The Bankruptcy (Money Advice and Deduction from Income etc.) (Scotland) Regulations 2014

1. Introductory Text

2. 1. Citation and commencement

3. 2. Interpretation

4. Money advisers

   1. 3. Approved categories of money advisers

   2. 4. Persons who may not be approved money advisers

   3. 5. Other matters on which a debtor must obtain advice

   4. 6. Money advice on debtor applications: procedure on evidence and information

   5. 7. Amendment of the Bankruptcy (Certificate for Sequestration) (Scotland) Regulations 2010

5. Deduction from debtor’s earnings and other income

   1. 8. Deduction from debtor’s earnings and other income

6. Minor and consequential amendments

   1. 9. Amendment of the 1985 Act: family home not to reinvest (gratuitous alienation)

7. Revocations and debtor applications before 1st April 2015

   1. 10. Revocation

   2. 11. Debtor applications before 1st April 2015 (low income, low asset debtors)

8. Signature

9. 1. SCHEDULE 1

      Form - Certificate for Sequestration

   2. SCHEDULE 2

      Forms – Deduction from Income

10. Explanatory Note