Services provided in the physical presence of the provider and the recipient, even if they involve the use of electronic devices:
medical examinations or treatment at a doctor's surgery using electronic equipment where the patient is physically present;
consultation of an electronic catalogue in a shop with the customer on site;
plane ticket reservation at a travel agency in the physical presence of the customer by means of a network of computers;
electronic games made available in a video arcade where the customer is physically present.
services having material content even though provided via electronic devices:
automatic cash or ticket dispensing machines (banknotes, rail tickets);
access to road networks, car parks, etc., charging for use, even if there are electronic devices at the entrance/exit controlling access and/or ensuring correct payment is made,
offline services: distribution of CD-ROMs or software on diskettes,
services which are not provided via electronic processing/inventory systems:
voice telephony services;
telefax/telex services;
services provided via voice telephony or fax;
telephone/telefax consultation of a doctor;
telephone/telefax consultation of a lawyer;
telephone/telefax direct marketing.
Services provided by transmitting data without individual demand for simultaneous reception by an unlimited number of individual receivers (point to multipoint transmission):
television broadcasting services (including near-video on-demand services), covered by point (e) of Article 1(1) of Directive 2010/13/EU;
radio broadcasting services;
(televised) teletext.
Investment services,
insurance and reinsurance operations,
banking services,
operations relating to pension funds,
services relating to dealings in futures or options.
Such services include in particular:
investment services referred to in the Annex to Directive 2004/39/EC; services of collective investment undertakings;
services covered by the activities subject to mutual recognition referred to in Annex I to Directive 2013/36/EU of the European Parliament and of the Council(1);
operations covered by the insurance and reinsurance activities referred to in Directive 2009/138/EC of the European Parliament and of the Council(2).
| Directive 98/34/EC of the European Parliament and of the Council | |
| Directive 98/48/EC of the European Parliament and of the Council | |
| Part 1, Title H of Annex II to Act of Accession 2004 | Only as regards the reference, in point 2, to Directive 98/34/EC |
| Council Directive 2006/96/EC | Only as regards the reference, in Article 1, to Directive 98/34/EC |
| Regulation (EU) No 1025/2012 of the European Parliament and of the Council | Only Article 26(2) |
| Directive | Time-limit for transposition |
|---|---|
| 98/34/EC | — |
| 98/48/EC | 5 August 1999 |
| 2006/96/EC | 1 January 2007 |
| Directive 98/34/EC | This Directive |
|---|---|
| Article 1, first paragraph, introductory wording | Article 1(1), introductory wording |
| Article 1, first paragraph, point (1) | Article 1(1), point (a) |
| Article 1, first paragraph, point (2), first subparagraph | Article 1(1), point (b), first subparagraph |
| Article 1, first paragraph, point (2), second subparagraph, first indent | Article 1(1), point (b), second subparagraph, point (i) |
| Article 1, first paragraph, point (2), second subparagraph, second indent | Article 1(1), point (b), second subparagraph, point (ii) |
| Article 1, first paragraph, point (2), second subparagraph, third indent | Article 1(1), point (b), second subparagraph, point (iii) |
| Article 1, first paragraph, point (2), third subparagraph | Article 1(1), point (b), third subparagraph |
| Article 1, first paragraph, point (2), fourth subparagraph, introductory wording | Article 1(2), introductory wording |
| Article 1, first paragraph, point (2), fourth subparagraph, first indent | Article 1(2), point (a) |
| Article 1, first paragraph, point (2), fourth subparagraph, second indent | Article 1(2), point (b) |
| Article 1, first paragraph, point (3) | Article 1(1), point (c) |
| Article 1, first paragraph, point (4) | Article 1(1), point (d) |
