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The Financial Services and Markets Act 2000 (Financial Promotion) Order 2005
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Point in time view as at 01/10/2007. This version of this provision has been superseded.
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Advice centresU.K.
73.—(1) If the requirements of paragraph (2) are met, the financial promotion restriction does not apply to any communication which is made by a person in the course of carrying out his duties as an adviser for, or employee of, an advice centre.
(2) The requirements of this paragraph are that the communication relates to—
(a)qualifying credit;
(b)rights under, or rights to or interests in rights under, qualifying contracts of insurance; F1...
(c)a child trust fund[F2;
(d)a regulated home reversion plan; or
(e)a regulated home purchase plan].
(3) In this article—
“adequate professional indemnity insurance”, in relation to an advice centre, means insurance providing cover that is adequate having regard to—
(a)
the claims record of the centre;
(b)
the financial resources of the centre; and
(c)
the right of clients of the centre to be compensated for loss arising from the negligent provision of financial advice;
“advice centre” means a body which—
(a)
gives advice which is free and in respect of which the centre does not receive any fee, commission or other reward;
(b)
provides debt advice as its principal financial services activity; and
(c)
in the case of a body which is not part of a local authority, holds adequate professional indemnity insurance or a guarantee providing comparable cover;
M1“child trust fund” has the meaning given by section 1(2) of the Child Trust Funds Act 2004 ;
M2“local authority” has the meaning given in article 2 of the Financial Services and Markets Act 2000 (Exemption) Order 2001 .
Textual Amendments
F1Word in art. 73(2)(b) deleted (6.11.2006 for specified purposes, 6.4.2007 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2006 (S.I. 2006/2383), arts. 1(2), 35(4)(a)
F2Art. 73(2)(d)(e) and semi-colon inserted (6.11.2006 for specified purposes, 6.4.2007 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2006 (S.I. 2006/2383), arts. 1(2), 35(4)(b)
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