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The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) Order 2024

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Amendment of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001

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2.—(1) The Financial Services and Markets Act 2000 (Regulated Activities) Order 2001(1) is amended as follows.

(2) After article 82 insert—

“Pensions in respect of which information is requested or provided using a pensions dashboard service

82ZA.—(1) Any pension in respect of which information is requested or provided using a pensions dashboard service as defined in article 89BA(3) (operating a pensions dashboard service).

(2) Paragraph (1) specifies a kind of investment in relation to the kind of activity specified in article 89BA, and not in relation to any other specified kind of activity.”.

(3) In article 89 (rights to or interests in investments), in paragraph (2A), after “benefits)” insert “or article 89BA (operating a pensions dashboard service)”.

(4) After article 89B (providing credit references) insert—

“Operating a pensions dashboard service

89BA.—(1) Operating a pensions dashboard service which connects to the Money and Pensions Service(2) dashboards digital architecture is a specified kind of activity.

(2) This article does not apply to the Money and Pensions Service.

(3) In this Order—

“connect to the Money and Pensions Service dashboards digital architecture” means connect to the information technology systems delivered by or on behalf of the Money and Pensions Service that enable the interconnected system comprised of the following elements to work—

(a)

the Money and Pensions Service dashboards digital architecture,

(b)

the pensions dashboard services that connect to the Money and Pensions Service dashboards digital architecture,

(c)

the interfaces of pension schemes that connect to the Money and Pensions Service dashboards digital architecture,

(d)

the interfaces of pension schemes that connect to pensions dashboard services, and

(e)

any other party or service that needs to be connected in order for the system to work;

“pensions dashboard service” has the same meaning as in section 238A(1) of the Pensions Act 2004(3).”.

(1)

S.I. 2001/544. Paragraph (2A) of article 89 was inserted by S.I. 2015/731. Article 89B was inserted by S.I. 2013/1881.

(2)

An executive non-departmental public body, sponsored by the Department for Work and Pensions, which provides money and pensions guidance and debt advice. https://maps.org.uk/en.

(3)

2004 c. 35. Section 238A was inserted by section 118 of the Pension Schemes Act 2021 (c. 1).

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