F1ANNEX VISTANDARDISED APPROACH

Annotations:
Amendments (Textual)

F1PART 1RISK WEIGHTS

F19.EXPOSURES SECURED BY REAL ESTATE PROPERTY

F144.

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F19.1.Exposures secured by mortgages on residential property

F145.

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F146.

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F147.

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F148.In the exercise of their judgement for the purposes of points 45 to 47, competent authorities shall be satisfied only if the following conditions are met:

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F149.

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F150.

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F19.2.Exposures secured by mortgages on commercial real estate

F151.

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F152.

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F153.

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F154.The application of points 51 to 53 is subject to the following conditions:

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F155.The 50 % risk weight shall be assigned to the Part of the loan that does not exceed a limit calculated according to either of the following conditions:

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F156.

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F157.

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F158.Competent authorities may dispense with the condition contained in point 54(b) for exposures fully and completely secured by mortgages on commercial property which is situated within their territory, if they have evidence that a well-developed and long-established commercial real estate market is present in their territory with loss-rates which do not exceed the following limits:

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F159.

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F160.

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