widowers”, in each place where it occurs, there shall be substituted “widows, widowers or surviving civil partners”.

Commencement Information

I43 Sch. 2 para. 13 in operation at 5.12.2005, see art. 1(3)

14.  For regulation 26 (reference scheme: circumstances in which widows' or widowers' pensions need not be payable) there shall be substituted the following regulation—

“Reference scheme: circumstances in which widows', widowers' or surviving civil partners' pensions need not be payable

26.— (1) For the purposes of section 8B(4)(a)(35) of the Act (reference scheme to provide widows', widowers' and surviving civil partners' pensions except in prescribed circumstances), and subject to paragraph (2), the prescribed circumstances are where—

(a) the scheme member marries or forms a civil partnership after having received benefits under the scheme;

(b) the widow, widower or surviving civil partner of the scheme member—

(i) remarries or, as the case may be, marries;

(ii) forms a civil partnership or, as the case may be, forms a subsequent civil partnership;

(iii) lives together as husband and wife with another person to whom he or she is not married, or

(iv) lives together with a person of the same sex as if they were civil partners,

after having received benefits under the scheme;

(c) the widow, widower or surviving civil partner of the scheme member is at the time of the member’s death—

(i) living together as husband and wife with another person to whom he or she is not married, or

(ii) living together with a person of the same sex as if they were civil partners.

(2) Paragraph (1)(b)(ii) and (iv) and (c)(ii) does not apply where the scheme member dies before 5th December 2005.”.

Commencement Information

I44 Sch. 2 para. 14 in operation at 5.12.2005, see art. 1(3)

15.  In regulation 45(3A)(36) (approval of arrangements for schemes ceasing to be contracted-out) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I45 Sch. 2 para. 15 in operation at 5.12.2005, see art. 1(3)

16.  In regulation 50A(37) (persons to be regarded as members) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I46 Sch. 2 para. 16 in operation at 5.12.2005, see art. 1(3)

17.  In regulation 55(1)(c)(38) (scheme rules about guaranteed minimum pensions) after “widower” there shall be inserted “or surviving civil partner”.

Commencement Information

I47 Sch. 2 para. 17 in operation at 5.12.2005, see art. 1(3)

18.  In regulation 57 (circumstances in which widower’s guaranteed minimum pension is to be payable)—

(a) in the heading after “widower's” there shall be inserted “or surviving civil partner's”;

(b) after “widower's” there shall be inserted “or surviving civil partner's”;

(c) after “widower”, in each place where it occurs, there shall be inserted “or surviving civil partner”, and

(d) in paragraph (b)—

(i) in sub-paragraph (ii) for “her” there shall be substituted “the earner's”, and

(ii) in sub-paragraph (iii) for “he” there shall be substituted “the widower or surviving civil partner”.

Commencement Information

I48 Sch. 2 para. 18 in operation at 5.12.2005, see art. 1(3)

19.  In regulation 58 (period for which widower’s guaranteed minimum pension is to be payable)—

(a) in the heading after “widower's” there shall be inserted “or surviving civil partner's”;

(b) in paragraph (1) after “widower's”, in each place where it occurs, there shall be inserted “or surviving civil partner's”;

(c) for paragraph (2) there shall be substituted the following paragraph—

“(2) There is excluded from the periods prescribed under paragraph (1)(b) or (c) any period—

(a) after the widower’s remarriage or surviving civil partner’s marriage under pensionable age;

(b) after the formation of a civil partnership by the widower or the formation of a subsequent civil partnership by the surviving civil partner under pensionable age;

(c) during which the widower or surviving civil partner is under pensionable age and—

(i) he or, as the case may be, she and a person of the opposite sex are living together as husband and wife, or

(ii) he or, as the case may be, she and a person of the same sex are living together as if they were civil partners;

(d) after the widower has attained pensionable age if immediately before he attained that age—

(i) he and a woman to whom he was not married were living together as husband and wife, or

(ii) he and a man were living together as if they were civil partners, or

(e) after the surviving civil partner has attained pensionable age if immediately before he or she attained that age—

(i) he or she and a person of the opposite sex to whom he or she was not married were living together as husband and wife, or

(ii) he or she and a person of the same sex were living together as if they were civil partners.”, and

(d) after paragraph (2) there shall be added the following paragraph—

“(3) Paragraph (2)(b), (c)(ii) and (d)(ii) does not apply where a man becomes a widower before 5th December 2005.”.

