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Consumer Credit Act 2006
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28Applications for standard licencesU.K.
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Nodiadau Esboniadol
After section 24 of the 1974 Act insert—
“24AApplications for standard licences
(1)An application for a standard licence shall, in relation to each type of business which is covered by the application, state whether the applicant is applying—
(a)for the licence to cover the carrying on of that type of business with no limitation; or
(b)for the licence to cover the carrying on of that type of business only so far as it falls within one or more descriptions of business.
(2)An application within subsection (1)(b) in relation to a type of business shall set out the description or descriptions of business in question.
(3)References in this Part to a type of business are references to a type of business within subsection (4).
(4)The types of business within this subsection are—
(a)a consumer credit business;
(b)a consumer hire business;
(c)a business so far as it comprises or relates to credit brokerage;
(d)a business so far as it comprises or relates to debt-adjusting;
(e)a business so far as it comprises or relates to debt-counselling;
(f)a business so far as it comprises or relates to debt-collecting;
(g)a business so far as it comprises or relates to debt administration;
(h)a business so far as it comprises or relates to the provision of credit information services;
(i)a business so far as it comprises or relates to the operation of a credit reference agency.
(5)The OFT—
(a)shall by general notice specify the descriptions of business which can be set out in an application for the purposes of subsection (2) in relation to a type of business;
(b)may by general notice provide that applications within subsection (1)(b) cannot be made in relation to one or more of the types of business within subsection (4)(c) to (i).
(6)The power of the OFT under subsection (5) includes power to make different provision for different cases or classes of case.”
Commencement Information
I1S. 28 in force at 16.6.2006 for specified purposes by S.I. 2006/1508, art. 3(1), Sch. 1
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