Application of regulation 4
3. Regulation 4 below shall not apply where a brochure is made available to a consumer at any time which is identical to a brochure first made available to consumers generally before 1st October 1998.
3. Regulation 4 below shall not apply where a brochure is made available to a consumer at any time which is identical to a brochure first made available to consumers generally before 1st October 1998.