http://www.legislation.gov.uk/id/eur/2013/1409/contents

PART 1OVERVIEWPart 1.1 Overview of tables 1.Payments statistics are compiled by the European Central Bank (ECB)...Part 1.2 Type of information 1.Stock data, as contained in Tables 1, 2, 3 and...2.Flow data, as contained in Tables 4, 5 and 7,...Part 1.3 Consolidation within the same national territory 1.For each euro area Member State, the reporting population consists...2.PSPs are institutions incorporated and located in that territory, including...3.For statistical purposes, the following principles apply for consolidation of...4.For statistical purposes, consolidation of PSPs across national boundaries is...5.If a payment system operator is responsible for several payment...6.Institutions located in offshore financial centres are treated for statistical...PART 2SPECIFIC FEATURES IN TABLES 2 TO 7Part 2.1 Payment card functions (Table 2) 1.If a ‘card with a payment function (except cards with...2.A ‘card with an e-money function’ can be either a...3.The total number of cards issued by resident PSPs is...4.The indicator ‘card with a combined debit, cash and e-money...5.If a card with a combined function offers additional functions,...6.Cards are counted on the card-issuing side regardless of the...7.Each country reports the number of cards that have been...8.Cards in circulation are included irrespective of when they were...9.Cards issued by card schemes, i.e. three-party or four-party schemes,...10.Expired or withdrawn cards are not included. 11.Cards issued by merchants, i.e. retailer cards, are not included,...Part 2.2 Payment card accepting devices (Table 3) 1.All terminals provided by resident PSPs are reported, including all...2.The entity which provides terminals is the acquirer, regardless of...3.Terminals provided by branches and/or subsidiaries of the PSP located...4.Every terminal is counted individually even if several terminals of...5.If an ATM offers more than one function, it is...6.POS terminals are split into two sub-categories: ‘EFTPOS terminals’ and...7.If an e-money card terminal offers more than one function,...Part 2.3 Payment transactions involving non-MFIs (Table 4) 1.Payment transactions are initiated by non-MFIs to any counterparty or...2.Payment transactions initiated by a resident PSP and executed with...3.Fund transfers between accounts in the same name, and also...4.In relation to bulk payment transactions, each individual payment transaction...5.Payment transactions denominated in foreign currency are included. Data are...6.Payment transactions initiated by a resident PSP and executed without...Total payment transactions 7.The indicator ‘total payment transactions involving non-MFIs’ is the sum...Credit transfers 8.Each transaction is allocated to only one sub-category, i.e. either...9.Credit transfers reported under ‘initiated electronically’ are further split into...10.Includes credit transfers performed via ATMs with a credit transfer...11.Transactions involving cash at one or both ends of the...12.Credit transfers used to settle outstanding balances of transactions using...13.Credit transfers includes all Single Euro Payments Area (SEPA) credit...14.The sub-categories ‘initiated in a file or batch’ and ‘initiated...15.‘Domestic transactions sent’, ‘cross-border transactions sent’ and ‘cross-border transactions received’...16.Cash payments to an account using a bank form are...Direct debits 17.Both one-off and recurrent direct debits are included. In the...18.Direct debits used to settle outstanding balances resulting from transactions...19.Direct debits are further split into ‘initiated in a file/...20.Direct debits includes all SEPA direct debits as well as...21.The sub-categories ‘initiated in a file or batch’ and ‘initiated...22.‘Domestic transactions sent’, ‘cross-border transactions sent’ and ‘cross-border transactions received’...23.Cash payments from an account using a bank form are...Card payments 24.Payment transactions with cards issued by resident PSPs are reported,...25.Transactions reported by payment service includes data on card transactions...26.Payment transactions are performed using cards with a debit, credit...27.The sub-categories ‘payments with cards with a debit or delayed...28.Each transaction is allocated to only one sub-category. As the...29.Payment transactions with cards are also split into ‘initiated at...30.Card payments with cards issued by resident PSPs which only...E-money payment transactions 31.Each transaction is allocated to only one sub-category, i.e. ‘with...32.Transactions under ‘with e-money accounts’ are further split to provide...Cheques 33.Cash withdrawals with cheques are included. 34.Cash withdrawals using bank forms are not included. 35.Cheques issued but not submitted for clearing are not included....Cross-border transactions 36.In the case of sent transactions, to avoid double-counting, cross-border...37.In the case of received transactions, to avoid double-counting, cross-border...38.The difference between ‘cross-border transactions sent’ and ‘cross-border transactions received’...Flow of funds 39.The direction of the flow of funds depends on the...Part 2.4 Payment transactions per type of terminal involving non-MFIs (Table 5) 1.All indicators in this table refer to cash or cashless...2.Resident PSPs provide information on all payment transactions at terminals...3.Resident PSPs provide information on all payment transactions, with cards...4.Payment transactions at terminals provided by branches or subsidiaries of...5.Transactions by type of terminal are broken down into three...6.The sub-categories within each category (a), (b) and (c) mentioned...7.In this table, the geographical breakdown is based on the...Part 2.5 Participation in selected payment systems (Table 6) 1.This table refers to number, type and institutional sector of...2.The indicator ‘number of participants’ is the sum of the...3.The indicator ‘direct participants’ is the sum of the three...4.The indicator ‘other direct participants’ is the sum of the...Part 2.6 Payments processed by selected payment systems (Table 7) 1.This table refers to payment transactions processed through a payment...2.Payment transactions of a PSP on its own account are...3.In the case of a payment system, in which another...4.Each payment transaction is counted only once on the sending...5.For multiple credit transfers, i.e. bulk payments, each item of...6.In the case of netting systems, it is the gross...7.Payment systems distinguish and report domestic and cross-border transactions according...8.To avoid double-counting, cross-border transactions are counted in the country...9.The indicator ‘card payments’ includes ATM transactions if the data...10.The indicator ‘card payments’ includes all payment transactions processed in...11.Cancelled payment transactions are excluded. Transactions that are later subject...

