Introductory Text
TITLE I SCOPE AND DEFINITIONS
Article 1.Subject matter and scope
Article 2.Definitions
TITLE II REQUIREMENTS FOR THE TAKING UP, PURSUIT AND PRUDENTIAL SUPERVISION OF THE BUSINESS OF ELECTRONIC MONEY INSTITUTIONS
Article 3.General prudential rules
Article 4.Initial capital
Article 5.Own funds
Article 6.Activities
Article 7.Safeguarding requirements
Article 8.Relations with third countries
Article 9.Optional exemptions
TITLE III ISSUANCE AND REDEEMABILITY OF ELECTRONIC MONEY
Article 10.Prohibition from issuing electronic money
Article 11.Issuance and redeemability
Article 12.Prohibition of interest
Article 13.Out-of-court complaint and redress procedures for the settlement of disputes
TITLE IV FINAL PROVISIONS AND IMPLEMENTING MEASURES
Article 14.Implementing measures
Article 15.Committee procedure
Article 16.Full harmonisation
Article 17.Review
Article 18.Transitional provisions
Article 19.Amendments to Directive 2005/60/EC
Article 20.Amendments to Directive 2006/48/EC
Article 21.Repeal
Article 22.Transposition
Article 23.Entry into force
Article 24.Addressees