- Y Diweddaraf sydd Ar Gael (Diwygiedig)
- Pwynt Penodol mewn Amser (06/04/2010)
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The State Pension Credit Regulations 2002
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Changes over time for: Paragraph 8
Version Superseded: 12/04/2010
Alternative versions:
- 21/05/2003- Amendment
- 12/04/2004- Amendment
- 11/04/2005- Amendment
- 10/04/2006- Amendment
- 01/10/2007- Amendment
- 07/04/2008- Amendment
- 05/01/2009- Amendment
- 06/04/2009- Amendment
- 06/04/2010
Point in time - 12/04/2010- Amendment
- 11/04/2011- Amendment
- 09/04/2012- Amendment
- 08/04/2013- Amendment
- 07/04/2014- Amendment
- 06/04/2015- Amendment
- 10/04/2017- Amendment
- 06/04/2018- Amendment
- 06/04/2020- Amendment
- 12/04/2021- Amendment
- 11/04/2022- Amendment
Status:
Point in time view as at 06/04/2010. This version of this provision has been superseded.
Status
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Changes to legislation:
There are currently no known outstanding effects for the The State Pension Credit Regulations 2002, Paragraph 8.
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General provisions applying to housing costs
8.—(1) Where for the time being a loan exceeds, or in a case where more than one loan is to be taken into account, the aggregate of those loans exceeds the appropriate amount specified in sub-paragraph (2), then the amount of the loan or, as the case may be, the aggregate amount of those loans, shall for the purposes of this Schedule, be the appropriate amount.
(2) Subject to the following provisions of this paragraph, the appropriate amount is £100,000.
(3) Where a person is treated under paragraph 4(6) (payments in respect of two dwellings) as occupying two dwellings as his home, then the restrictions imposed by sub-paragraph (1) shall be applied separately to the loans for each dwelling.
(4) In a case to which paragraph 6 (apportionment of housing costs) applies, the appropriate amount for the purposes of sub-paragraph (1) shall be the lower of—
(a)a sum determined by applying the formula—
where—
P = the relevant fraction for the purposes of paragraph 6, and
Q = the amount or, as the case may be, the aggregate amount for the time being of any loan or loans which qualify under this Schedule; or
(b)the sum for the time being specified in sub-paragraph (2).
(5) In a case to which paragraph 11(3) or 12(3) (loans which qualify in part only) applies, the appropriate amount for the purposes of sub-paragraph (1) shall be the lower of—
(a)a sum representing for the time being the part of the loan applied for the purposes specified in paragraph 11(1) or (as the case may be) paragraph 12(1); or
(b)the sum for the time being specified in sub-paragraph (2).
(6) In the case of any loan to which paragraph 12(2)(k) (loan taken out and used for the purpose of adapting a dwelling for the special needs of a disabled person) applies the whole of the loan, to the extent that it remains unpaid, shall be disregarded in determining whether the amount for the time being specified in sub-paragraph (2) is exceeded.
(7) Where in any case the amount for the time being specified for the purposes of sub-paragraph (2) is exceeded and there are two or more loans to be taken into account under either or both paragraphs 11 and 12, then the amount of eligible interest in respect of each of those loans to the extent that the loans remain outstanding shall be determined as if each loan had been reduced to a sum equal to the qualifying portion of that loan.
(8) For the purposes of sub-paragraph (7), the qualifying portion of a loan shall be determined by applying the following formula—
[F1
]
where—
R = the amount for the time being specified for the purposes of sub-paragraph (1);
S = the amount of the outstanding loan to be taken into account;
T = the aggregate of all outstanding loans to be taken into account under paragraphs 11 and 12.
