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The Consumer Credit (Running-Account Credit Information) Regulations 1983

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  • Y Diweddaraf sydd Ar Gael (Diwygiedig)
  • Gwreiddiol (a wnaed Fel)

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Dyma’r fersiwn wreiddiol (fel y’i gwnaed yn wreiddiol). This item of legislation is currently only available in its original format. The electronic version of this UK Statutory Instrument has been contributed by Westlaw and is taken from the printed publication. Read more

Regulation 2

SCHEDULEPRESCRIBED CONTENTS TO BE INCLUDED IN A STATEMENT TO BE GIVEN BY A CREDITOR TO A DEBTOR OF THE STATE OF THE ACCOUNT WHERE RUNNING-ACCOUNT CREDIT IS PROVIDED UNDER A REGULATED AGREEMENT

1.  Any opening balance standing on the account at the beginning of the period to which the statement relates and the balance at the end of that period.

2.  The date of any movement in the account shown on the statement during the period to which the statement relates and the date of the end of that period.

3.  The amount of any payment made into the account by, or to the credit of, the debtor during the period to which the statement relates.

4.  The amount of any drawing on the account by the debtor during the period to which the statement relates, with sufficient information to enable the debtor to identify the drawing.

5.  The amount of any interest or other charges payable by the debtor and applied to the account during the period to which the statement relates, whether or not the interest or other charges relate only to the said period.

6.  Where the statement shows that interest has been applied to the account during the period to which the statement relates—

(a)sufficient information to enable the debtor to check the calculation of the amount of the interest so applied; or

(b)the rate of interest which has been used to calculate the amount of the interest so applied or, if the rate has varied, each rate of interest which has been so used and the time during which each rate applied; or

(c)a statement that the rate, or each rate, of interest which has been used to calculate the amount of the interest so applied will be provided by the creditor on request, together with a clear explanation of the manner in which the amount of the interest so applied has been calculated.

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