Main dwelling, household furniture and effects, personal clothing, and tools and equipment
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Memorandwm Esboniadol
29. In calculating the disposable capital of the person concerned—
(a)there shall be left out of account the value of the main or only dwelling in which that person resides and the value of their household furniture and effects, their articles of personal clothing, and the tools and equipment of their trade;
(b)where the person concerned resides in more than one dwelling in which they have an interest, there shall be taken into account in respect of the value to them of any interest in a dwelling which is not the main dwelling any sum which may be obtained by borrowing money on the security thereof.