Textual Amendments
F1Word in Sch. II para. 8(8) substituted (1.10.2007) by The Social Security (Miscellaneous Amendments) (No. 5) Regulations 2007 (S.I. 2007/2618), regs. 1(1), 10(5)
Modifications etc. (not altering text)
C1Sch. II para. 8(2) modified (7.4.2003) by The Social Security Benefits Up-rating Order 2003 (S.I. 2003/526), arts. 1(2)(c), 25(6), Sch. 16
C2Sch. II para. 8(2) sum maintained (12.4.2004) by The Social Security Benefits Up-rating Order 2004 (S.I. 2004/552), arts. 1(2)(c), 26(6), Sch. 20
C3Sch. II para. 8(2) sum maintained (11.4.2005) by The Social Security Benefits Up-rating Order 2005 (S.I. 2005/522), arts. 1(2)(c), 26(6), Sch. 20
C4Sch. II para. 8(2) modified (10.4.2006) by The Social Security Benefits Up-rating Order 2006 (S.I. 2006/645), arts. 1(2)(d), 26(6), Sch. 20
C5Sch. II para. 8(2) applied (with modifications) (5.1.2009) by The Social Security (Housing Costs Special Arrangements) (Amendment and Modification) Regulations 2008 (S.I. 2008/3195), regs. 1(3), 12 (with reg. 8)
C6Sch. II para. 8(2) modified (with effect in accordance with art. 1(2)(k) (3)(a) 6 of the amending S.I.) by The Social Security Benefits Up-rating Order 2009 (S.I. 2009/497), arts. 1(2)(k), 26(6), Sch. 17
C7Sch. II para. 8(4)(a) modified (7.4.2003) by The Social Security Benefits Up-rating Order 2003 (S.I. 2003/526), arts. 1(2)(c), 25(6), Sch. 16
C8Sch. II para. 8(4)(a) sum maintained (12.4.2004) by The Social Security Benefits Up-rating Order 2004 (S.I. 2004/552), arts. 1(2)(c), 26(6), Sch. 20
C9Sch. II para. 8(4)(a) sum maintained (11.4.2005) by The Social Security Benefits Up-rating Order 2005 (S.I. 2005/522), arts. 1(2)(c), 26(6), Sch. 20
C10Sch. II para. 8(4)(a) modified (10.4.2006) by The Social Security Benefits Up-rating Order 2006 (S.I. 2006/645), arts. 1(2)(d), 26(6), Sch. 20
C11Sch. II para. 8(4)(a) modified (for specified purposes and with effect in accordance with art. 1(2)(l) of the amending S.I.) by The Social Security Benefits Up-rating Order 2008 (S.I. 2008/632), arts. 1(2)(l), 26(6), Sch. 20
C12Sch. II para. 8(4)(a) modified (with effect in accordance with art. 1(2)(k) (3)(a) 6 of the amending S.I.) by The Social Security Benefits Up-rating Order 2009 (S.I. 2009/497), arts. 1(2)(k), 26(6), Sch. 17
C13Sch. II para. 8(8) modified (7.4.2003) by The Social Security Benefits Up-rating Order 2003 (S.I. 2003/526), arts. 1(2)(c), 25(6), Sch. 16
C14Sch. II para. 8(8) sum maintained (12.4.2004) by The Social Security Benefits Up-rating Order 2004 (S.I. 2004/552), arts. 1(2)(c), 26(6), Sch. 20
C15Sch. II para. 8(8) sum maintained (11.4.2005) by The Social Security Benefits Up-rating Order 2005 (S.I. 2005/522), arts. 1(2)(c), 26(6), Sch. 20
C16Sch. II para. 8(8) modified (10.4.2006) by The Social Security Benefits Up-rating Order 2006 (S.I. 2006/645), arts. 1(2)(d), 26(6), Sch. 20
C17Sch. II para. 8(8) modified (for specified purposes and with effect in accordance with art. 1(2)(l) of the amending S.I.) by The Social Security Benefits Up-rating Order 2008 (S.I. 2008/632), arts. 1(2)(l), 26(6), Sch. 20
C18Sch. II para. 8(8) modified (with effect in accordance with art. 1(2)(k) (3)(a) 6 of the amending S.I.) by The Social Security Benefits Up-rating Order 2009 (S.I. 2009/497), arts. 1(2)(k), 26(6), Sch. 17
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