Commencement Information

I49 Sch. 2 para. 19 in operation at 5.12.2005, see art. 1(3)

20.  In regulation 59 (statutory references to persons entitled to guaranteed minimum pensions – application to widowers)—

(a) in the heading at the end there shall be added “and surviving civil partners”, and

(b) after “when the earner died” there shall be inserted “or by virtue of being the surviving civil partner of an earner only in the case where the earner and the surviving civil partner were both over pensionable age when the earner died”.

Commencement Information

I50 Sch. 2 para. 20 in operation at 5.12.2005, see art. 1(3)

21.  In regulation 60 (trivial commutation of guaranteed minimum pensions)—

(a) in paragraph (1)(b) for “his widow or her widower” there shall be substituted “the earner’s widow, widower or surviving civil partner”, and

(b) in paragraph (2) for “widow’s or widower's”, in each place where it occurs, there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I51 Sch. 2 para. 21 in operation at 5.12.2005, see art. 1(3)

22.  In regulation 61 (suspension and forfeiture of guaranteed minimum pensions)—

(a) in paragraph (1) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”, and

(b) in paragraph (2) for “widow’s or widower's”, in each place where it occurs, there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I52 Sch. 2 para. 22 in operation at 5.12.2005, see art. 1(3)

23.  In regulation 63(39) (provision of information about guaranteed minimum pensions) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I53 Sch. 2 para. 23 in operation at 5.12.2005, see art. 1(3)

PART 5 N.I.

Amendment of the Protected Rights (Transfer Payment) Regulations N.I.

24.  In regulation 4(d) of the Protected Rights (Transfer Payment) Regulations (Northern Ireland) 1996(40) (transfer payments to salary related contracted-out schemes) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I54 Sch. 2 para. 24 in operation at 5.12.2005, see art. 1(3)

PART 6 N.I.

Amendment of the Contracting-out (Transfer and Transfer Payment) Regulations N.I.

25.  In paragraph 6(b) of Part III of Schedule 1 to the Contracting-out (Transfer and Transfer Payment) Regulations (Northern Ireland) 1996(41) (further conditions for transfer of liability for the payment of a guaranteed minimum pension to, or in respect of, a person who has become entitled to it) for “his widow or her widower” there shall be substituted “the widow, widower or surviving civil partner of that person”.

Commencement Information

I55 Sch. 2 para. 25 in operation at 5.12.2005, see art. 1(3)

PART 7 N.I.

Amendment of the Personal and Occupational Pension Schemes (Protected Rights) Regulations N.I.

26.  The Personal and Occupational Pension Schemes (Protected Rights) Regulations (Northern Ireland) 1997(42) are amended in accordance with paragraphs 27 to 35.

Commencement Information

I56 Sch. 2 para. 26 in operation at 5.12.2005, see art. 1(3)

27.  In regulation 1(2) (citation, commencement and interpretation) after the definition of “child benefit” there shall be inserted the following definition—

““marital or civil partnership status”, in relation to a person, means whether that person has previously formed a marriage or a civil partnership and, if so, whether that marriage or civil partnership has ended;”.

Commencement Information

I57 Sch. 2 para. 27 in operation at 5.12.2005, see art. 1(3)

28.  In regulation 4 (conditions applying to pensions and annuities which give effect to protected rights)—

(a) in paragraph (2)(b)(43)—

(i) for “an unmarried member” there shall be substituted “a member who is neither married nor a civil partner”, and

(ii) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”, and

(b) in paragraph (9)(a) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I58 Sch. 2 para. 28 in operation at 5.12.2005, see art. 1(3)

29.  In regulation 5(44) (circumstances in which and periods for which pension or annuity is to be paid to widow or widower after being paid to member)—

(a) in the heading for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(b) in paragraph (1)(b) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”, and

(c) for paragraph (2) there shall be substituted the following paragraphs—

“(2) There is excluded from the period prescribed in paragraph (1)(b) any period after—

(a) the widow’s or widower’s remarriage or the surviving civil partner’s marriage under pensionable age, or

(b) subject to paragraph (3), the widow’s or widower’s formation of a civil partnership, or the surviving civil partner’s formation of a subsequent civil partnership under pensionable age.

