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The National Savings (No. 2) Regulations 2015
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- Offerynnau Statudol y Deyrnas Unedig
- 2015 No. 624
- Explanatory Note
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Rhagor o Adnoddau
Changes to legislation:
There are outstanding changes not yet made by the legislation.gov.uk editorial team to The National Savings (No. 2) Regulations 2015. Any changes that have already been made by the team appear in the content and are referenced with annotations.
Changes to Legislation
Revised legislation carried on this site may not be fully up to date. Changes and effects are recorded by our editorial team in lists which can be found in the ‘Changes to Legislation’ area. Where those effects have yet to be applied to the text of the legislation by the editorial team they are also listed alongside the legislation in the affected provisions. Use the ‘more’ link to open the changes and effects relevant to the provision you are viewing.
Changes and effects yet to be applied to :
- reg. 4(4)(a) words substituted by S.I. 2019/1138 reg. 2(2)
- reg. 8(2) words substituted by S.I. 2019/1138 reg. 2(3)
- reg. 38(2A)(2B) inserted by S.I. 2023/605 reg. 2(2)(a)
- reg. 38(4) inserted by S.I. 2023/605 reg. 2(2)(b)
- reg. 46(1) words substituted by S.I. 2023/605 reg. 2(3)(a)(i)
- reg. 46(1)(a) words inserted by S.I. 2023/605 reg. 2(3)(a)(ii)
- reg. 46(6A)-(6C) inserted by S.I. 2023/605 reg. 2(3)(b)
- reg. 46(7) words inserted by S.I. 2023/605 reg. 2(3)(c)
Changes and effects yet to be applied to the whole Instrument associated Parts and Chapters:
Whole provisions yet to be inserted into this Instrument (including any effects on those provisions):
- reg. 38(2A)(2B) inserted by S.I. 2023/605 reg. 2(2)(a)
- reg. 38(4) inserted by S.I. 2023/605 reg. 2(2)(b)
- reg. 46(6A)-(6C) inserted by S.I. 2023/605 reg. 2(3)(b)
EXPLANATORY NOTE
(This note is not part of the Regulations)
The National Savings Bank Act 1971 (“the 1971 Act”) and the National Debt Act 1972 (“the 1972 Act”) create the current statutory framework for the operation of the National Savings and Investment Bank and the Director of Savings. The Director of Savings, a statutory office-holder, carries on the business of the National Savings Bank under section 1 of the 1971 Act, principally providing a range of investment accounts which are subject to the 1971 Act and secondary legislation made under that Act (consolidated in the contemporaneously laid National Savings Regulations 2015). Under section 11 of the 1972 Act the Treasury raises money under the National Loans Act 1968 under the auspices of the Director of Savings. Section 1(1) of the 1972 Act provides that the Treasury may appoint a person to be Director of Savings and “the functions of the Director shall include those conferred on him by this Act”. The Director raises money, therefore, by issuing products such as Premium Bonds, subject to the 1972 act and secondary legislation made under that Act.
These Regulations consolidate the secondary legislation that governs the operation of the National Savings Bank made under the 1972 Act. Regulation 3(b) also increases the maximum holding of bond units from 40,000 to 50,000 from 1st June 2015.
Part 2 consolidates the Premium Savings Bond Regulations 1972 and amending regulations.
Part 3 consolidates the National Savings Stock Register Regulations 1976 and amending regulations.
Part 4 consolidates the Savings Certificates Regulations 1991 and amending regulations.
Part 5 consolidates the Savings Certificates (Children’s Bonus Bonds) Regulations 1991 and amending regulations.
Part 6 of these Regulations, and Part 3 of the National Savings Regulations 2015, contain provisions common to both sets of regulations.
The intention in the drafting of these Regulations is to consolidate the existing secondary legislation with necessary minor amendments, whilst revoking the spent and other instruments set out in Schedule 2.
A full impact assessment has not been produced for this instrument as no impact on the costs of business or the voluntary sector is foreseen.
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