Disability Discrimination Act 1995

18 Insurance services

(1) This section applies where a provider of insurance services (“the insurer”) enters into arrangements with an employer under which the employer’s employees, or a class of his employees—

(a) receive insurance services provided by the insurer; or

(b) are given an opportunity to receive such services.

(2) The insurer is to be taken, for the purposes of this Part, to discriminate unlawfully against a disabled person who is a relevant employee if he acts in relation to that employee in a way which would be unlawful discrimination for the purposes of Part III if—

(a) he were providing the service in question to members of the public; and

(b) the employee was provided with, or was trying to secure the provision of, that service as a member of the public.

(3) In this section—

• “insurance services” means services of a prescribed description for the provision of benefits in respect of—

  (a)

  termination of service;

  (b)

  retirement, old age or death;

  (c)

  accident, injury, sickness or invalidity; or

  (d)

  any other prescribed matter; and

• “relevant employee” means—

  (a)

  in the case of an arrangement which applies to employees of the employer in question, an employee of his;

  (b)

  in the case of an arrangement which applies to a class of employees of the employer, an employee who is in that class.

(4) For the purposes of the definition of “relevant employee” in subsection (3), “employee”, in relation to an employer, includes a person who has applied for, or is contemplating applying for, employment by that employer or (as the case may be) employment by him in the class in question.