(3) Paragraph (2)(b) does not apply where the member dies before 5th December 2005.”.

Commencement Information

I59 Sch. 2 para. 29 in operation at 5.12.2005, see art. 1(3)

30.  In regulation 6(c) (interim arrangements)—

(a) for “an unmarried member” there shall be substituted “a member who is neither married nor a civil partner”, and

(b) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I60 Sch. 2 para. 30 in operation at 5.12.2005, see art. 1(3)

31.  In regulation 11(1)(b)(45) (insurers that may provide protected rights by way of annuities) after “marital” there shall be inserted “or civil partnership”.

Commencement Information

I61 Sch. 2 para. 31 in operation at 5.12.2005, see art. 1(3)

32.  In regulation 12(46) (death of member before effect given to his protected rights)—

(a) in paragraph (2), in each place where it occurs, and paragraphs (3), (5), (9), (11)(a), (12), (13) and (14), for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(b) in paragraph (5) for sub-paragraph (b) there shall be substituted the following sub-paragraphs—

“(b) in the case of a widow or widower, remarries or, in the case of a surviving civil partner, marries while under pensionable age, or

(c) subject to paragraph (15), in the case of a widow or widower, forms a civil partnership or, in the case of a surviving civil partner, forms a subsequent civil partnership while under pensionable age.”;

(c) in paragraph (9) for sub-paragraph (b) there shall be substituted the following sub-paragraphs—

“(b) in the case of a widow or widower, remarried or, in the case of a surviving civil partner, married while under pensionable age, or

(c) subject to paragraph (15), in the case of a widow or widower, formed a civil partnership or, in the case of a surviving civil partner, formed a subsequent civil partnership while under pensionable age.”, and

(d) after paragraph (14) there shall be added the following paragraph—

“(15) Paragraphs (5)(c) and (9)(c) do not apply where the member dies before 5th December 2005.”.

Commencement Information

I62 Sch. 2 para. 32 in operation at 5.12.2005, see art. 1(3)

33.  In regulation 13(47) (death before effect given to protected rights: interim arrangements for widow or widower)—

(a) in the heading for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(b) in paragraph (1) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”, and

(c) in paragraph (2)(a)(ii) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I63 Sch. 2 para. 33 in operation at 5.12.2005, see art. 1(3)

34.  In regulation 14 (enforceable entitlement after death of member) after “widower” there shall be inserted “, surviving civil partner”.

Commencement Information

I64 Sch. 2 para. 34 in operation at 5.12.2005, see art. 1(3)

35.  In regulation 15 (further requirements in respect of giving effect to protected rights) after “marital” there shall be inserted “or civil partnership”.

Commencement Information

I65 Sch. 2 para. 35 in operation at 5.12.2005, see art. 1(3)

PART 8 N.I.

Amendment of the Occupational Pension Schemes (Modification of Schemes) Regulations N.I.

F1 36.  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Textual Amendments

F1 Sch. 2 para. 36 revoked (6.4.2006) by The Occupational Pension Schemes (Modification of Schemes) Regulations (Northern Ireland) 2006 (S.R. 2006/149), reg. 1(1), Sch.

PART 9 N.I.

Amendment of the Personal Pension Schemes (Appropriate Schemes) Regulations N.I.

37.  In regulation 6A of the Personal Pension Schemes (Appropriate Schemes) Regulations (Northern Ireland) 1997(48) (provision of information for purposes of contracting-out) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I66 Sch. 2 para. 37 in operation at 5.12.2005, see art. 1(3)

PART 10 N.I.

Amendment of the Occupational Pension Schemes (Discharge of Liability) Regulations N.I.

