- Y Diweddaraf sydd Ar Gael (Diwygiedig)
- Pwynt Penodol mewn Amser (05/01/1998)
- Gwreiddiol (Fel y'i Deddfwyd)
No longer has effect: 01/12/2001
There are currently no known outstanding effects for the Policyholders Protection Act 1997 (repealed), Section 2.
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Prospective
(1)For section 4 of the 1975 Act there shall be substituted—
(1)A policyholder is eligible for the assistance or protection of the Board in accordance with any provision of sections 6 to 16 below only in respect of the insurance under a qualifying policy of a protected risk or commitment.
(2)The following are qualifying policies for the purposes of this Act—
(a)a policy of insurance issued by an insurance company authorised under section 3 or 4 of the M1Insurance Companies Act 1982 through an establishment in—
(i)the United Kingdom,
(ii)another EEA State, or
(iii)the Channel Islands or the Isle of Man, and
(b)a policy of insurance issued by an EC company through an establishment in an EEA State.
(3)A risk or commitment is a protected risk or commitment for the purposes of this Act—
(a)in the case of a policy falling within subsection (2)(a)(i) above, if it is situated in an EEA State, the Channel Islands or the Isle of Man;
(b)in the case of a policy falling within subsection (2)(a)(ii) or (2)(b) above, if it is situated in the United Kingdom;
(c)in the case of a policy falling within subsection (2)(a)(iii) above, if it is situated in the United Kingdom, the Channel Islands or the Isle of Man.”
(2)Schedule 2 to this Act (consequential amendments) shall have effect.
(3)This section shall not have effect in relation to a policy, or security, where the contract which the policy evidences, or which governs the security, was entered into before the day on which this section comes into force.
(4)For the purposes of subsection (3) above, where a contract for a term of more than one year—
(a)was entered into before the day on which this section comes into force, and
(b)continues in force beyond an anniversary of its inception which falls on or after the day on which this section comes into force,
the contract shall be treated as having been entered into on that anniversary, unless the effecting of the contract constituted the carrying on of long term business (within the meaning of the M2Insurance Companies Act 1982).
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