| Article 1, first paragraph, point (5), first subparagraph | Article 1(1), point (e), first subparagraph |
| Article 1, first paragraph, point (5), second subparagraph | Article 1(3) |
| Article 1, first paragraph, point (5), third subparagraph | Article 1(4) |
| Article 1, first paragraph, point (5), fourth subparagraph | Article 1(5) |
| Article 1, first paragraph, point (5), fifth subparagraph, introductory sentence | Article 1(1), point (e), second subparagraph, introductory sentence |
| Article 1, first paragraph, point (5), fifth subparagraph, first indent | Article 1(1), point (e), second subparagraph, point (i) |
| Article 1, first paragraph, point (5), fifth subparagraph, second indent | Article 1(1), point (e), second subparagraph, point (ii) |
| Article 1, first paragraph, point (11), first subparagraph | Article 1(1), point (f), first subparagraph |
| Article 1, first paragraph, point (11), second subparagraph, introductory sentence | Article 1(1), point (f), second subparagraph, introductory sentence |
| Article 1, first paragraph, point (11) second subparagraph, first indent | Article 1(1), point (f), second subparagraph, point (i) |
| Article 1, first paragraph, point (11), second subparagraph, second indent | Article 1(1), point (f), second subparagraph, point (ii) |
| Article 1, first paragraph, point (11), second subparagraph, third indent | Article 1(1), point (f), second subparagraph, point (iii) |
| Article 1, first paragraph, point (11), third subparagraph | Article 1(1), point (f), third subparagraph |
| Article 1, first paragraph, point (11), fourth subparagraph | Article 1(1), point (f), fourth subparagraph |
| Article 1, first paragraph, point (12) | Article 1(1), point (g) |
| Article 1, second paragraph | Article 1(6) |
| Article 5 | Article 2 |
| Article 6(1) and (2) | Article 3(1) and (2) |
| Article 6(3), introductory wording | Article 3(3), introductory wording |
| Article 6(3), second indent | Article 3(3), point (a) |
| Article 6(3), third indent | Article 3(3), point (b) |
| Article 6(3), fourth indent | Article 3(3), point (c) |
| Article 6(4), introductory wording | Article 3(4), introductory wording |
| Article 6(4), point (c) | Article 3(4), point (a) |
| Article 6(4), point (d) | Article 3(4), point (b) |
| Article 6(5) to (8) | Article 3(5) to (8) |
| Article 7 | Article 4 |
| Article 8 | Article 5 |
| Article 9(1) to (5) | Article 6(1) to (5) |
| Article 9(6), introductory wording | Article 6(6), introductory wording |
| Article 9(6), first indent | Article 6(6), point (a) |
| Article 9(6), second indent | Article 6(6), point (b) |
| Article 9(6), third indent | Article 6(6), point (c) |
| Article 9(7), first subparagraph, introductory wording | Article 6(7), first subparagraph, introductory wording |
| Article 9(7), first subparagraph, first indent | Article 6(7), first subparagraph, point (a) |
| Article 9(7), first subparagraph, second indent | Article 6(7), first subparagraph, point (b) |
| Article 9(7), second subparagraph | Article 6(7), second subparagraph |
| Article 10(1), introductory wording | Article 7(1), introductory wording |
| Article 10(1), first indent | Article 7(1), point (a) |
| Article 10(1), second indent | Article 7(1), point (b) |
| Article 10(1), third indent | Article 7(1), point (c) |
| Article 10(1), fourth indent | Article 7(1), point (d) |
| Article 10(1), fifth indent | Article 7(1), point (e) |
| Article 10(1), sixth indent | Article 7(1), point (f) |
| Article 10(2), (3) and (4) | Article 7(2), (3) and (4) |
| Article 11, first sentence | Article 8, first paragraph |
| Article 11, second sentence | Article 8, second paragraph |
| Article 12 | Article 9 |
| Article 13 | — |
| — | Article 10 |
| Article 14 | Article 11 |
| Article 15 | Article 12 |
| Annex III | — |
| Annex IV | — |
| Annex V | Annex I |
| Annex VI | Annex II |
| — | Annex III |
| — | Annex IV |
Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (OJ L 176, 27.6.2013, p. 338).
Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (OJ L 335, 17.12.2009, p. 1).