The Consumer Credit (Quotations) Regulations 1989

Application of Regulations

6.—(1) Subject to paragraph (2) below, these Regulations do not apply to a request for a quotation which–

(a) relates to fixed-sum credit to be provided under a debtor-creditor-supplier agreement, where the cash price of the goods, services, land or other things to be supplied under a transaction financed by the agreement does not exceed £50;

(b) relates to a transaction in respect of which a quotation (not being a quotation given under regulation 2(3) above) was given by or on behalf of the trader to the customer within the period commencing 28 days before the request is received;

(c) is made by or on behalf of a customer residing outside the United Kingdom at the time the request is made; or

(d) is made by or on behalf of a minor.

(2) Where a request within regulation 4 above relates partly to credit specified in paragraph (1)(a) above or partly to a transaction specified in paragraph (1)(b), and partly to other credit or another transaction, these Regulations apply to the request in so far as it relates to that other credit or that other transaction.

(3) These Regulations do not apply where the trader, within a reasonable time after receiving a request for a quotation, informs the customer or a person acting on his behalf by notice or orally in his presence that the trader does not intend to do business with that customer or does not intend to do business with him except business which is arranged by another person, being business comprising a transaction indicated in the request.