xmlns:atom="http://www.w3.org/2005/Atom" xmlns:atom="http://www.w3.org/2005/Atom"
32. Why the debt was incurred.E+W
33. Date when the debtor first experienced difficulty in paying some or all of the debtor's debts.E+W
34. Reasons for the debtor not having enough money to pay some or all of the debtor's debts.E+W
35. Where the debtor has gambled any money through betting or gambling during the last two years, how much the debtor has gambled.E+W