- Y Diweddaraf sydd Ar Gael (Diwygiedig)
- Pwynt Penodol mewn Amser (01/10/2015)
- Gwreiddiol (Fel y'i Deddfwyd)
Point in time view as at 01/10/2015.
There are currently no known outstanding effects for the Consumer Credit Act 2006, Cross Heading: Agreements regulated under the 1974 Act etc..
Revised legislation carried on this site may not be fully up to date. At the current time any known changes or effects made by subsequent legislation have been applied to the text of the legislation you are viewing by the editorial team. Please see ‘Frequently Asked Questions’ for details regarding the timescales for which new effects are identified and recorded on this site.
In section 189(1) of the 1974 Act (definitions) for the definition of “individual” substitute—
““individual” includes—
(a)a partnership consisting of two or three persons not all of whom are bodies corporate; and
(b)an unincorporated body of persons which does not consist entirely of bodies corporate and is not a partnership;”.
Commencement Information
(1)In section 8 of the 1974 Act (which defines consumer credit agreements)—
(a)in subsection (1) for “personal” substitute “ consumer ”;
(b)subsection (2) shall cease to have effect.
(2)In section 15(1) of that Act (which defines consumer hire agreements) paragraph (c) and the “and” immediately preceding it shall cease to have effect.
F1(3). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1S. 2(3) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
Commencement Information
I2S. 2(1) in force at 6.4.2008 for specified purposes by S.I. 2008/831, art. 3(1), Sch. 2 (with art. 4, Sch. 1)
I3S. 2(1) in force at 31.10.2008 in so far as not already in force by S.I. 2008/831, art. 3(2), Sch. 3 (with art. 4)
I4S. 2(2)(3) in force at 6.4.2008 by S.I. 2008/831, art. 3(1), Sch. 2
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F2S. 3 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F3S. 4 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
F4(1). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(2)In section 10 of that Act (running-account credit and fixed-sum credit)—
(a)in subsection (1) for “personal” wherever occurring substitute “ consumer ”;
F5(b). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F6(3). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F6(4). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(5)In subsection (1) of section 158 of that Act (duty of credit reference agency to disclose filed information) for paragraph (a) substitute—
“(a)a request in writing to that effect from a consumer,”.
(6)After subsection (4) of that section insert—
“(4A)In this section ‘consumer’ means—
(a)a partnership consisting of two or three persons not all of whom are bodies corporate; or
(b)an unincorporated body of persons which does not consist entirely of bodies corporate and is not a partnership.”
(7)In section 181(1) and (2) of that Act (power to alter monetary limits etc.) for “8(2), 15(1)(c)” substitute “ 16B(1) ”.
(8)In subsection (5) of section 185 of that Act (agreement with more than one debtor or hirer)—
(a)in paragraph (b) for “a body corporate” substitute “ not an individual ”;
(b)for “the body corporate or bodies corporate” substitute “ each person within paragraph (b) ”.
(9)In subsection (6) of that section after “a body corporate” insert “ within paragraph (b) of that subsection ”.
F7(10). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F4S. 5(1) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
F5S. 5(2)(b) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
F6S. 5(3)(4) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
F7S. 5(10) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)
Commencement Information
I5S. 5(1)-(4) (7) (10) in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2
I6S. 5(5)(6)(8)(9) in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2
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