38.  The Occupational Pension Schemes (Discharge of Liability) Regulations (Northern Ireland) 1997(49) are amended in accordance with paragraphs 39 to 45.

Commencement Information

I67 Sch. 2 para. 38 in operation at 5.12.2005, see art. 1(3)

39.  In regulation 1 (citation, commencement and interpretation), after paragraph (1) there shall be inserted the following paragraph—

“(1A) For the purposes of these Regulations, two people of the same sex are to be regarded as living together as if they were civil partners if, but only if, they would be regarded as living together as husband and wife were they instead two people of the opposite sex.”.

Commencement Information

I68 Sch. 2 para. 39 in operation at 5.12.2005, see art. 1(3)

40.  In regulation 3(a) (conditions on which policies of insurance and annuity contracts may be assigned or surrendered) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I69 Sch. 2 para. 40 in operation at 5.12.2005, see art. 1(3)

41.  In regulation 4 (conditions on which policies of insurance and annuity contracts may be commuted)—

(a) in paragraph (1)(a)(i) for “or widower” there shall be substituted “, widower or surviving civil partner”, and

(b) in paragraph (2) for “widow’s or widower's” there shall be substituted “widow's, widower’s or surviving civil partner's”.

Commencement Information

I70 Sch. 2 para. 41 in operation at 5.12.2005, see art. 1(3)

42.  In regulation 6 (further conditions on which liability may be discharged)—

(a) in paragraph (2)(a) for “or widower” there shall be substituted “, widower or surviving civil partner”, and

(b) in paragraph (5) for “widow or widower”, in each place where it occurs, there shall be substituted “widow, widower or surviving civil partner”.

Commencement Information

I71 Sch. 2 para. 42 in operation at 5.12.2005, see art. 1(3)

43.  In regulation 9(2) (circumstances in which liability to provide pensions under a relevant scheme may be discharged) for “widow or widower, or if there is no such widow or widower” there shall be substituted “widow, widower or surviving civil partner or, if there is no such person”.

Commencement Information

I72 Sch. 2 para. 43 in operation at 5.12.2005, see art. 1(3)

44.  In regulation 11 (conditions on which liability to provide pensions under a relevant scheme may be discharged)—

(a) in paragraph (3)(50)—

(i) in sub-paragraphs (a) and (b) for “widow or widower” there shall be substituted “widow, widower or surviving civil partner”;

(ii) in sub-paragraph (b) omit “and (c)”;

(b) for paragraph (4) there shall be substituted the following paragraph—

“(4) Subject to paragraph (7), the circumstances referred to in paragraph (3) are—

(a) the beneficiary marries or forms a civil partnership after having received benefits under the policy or contract;

(b) the widow, widower or surviving civil partner of the beneficiary—

(i) remarries or, as the case may be, marries;

(ii) forms a civil partnership or, as the case may be, forms a subsequent civil partnership;

(iii) lives together as husband and wife with another person to whom he or she is not married;

(iv) lives together with a person of the same sex as if they were civil partners, or

(v) at the time of the beneficiary’s death—

(a) is living together as husband and wife with another person to whom he or she is not married, or

(b) is living together with a person of the same sex as if they were civil partners.”;

(c) after paragraph (6), there shall be added the following paragraph—

“(7) Paragraph (4)(b)(ii), (iv) and (v)(b) does not apply where the beneficiary dies before 5th December 2005.”.

Commencement Information

I73 Sch. 2 para. 44 in operation at 5.12.2005, see art. 1(3)

45.  In Schedule 1 (form of consent to arrangement for securing benefit) after “widower”, in each place where it occurs, there shall be inserted “/surviving civil partner”.

Commencement Information

I74 Sch. 2 para. 45 in operation at 5.12.2005, see art. 1(3)

Explanatory Note

(This note is not part of the Order)

This Order amends the Pension Schemes (Northern Ireland) Act 1993 (“the 1993 Act”) and subordinate legislation, making provision for surviving civil partners to receive pensions under contracted-out occupational and appropriate personal pension schemes.

