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The Consumer Credit (EU Directive) Regulations 2010
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Status:
This version of this provision is prospective.
Status
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- where the provision (Part, Chapter or section) has never come into force or;
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Commencement Orders listed in the ‘Changes to Legislation’ box as not yet applied may bring this prospective version into force.
Changes to legislation:
There are outstanding changes not yet made by the legislation.gov.uk editorial team to The Consumer Credit (EU Directive) Regulations 2010. Any changes that have already been made by the team appear in the content and are referenced with annotations.
Changes to Legislation
Revised legislation carried on this site may not be fully up to date. Changes and effects are recorded by our editorial team in lists which can be found in the ‘Changes to Legislation’ area. Where those effects have yet to be applied to the text of the legislation by the editorial team they are also listed alongside the legislation in the affected provisions. Use the ‘more’ link to open the changes and effects relevant to the provision you are viewing.
Changes and effects yet to be applied to Regulation 30:
- Regulations power to modify conferred by 2023 c. 29 s. 3 Sch. 1 Pt. 2
- Regulations revoked by 2023 c. 29 Sch. 1 Pt. 2
- reg. 30 coming into force by S.I. 2010/1010 reg. 99(1)
Changes and effects yet to be applied to the whole Instrument associated Parts and Chapters:
Whole provisions yet to be inserted into this Instrument (including any effects on those provisions):
- reg. 3(4) words substituted by S.I. 2010/1969 reg. 6
- reg. 25(8) inserted by S.I. 2010/1969 reg. 11
- reg. 54(za)(zb) inserted by S.I. 2010/1969 reg. 14
- reg. 55A inserted by S.I. 2010/1969 reg. 16
- reg. 56(za)(zb) inserted by S.I. 2010/1969 reg. 17
- reg. 67A inserted by S.I. 2010/1969 reg. 21
- reg. 76(1A) substituted by S.I. 2010/1969 reg. 25
- reg. 88A inserted by S.I. 2011/11 reg. 6
- reg. 91A inserted by S.I. 2010/1969 reg. 27
- reg. 100(2)(za) inserted by S.I. 2010/1969 reg. 29(b)
- reg. 100(3)(za) inserted by S.I. 2010/1969 reg. 29(c)
- reg. 101A inserted by S.I. 2010/1969 reg. 30
Prospective
Early repaymentU.K.
This
adran has no associated
Memorandwm Esboniadol
30. In section 94 (right to complete payments ahead of time)—
(a)in subsection (1), after “under the agreement” where these words first occur, insert “and any amount which the creditor claims under section 95A(2)”;
(b)after subsection (2) insert—
“(3) The debtor under a regulated consumer credit agreement, other than an agreement secured on land, is entitled at any time to discharge part of his indebtedness by taking the steps in subsection (4).
(4) The steps referred to in subsection (3) are as follows—
(a)he provides notice to the creditor,
(b)he pays to the creditor some of the amount payable by him to the creditor under the agreement before the time fixed by the agreement, and
(c)he makes the payment—
(i)before the end of the period of 28 days beginning with the day following that on which notice under paragraph (a) was received by the creditor, or
(ii)on or before any later date specified in the notice.
(5) Where a debtor takes the steps in subsection (4) his indebtedness shall be discharged by an amount equal to the sum of the amount paid and any rebate allowable under section 95 less any amount which the creditor claims under section 95A(2).
(6) A notice—
(a)under subsection (1), other than a notice relating to a regulated consumer credit agreement secured on land, or
(b)under subsection (4)(a),
need not be in writing.”.
Commencement Information
I1Reg. 30 in force at 1.2.2011, see reg. 99(1)
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