(1)The debtor shall not be liable under a credit-token agreement for use made of the credit-token by any person unless the debtor had previously accepted the credit-token, or the use constituted an acceptance of it by him.
(2)The debtor accepts a credit-token when—
(a)it is signed, or
(b)a receipt for it is signed, or
(c)it is first used,
either by the debtor himself or by a person who, pursuant to the agreement, is authorised by him to use it.
Modifications etc. (not altering text)
C1S. 66 applied (1.11.2009) by The Payment Services Regulations 2009 (S.I. 2009/209), regs. 1(2)(c), 52(b) (with reg. 3)