Article 1 provides for citation, commencement and interpretation.

Article 2 introduces Schedule 1, containing amendments of the 1993 Act, and Schedule 2, containing amendments of provisions of Regulations.

Schedule 1 amends provisions of the 1993 Act to extend to surviving civil partners existing contracting-out requirements to provide survivor benefits to widows and widowers.

• Paragraphs 2 to 4, 6 to 13 and 15 to 23 extend provisions in respect of widows and widowers in the 1993 Act to surviving civil partners.

• Paragraph 5 amends section 13 of the 1993 Act, to extend to surviving civil partners the provisions in relation to guaranteed minimum pensions for widows and widowers so that surviving civil partners are treated in the same way as widowers. It also extends the circumstances where pensions to survivors need not be paid. These extended circumstances are subject to a transitional provision which ensures that they do not apply to survivors of scheme members where the member dies before the civil partnership provisions come into force.

• Paragraph 14 amends section 34(2) of the 1993 Act to extend its scope to allow appropriate schemes to alter their rules to make provision for survivor benefits for civil partners.

• Paragraph 24 amends section 165(1)(c) of the 1993 Act in relation to the determination of certain questions. Section 165 was amended by the Social Security (Northern Ireland) Order 1998 but those amendments have not yet been brought into operation (except for the purpose of making regulations). Accordingly it is the version of section 165(1)(c) prior to those amendments that has been amended.

Schedule 2 amends Regulations relating to contracting-out by extending to surviving civil partners existing provisions relating to widows and widowers. Where existing provisions apply only to widowers, they are extended to apply to surviving civil partners. Each Part of Schedule 2 amends a separate set of Regulations—

• Part 1 amends the Personal and Occupational Pension Schemes (Abatement of Benefit) Regulations (Northern Ireland) 1987;

• Part 2 amends the Contracting-out (Protection of Pensions) Regulations (Northern Ireland) 1991;

• Part 3 amends the Occupational Pension Schemes (Discharge of Protected Rights on Winding Up) Regulations (Northern Ireland) 1996;

• Part 4 amends the Occupational Pension Schemes (Contracting-out) Regulations (Northern Ireland) 1996. Paragraph 14 substitutes regulation 26, to extend the circumstances in which, in relation to the reference scheme, widows', widowers' and civil partners' pensions need not be paid. These extended circumstances are subject to a transitional provision which ensures that they do not apply to survivors of scheme members where the member dies before the civil partnership provisions come into force. Paragraph 19 amends regulation 58 to extend the circumstances in which a guaranteed minimum pension payable to a widower or surviving civil partner need not be paid. These extended circumstances are subject to a transitional provision which ensures that they do not apply to survivors of scheme members where the member dies before the civil partnership provisions come into force;

• Part 5 amends the Protected Rights (Transfer Payment) Regulations (Northern Ireland) 1996;

• Part 6 amends the Contracting-out (Transfer and Transfer Payment) Regulations (Northern Ireland) 1996;

• Part 7 amends the Personal and Occupational Pension Schemes (Protected Rights) Regulations (Northern Ireland) 1997. Paragraph 29 amends regulation 5 to extend the circumstances in which a pension or annuity payable to a widow, widower or surviving civil partner need not be paid. These extended circumstances are subject to a transitional provision which ensures that they do not apply to survivors of scheme members where the member dies before the civil partnership provisions come into force. Paragraph 32 amends regulation 12 to extend the circumstances in which a pension or annuity need not be paid to the widow, widower or surviving civil partner when the member dies before effect is given to his or her protected rights. These extended circumstances are subject to a transitional provision which ensures that they do not apply to survivors of scheme members where the member dies before the civil partnership provisions come into force;

• Part 8 amends the Occupational Pension Schemes (Modification of Schemes) Regulations (Northern Ireland) 1997;

• Part 9 amends the Personal Pension Schemes (Appropriate Schemes) Regulations (Northern Ireland) 1997;

• Part 10 amends the Occupational Pension Schemes (Discharge of Liability) Regulations (Northern Ireland) 1997. Paragraph 44 amends regulation 11 to extend the circumstances in which a pension need not be provided for widows, widowers and surviving civil partners. These extended circumstances are subject to a transitional provision which ensures that they do not apply to survivors of scheme members where the member dies before the civil partnership provisions come into force.

