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Consumer Credit Act 1974

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39The following section shall be inserted after section 7:—

“7ADefaults under consumer credit agreements.

(1)Paragraph (1) of section 7 of this Act does not apply to a default relating to a bill of sale given by way of security for the payment of money under a regulated agreement to which section 87(1) of the Consumer Credit Act 1974 applies:—

(a)unless the restriction imposed by section 88(2) of that Act has ceased to apply to the bill of sale ; or

(b)if, by virtue of section 89 of that Act, the default is to be treated as not having occurred.

(2)Where paragraph (1) of section 7 of this Act does apply in relation to a bill of sale such as is mentioned in subsection (1) of this section, the proviso to that section shall have effect with the insertion after " High Court " of the words " or county court ".”.

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