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The Consumer Credit (Disclosure of Information) Regulations 2010
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Rhagor o Adnoddau
Changes to legislation:
The Consumer Credit (Disclosure of Information) Regulations 2010 is up to date with all changes known to be in force on or before 13 November 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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Revised legislation carried on this site may not be fully up to date. Changes and effects are recorded by our editorial team in lists which can be found in the ‘Changes to Legislation’ area. Where those effects have yet to be applied to the text of the legislation by the editorial team they are also listed alongside the legislation in the affected provisions. Use the ‘more’ link to open the changes and effects relevant to the provision you are viewing.
Changes and effects yet to be applied to Schedule 3 Paragraph Wrapper17n2:
- Regulations revoked by 2023 c. 29 Sch. 1 Pt. 2
If applicable
5. Additional information to be given in the case of distance marketing of financial services
| (a) concerning the creditor | |
|---|---|
If applicable The creditor's representative in [F1the UK] Address. Telephone number.* E-mail address.* Fax number.* Web address.* | [i.e. where different from section 1.] [Identity.] [Geographical address to be used by the debtor.] |
If applicable Registration number. | [The Firm Reference Number (FRN) (if any) or Interim Permission Number (if any), and any other relevant registration number of the creditor. [F2(For 90 days, starting on the day that a creditor is given an FRN, either the FRN or any Interim Permission Number valid immediately before the start of this 90 day period may be provided.)]] |
If applicable The supervisory authority. | [The [F3Financial Conduct Authority] or any other relevant supervisory authority or both.] |
| (b) concerning the credit agreement | |
If applicable The law taken by the creditor as a basis for the establishment of relations with you before the conclusion of the credit contract. | [English/other law.] |
If applicable The law applicable to the credit agreement and/or the competent court. | [A statement concerning the law which governs the contract and the courts to which disputes may be referred.] |
If applicable Language to be used in connection your agreement. | [Details of the language that the information and contractual terms will be supplied in and used, with the debtor's consent, for communication during the duration of the credit agreement.] |
| (c) concerning redress | |
| Access to out- of-court complaint and redress mechanism. | [Whether or not there is an out-of-court complaint and redress mechanism for the debtor who is party to the distance contract and, if so, the methods of access to it.] |
Textual Amendments
F1Words in Sch. 3 substituted (31.12.2020) by The Consumer Credit (Amendment) (EU Exit) Regulations 2018 (S.I. 2018/1038), regs. 1(2), 3(4)(b) (with transitional provisions in reg. 6 as inserted by S.I. 2019/710, regs. 1(3), 40 (as amended by S.I. 2019/1390, regs. 1(4), 14)); 2020 c. 1, Sch. 5 para. 1(1)
F2Words in Sch. 3 inserted (17.5.2016) by The Consumer Credit (Disclosure of Information) (Amendment) Regulations 2016 (S.I. 2016/530), regs. 1, 2(b)
F3Words in Sch. 3 substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), 26(10)
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