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Family Law Act 1996
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54 Dwelling-house subject to mortgage.E+W
(1)In determining for the purposes of this Part whether a person is entitled to occupy a dwelling-house by virtue of an estate or interest, any right to possession of the dwelling-house conferred on a mortgagee of the dwelling-house under or by virtue of his mortgage is to be disregarded.
(2)Subsection (1) applies whether or not the mortgagee is in possession.
(3)Where a person ( “A”) is entitled to occupy a dwelling-house by virtue of an estate or interest, a connected person does not by virtue of—
(a)any [F1home rights] conferred by section 30, or
(b)any rights conferred by an order under section 35 or 36,
have any larger right against the mortgagee to occupy the dwelling-house than A has by virtue of his estate or interest and of any contract with the mortgagee.
(4)Subsection (3) does not apply, in the case of [F1home rights], if under section 31 those rights are a charge, affecting the mortgagee, on the estate or interest mortgaged.
(5)In this section “connected person”, in relation to any person, means that person’s spouse, former spouse [F2, civil partner, former civil partner], cohabitant or former cohabitant.
Textual Amendments
F1Words in s. 54(3)(a)(4) substituted (5.12.2005) by Civil Partnership Act 2004 (c. 33), ss. 82, 263, Sch. 9 para. 12(1)(2); S.I. 2005/3175, art. 2(1), Sch. 1
F2Words in s. 54(5) inserted (5.12.2005) by Civil Partnership Act 2004 (c. 33), ss. 82, 263, Sch. 9 para. 12(1)(3); S.I. 2005/3175, art. 2(1), Sch. 1
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