xmlns:atom="http://www.w3.org/2005/Atom" xmlns:atom="http://www.w3.org/2005/Atom"
94. A payment service provider is liable to its payment service user for—
(a)any charges for which the payment service user is responsible; and
(b)any interest which the payment service user must pay,
as a consequence of the non-execution or defective or late execution of the payment transaction.