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SCHEDULE 8E+WAdditional information to be provided in the bankruptcy application

Cause of insolvencyE+W

32.  Why the debt was incurred.E+W

33.  Date when the debtor first experienced difficulty in paying some or all of the debtor's debts.E+W

34.  Reasons for the debtor not having enough money to pay some or all of the debtor's debts.E+W

35.  Where the debtor has gambled any money through betting or gambling during the last two years, how much the debtor has gambled.E+W