An assessment of the impact on business, charities or the voluntary sector of the provisions in this Order is included in the Regulatory Impact Assessment that accompanied the Civil Partnership Act 2004. A copy of that assessment has been placed in the libraries of both Houses of Parliament. Copies may be obtained from the DTI website at http://www.dti.gov.uk/access/ria/index.htm#equality.

(1)

2004 c. 33

(2)

See section 255(6) of the Civil Partnership Act 2004 for the requirement to consult

(3)

1993 c. 49; section 17(1) was substituted by Article 261(1) of the Pensions (Northern Ireland) Order 2005 (S.I. 2005/255 (N.I. 1))

(4)

Section 24(5) was amended by Article 139(6) of the Pensions (Northern Ireland) Order 1995 (S.I. 1995/3213 (N.I. 22)) and paragraph 3(4) of Schedule 5 to the Child Support, Pensions and Social Security Act (Northern Ireland) 2000 (c. 4 (N.I.))

(5)

Section 24A was inserted by Article 140 of the Pensions (Northern Ireland) Order 1995

(6)

1993 c. 49

(7)

Section 8A was inserted by Article 133(5) of the Pensions (Northern Ireland) Order 1995

(8)

Section 8B was inserted by Article 133(5) of the Pensions (Northern Ireland) Order 1995 and amended by regulation 2 of S.R. 1997 No. 162

(9)

Subsection (4A) was inserted by paragraph 1 of Schedule 5 to the Child Support, Pensions and Social Security Act (Northern Ireland) 2000

(10)

Subsection (6) was amended by paragraph 1(3) of Schedule 5 to the Child Support, Pensions and Social Security Act (Northern Ireland) 2000

(11)

Subsection (7) was amended by paragraph 22 of Schedule 3 to the Pensions (Northern Ireland) Order 1995 and by paragraph 42 of Schedule 1 to the Social Security Contributions (Transfer of Functions, etc.) (Northern Ireland) Order 1999 (S.I. 1999/671)

(12)

Subsection (8) is added by Article 261(2) of the Pensions (Northern Ireland) Order 2005

(13)

See paragraph 24 of Schedule 3 to the Pensions (Northern Ireland) Order 1995

(14)

Subsection (3)(b) was amended by Article 139(4) of the Pensions (Northern Ireland) Order 1995

(15)

Subsections (4A) and (4B) were inserted by paragraph 3(3) of Schedule 5 to the Child Support, Pensions and Social Security Act (Northern Ireland) 2000

(16)

Subsection (8) was added by Article 139(7) of the Pensions (Northern Ireland) Order 1995

(17)

Section 24A was inserted by Article 140 of the Pensions (Northern Ireland) Order 1995

(18)

Subsection (1)(b) was amended by paragraph 28 of Schedule 3 to the Pensions (Northern Ireland) Order 1995; subsection (3)(b) was amended by Article 141(3) of that Order and article 130(2) of the Financial Services and Markets Act 2000 (Consequential Amendments and Repeals) Order 2001 (S.I. 2001/3649); subsection (4) was amended by Article 141(4) of the Pensions (Northern Ireland) Order 1995 and article 130(3) of the Financial Services and Markets Act 2000 (Consequential Amendments and Repeals) Order 2001

(19)

Section 33 was substituted by paragraph 32 of Schedule 3 to the Pensions (Northern Ireland) Order 1995

(20)

Subsection (1) was amended by section 18 of the State Pension Credit Act (Northern Ireland) 2002 (c. 14 (N.I.)) and by paragraph 55 of Schedule 1 to the Social Security (Incapacity for Work) (Northern Ireland) Order 1994 (S.I. 1994/1898 (N.I. 12)); subsection (3) was amended by article 20 of the Financial Services and Markets Act 2000 (Consequential Amendments) Order 2002 (S.I. 2002/1555)

