Road Traffic Act 1988

147 Issue F1 ... of certificates of insurance and of security. E+W+S

(1) [F2 An insurer issuing a policy of insurance for the purposes of this Part of this Act must deliver] to the person by whom the policy is effected a certificate (in this Part of this Act referred to as a “certificate of insurance”) in the prescribed form and containing such particulars of any conditions subject to which the policy is issued and of any other matters as may be prescribed.

[F3 (1A) A certificate of insurance is to be treated for the purposes of [F4 subsection (1) as having been delivered ] to the person by whom the policy is effected if—

(a) it is transmitted electronically by the insurer to the person in accordance with subsection (1B) below, or

(b) it is made available by the insurer to the person on a website in accordance with subsection (1C) below.

(1B) A certificate is transmitted electronically by an insurer to a person in accordance with this subsection if—

(a) on effecting the policy to which the certificate relates, the person agreed to its electronic transmission for the purposes of subsection (1) above, and

(b) the certificate is transmitted by the insurer to an electronic address specified by the person for this purpose.

(1C) A certificate is made available by an insurer to a person on a website in accordance with this subsection if—

(a) on effecting the policy to which the certificate relates, the person agreed to its being made available on a website for the purposes of subsection (1) above,

(b) the insurer makes the certificate available to the person by placing an electronic copy of it on a website, and

(c) the person is notified by the insurer, in a manner agreed by the person, of—

(i) the certificate's presence on the website,

(ii) the address of the website,

(iii) the place on the website where he may access the certificate, and

(iv) how he may access the certificate.

(1D) Where a certificate made available on a website is treated by virtue of subsection (1A)(b) above as having been delivered by an insurer to a person, the insurer must ensure that the certificate remains continuously accessible to the person on the website until the expiry of the last day on which the policy to which it relates has effect.

(1E) For the purposes of subsection (1D) above, a certificate is to be treated as remaining continuously accessible to a person on a website, despite its being temporarily inaccessible to him on the website, if the insurer has taken all reasonable steps to make it continuously accessible to him on the website (including steps to remedy any temporary inaccessibility).]

(2) [F5 A person giving a security for the purposes of this Part of this Act must deliver] to the person to whom it is given a certificate (in this Part of this Act referred to as a “certificate of security”) in the prescribed form and containing such particulars of any conditions subject to which the security is issued and of any other matters as may be prescribed.

(3) Different forms and different particulars may be prescribed for the purposes of subsection (1) or (2) above in relation to different cases or circumstances.

F6 (4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (4A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (4B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (4C) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (4D) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (4E) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (4F) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F6 (5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Textual Amendments

F1 Words in s. 147 heading omitted (30.6.2015) by virtue of Deregulation Act 2015 (c. 20), s. 115(7), Sch. 3 para. 2(b); S.I. 2015/994, art. 9(a) (with Sch. Pt. 3A) (as amended by S.I. 2015/1405, art. 2)

F2 Words in s. 147(1) substituted (30.6.2015) by Deregulation Act 2015 (c. 20), ss. 9(2), 115(7); S.I. 2015/994, art. 9(a) (with Sch. Pt. 3A) (as amended by S.I. 2015/1405, art. 2)

F3 S. 147(1A)-(1E) inserted (30.4.2010) by The Motor Vehicles (Electronic Communication of Certificates of Insurance) Order 2010 (S.I. 2010/1117), art. 3(2)

F4 Words in s. 147(1A) substituted (30.6.2015) by Deregulation Act 2015 (c. 20), s. 115(7), Sch. 3 para. 2(a); S.I. 2015/994, art. 9(a) (with Sch. Pt. 3A) (as amended by S.I. 2015/1405, art. 2)

F5 Words in s. 147(2) substituted (30.6.2015) by Deregulation Act 2015 (c. 20), ss. 9(3), 115(7); S.I. 2015/994, art. 9(a) (with Sch. Pt. 3A) (as amended by S.I. 2015/1405, art. 2)

F6 S. 147(4)-(5) omitted (30.6.2015) by virtue of Deregulation Act 2015 (c. 20), ss. 9(4), 115(7); S.I. 2015/994, art. 9(a) (with Sch. Pt. 3A) (as amended by S.I. 2015/1405, art. 2)

Modifications etc. (not altering text)

C1 S. 147 excluded (23.6.1999) by S.I. 1999/1736, art. 8(1)(b)(2)(b)