- Y Diweddaraf sydd Ar Gael (Diwygiedig)
- Pwynt Penodol mewn Amser (01/10/1992)
- Gwreiddiol (Fel y'i Deddfwyd)
No versions valid at: 01/10/1992
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Consumer Credit Act 1974, Section 77A is up to date with all changes known to be in force on or before 11 September 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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Yn ddilys o 16/06/2006
(1)The creditor under a regulated agreement for fixed-sum credit—
(a)shall, within the period of one year beginning with the day after the day on which the agreement is made, give the debtor a statement under this section; and
(b)after the giving of that statement, shall give the debtor further statements under this section at intervals of not more than one year.
(2)Regulations may make provision about the form and content of statements under this section.
(3)The debtor shall have no liability to pay any sum in connection with the preparation or the giving to him of a statement under this section.
(4)The creditor is not required to give the debtor any statement under this section once the following conditions are satisfied—
(a)that there is no sum payable under the agreement by the debtor; and
(b)that there is no sum which will or may become so payable.
(5)Subsection (6) applies if at a time before the conditions mentioned in subsection (4) are satisfied the creditor fails to give the debtor—
(a)a statement under this section within the period mentioned in subsection (1)(a); or
(b)such a statement within the period of one year beginning with the day after the day on which such a statement was last given to him.
(6)Where this subsection applies in relation to a failure to give a statement under this section to the debtor—
(a)the creditor shall not be entitled to enforce the agreement during the period of non-compliance;
(b)the debtor shall have no liability to pay any sum of interest to the extent calculated by reference to the period of non-compliance or to any part of it; and
(c)the debtor shall have no liability to pay any default sum which (apart from this paragraph)—
(i)would have become payable during the period of non-compliance; or
(ii)would have become payable after the end of that period in connection with a breach of the agreement which occurs during that period (whether or not the breach continues after the end of that period).
(7)In this section ‘the period of non-compliance’ means, in relation to a failure to give a statement under this section to the debtor, the period which—
(a)begins immediately after the end of the period mentioned in paragraph (a) or (as the case may be) paragraph (b) of subsection (5); and
(b)ends at the end of the day on which the statement is given to the debtor or on which the conditions mentioned in subsection (4) are satisfied, whichever is earlier.
(8)This section does not apply in relation to a non-commercial agreement or to a small agreement.]
Textual Amendments
F1S. 77A inserted (16.6.2006 for certain purposes and otherwise 1.10.2008) by Consumer Credit Act 2006 (c. 14), ss. {6}, 71(2) (with Sch. 3 para. 2); S.I. 2006/1508, art. 3(1), Sch. 1; S.I. 2007/3300, art. 3(3), Sch. 3
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