(21)

Section 44 ceased to have effect for minimum payments or minimum contributions paid from 6th April 1997 in consequence of Article 137(3) of the Pensions (Northern Ireland) Order 1995; subsection (2)(c) was amended by Article 137(2) of the Pensions (Northern Ireland) Order 1995

(22)

Subsection (5) was amended by paragraph 46(c) of Schedule 3 to the Pensions (Northern Ireland) Order 1995

(23)

Subsection (1) was amended by Article 53(4) of the Pensions (Northern Ireland) Order 1995

(24)

Subsection (1)(c) was amended by article 21 of the Financial Services and Markets Act 2000 (Consequential Amendments) Order 2002. See Article 15(1) of the Social Security Contributions (Transfer of Functions, etc.) (Northern Ireland) Order 1999

(25)

S.I. 1998/1506 (N.I. 10)

(26)

S.R. 1987 No. 291, amended by S.R. 1994 No. 300 and S.R. 1996 No. 95

(27)

Regulation 3 was amended by paragraph 16 of Schedule 2 to S.R. 1994 No. 300 and regulation 4(2) of S.R. 1996 No. 95

(28)

Regulation 5 was amended by paragraph 16 of Schedule 2 to S.R. 1994 No. 300 and regulation 4(3) of S.R. 1996 No. 95

(29)

S.R. 1991 No. 39, amended by S.R. 1994 No. 300

(30)

Regulation 4(2) was amended by paragraph 28(5) of Schedule 2 to S.R. 1994 No. 300

(31)

Regulation 5(2) was amended by paragraph 28(6) of Schedule 2 to S.R. 1994 No. 300

(32)

S.R. 1996 No. 94, to which there are amendments not relevant to these Regulations

(33)

S.R. 1996 No. 493; relevant amending regulations are S.R. 1997 No. 160, S.R. 1997 No. 162, S.R. 1998 No. 208, S.R. 2000 No. 336, S.R. 2002 No. 109 and S.I. 2002/681. See also Schedule 2 to the Social Security Contributions (Transfer of Functions, etc.) (Northern Ireland) Order 1999

(34)

Paragraph (1) was numbered as such by regulation 2(8) of S.R. 2002 No. 109 and amended by regulation 2(3) of S.R. 2000 No. 336

(35)

Section 8B was inserted by Article 133(5) of the Pensions (Northern Ireland) Order 1995 and amended by regulation 2 of S.R. 1997 No. 162

(36)

Paragraph (3A) was inserted by regulation 3(3) of S.R. 1997 No. 162

(37)

Regulation 50A was inserted by regulation 5 of S.R. 1998 No. 208

(38)

Regulation 55(1) was amended by paragraph 5(11) of the Schedule to S.R. 1997 No. 160

(39)

Regulation 63 was amended by regulation 2(15) of S.R. 2002 No. 109

(40)

S.R. 1996 No. 509, to which there are amendments not relevant to these Regulations

(41)

S.R. 1996 No. 618, to which there are amendments not relevant to these Regulations

(42)

S.R. 1997 No. 56; relevant amending regulations are S.R. 2002 No. 109, S.R. 2003 No. 256 and S.R. 2005 No. 170

(43)

Paragraph (2)(b) was substituted by regulation 5(2) of S.R. 2002 No. 109

(44)

Regulation 5 was substituted by regulation 5(3) of S.R. 2002 No. 109

(45)

The heading to regulation 11 was amended and paragraph (1) numbered as such and amended by regulation 10 of S.R. 2003 No. 256

(46)

Regulation 12 was amended by regulation 5(6) of S.R. 2002 No. 109 and regulation 11 of S.R. 2005 No. 170

(47)

Regulation 13 was amended by regulation 5(7) of S.R. 2002 No. 109

(48)

S.R. 1997 No. 139; regulation 6A was inserted by regulation 7 of S.R. 2002 No. 109

(49)

S.R. 1997 No. 159; relevant amending regulations are S.R. 2005 No. 170

(50)

Paragraph (3) was amended by regulation 13(a) of S.R. 2005 No. 170