ANNEX II

ANNEX III

ANNEX IV MINIMUM STANDARDS TO BE APPLIED BY THE ACTUAL REPORTING POPULATION

Reporting agents must fulfil the following minimum standards to meet...

1.Minimum standards for transmission: 2.Minimum standards for accuracy: 3.Minimum standards for compliance with concepts: 4.Minimum standards for revisions:

Regulation (EU) No 1409/2013 of the European Central Bank

of 28 November 2013

on payments statistics

(ECB/2013/43)

THE GOVERNING COUNCIL OF THE EUROPEAN CENTRAL BANK,

Having regard to the Statute of the European System of Central Banks and of the European Central Bank, and in particular Article 5 thereof,

Having regard to Council Regulation (EC) No 2533/98 of 23 November 1998 concerning the collection of statistical information by the European Central Bank1, and in particular Articles 5(1) and 6(4) thereof,

Having regard to the opinion of the European Commission,

Whereas:

(1)

The European Central Bank (ECB) requires country-specific and comparative payments statistics to fulfill its tasks. Article 2(1) of Regulation (EC) No 2533/98 provides that information may be collected in the area of payments and payment systems statistics. These data are essential for identifying and monitoring developments in the payments markets within the Member States, and for assisting in the promotion of the smooth operation of payment systems.

(2)

Article 5.1 of the Statute of the European System of Central Banks and of the European Central Bank (hereinafter the ‘Statute of the ESCB’) requires the ECB, assisted by the national central banks (NCBs), to collect the necessary statistical information either from the competent national authorities or directly from economic agents in order to undertake the tasks of the European System of Central Banks (ESCB). Article 5.2 of the Statute of the ESCB requires NCBs to carry out, to the extent possible, the tasks described in Article 5.1.

(3)

The Eurosystem collects payments information pursuant to Guideline ECB/2007/92. In the interest of increasing the quality and reliability of payments statistics and ensuring full coverage of the reporting population, the relevant information should be collected directly from reporting agents.

(4)

The methodology according to which payments information is collected should take account of the developments in the legal framework for payments within the European Union, in particular, Directive 2007/64/EC of the European Parliament and of the Council3, Directive 2009/110/EC of the European Parliament and of the Council4 and Article 5 of of Regulation (EC) No 924/2009 of the European Parliament and of the Council5.

(5)

It may be appropriate for NCBs to collect from the actual reporting population the statistical information necessary to fulfil the ECB’s statistical requirements as part of a broader statistical reporting framework which the NCBs establish under their own responsibility in accordance with Union or national law or established practice and which also serves other statistical purposes, provided that the fulfilment of the ECB’s statistical requirements is not jeopardised. This may also reduce the reporting burden. In order to foster transparency, it is appropriate, in these cases, to inform the reporting agents that data are also collected to fulfil other statistical purposes. In specific cases, the ECB may rely on statistical information collected for such other purposes to fulfil its requirements.

(6)

While it is recognised that regulations adopted by the ECB under Article 34.1 of the Statute of the ESCB do not confer any rights or impose any obligations on Member States whose currency is not the euro (hereinafter the ‘non-euro area Member States’), Article 5 of the Statute of the ESCB applies to both Member States whose currency is the euro (hereinafter the ‘euro area Member States’) and non-euro area Member States. Recital 17 of Regulation (EC) No 2533/98 refers to the fact that Article 5 of the Statute of the ESCB, together with Article 4(3) of the Treaty on European Union, implies an obligation to design and implement at national level all the measures that the non-euro area Member States consider appropriate in order to carry out the collection of the statistical information needed to fulfil the ECB’s statistical reporting requirements and timely preparations in the field of statistics in order for them to become euro area Member States. Consequently, provisions of this Regulation may be extended to apply to the NCBs of non-euro area Member States by means of such NCBs cooperating with the Eurosystem on the basis of an ECB recommendation.

(7)

The standards for the protection and use of confidential statistical information as laid down in Article 8 of Council Regulation (EC) No 2533/98 should apply.

(8)

It is necessary to set up a procedure to carry out technical amendments to the annexes to this Regulation in an effective manner, provided that such amendments neither change the underlying conceptual framework nor affect the reporting burden. Account will be taken of the views of the Statistics Committee (STC) of the ESCB when following this procedure. NCBs and other ESCB Committees may propose such technical amendments to the annexes through the STC,

HAS ADOPTED THIS REGULATION: