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- Point in Time (25/12/2007)
- Original (As adopted by EU)
Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance) (repealed)
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1.After the amount of an individual payment transaction is debited from the payer's account or, where the payer does not use a payment account, after the receipt of the payment order, the payer's payment service provider shall provide the payer without undue delay in the same way as laid down in Article 41(1) with the following information:
(a)a reference enabling the payer to identify each payment transaction and, where appropriate, information relating to the payee;
(b)the amount of the payment transaction in the currency in which the payer's payment account is debited or in the currency used for the payment order;
(c)the amount of any charges for the payment transaction and, where applicable, a breakdown thereof, or the interest payable by the payer;
(d)where applicable, the exchange rate used in the payment transaction by the payer's payment service provider, and the amount of the payment transaction after that currency conversion; and
(e)the debit value date or the date of receipt of the payment order.
2.A framework contract may include a condition that the information referred to in paragraph 1 is to be provided or made available periodically at least once a month and in an agreed manner which allows the payer to store and reproduce information unchanged.
3.However, Member States may require payment service providers to provide information on paper once a month free of charge.
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