5. In regulation 20—
(a)in paragraph (3)(a), for “a bursary year or an Erasmus year”, substitute—
“—
(i)a bursary year;
(ii)an Erasmus year of a course provided by an institution in Northern Ireland or Scotland; or
(iii)an Erasmus year of a course provided by an institution in England or Wales where the course began before 1st September 2012;”;
(b)in paragraph (3)(b) for the words “the Business Education Initiative” substitute “Study USA”;
(c)for paragraph (8), substitute—
“(8) In addition to the standard entitlement, a current system student who falls within regulation 23 and has failed to complete the most recent previous course because of compelling personal reasons qualifies for a fee loan in respect of the first academic year that the student takes of the designated course that is not—
(a)a bursary year;
(b)an Erasmus year of a course provided by an institution in Northern Ireland or Scotland; or
(c)an Erasmus year of a course provided by an institution in England or Wales where the course began before 1st September 2012;”;
(d)in paragraph (9), for “a bursary year or an Erasmus year” substitute—
“—
(a)a bursary year;
(b)an Erasmus year of a course provided by an institution in Northern Ireland or Scotland; or
(c)an Erasmus year of a course provided by an institution in England or Wales where the course began before 1st September 2012;”
(e)after paragraph (13) add—
“(14) The amount of the relevant institution charge loan in respect of an academic year is determined in accordance with regulation 25A and may be nil.”