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- Point in Time (31/01/2020)
- Original (As adopted by EU)
Commission Implementing Regulation (EU) No 680/2014 of 16 April 2014 laying down implementing technical standards with regard to supervisory reporting of institutions according to Regulation (EU) No 575/2013 of the European Parliament and of the Council (Text with EEA relevance)
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Commission Implementing Regulation (EU) No 680/2014,
C 60.00 — STABLE FUNDING — ITEMS REQUIRING STABLE FUNDING
is up to date with all changes known to be in force on or before 26 August 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
EUR 2014 No. 680 may be subject to amendment by EU Exit Instruments made by both the Prudential Regulation Authority and the Financial Conduct Authority under powers set out in The Financial Regulators' Powers (Technical Standards etc.) (Amendment etc.) (EU Exit) Regulations 2018 (S.I. 2018/1115), regs. 2, 3, Sch. Pt. 4. These amendments are not currently available on legislation.gov.uk. Details of relevant amending instruments can be found on their website/s.
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amount extremely high liquidity and credit quality | amount high liquidity and credit quality | amount other assets | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
within three months | between three and 6 months | between 6 and 9 months | between 9 and 12 months | after 12 months | within three months | between three and 6 months | between 6 and 9 months | between 9 and 12 months | after 12 months | within three months | between three and 6 months | between 6 and 9 months | between 9 and 12 months | after 12 months | ||||
Row | ID | Item | Legal references | 010 | 020 | 030 | 040 | 050 | 060 | 070 | 080 | 090 | 100 | 110 | 120 | 130 | 140 | 150 |
010-1330 | 1 | ITEMS REQUIRING STABLE FUNDING | ||||||||||||||||
010-470 | 1.1 | assets referred to in Article 416 | Article 428(1)(a) of CRR | |||||||||||||||
010 | 1.1.1 | cash | Article 416(1)(a) of CRR | |||||||||||||||
020 | 1.1.2 | exposures to central bank | ||||||||||||||||
030 | 1.1.2.1 | Of which: exposures that can be withdrawn in times of stress | Article 416(1)(a) of CRR | |||||||||||||||
040-050 | 1.1.3 | transferable assets representing claims on or guaranteed by the central government of a Member State, a region with fiscal autonomy to raise and collect taxes, or of a third country in the domestic currency of the central or regional government, if the institution incurs a liquidity risk in that Member State or third country that it covers by holding those liquidity assets | Article 416(1)(c)(i) of CRR | |||||||||||||||
040 | 1.1.3.1 | representing claims | Article 416(1)(c)(i) | |||||||||||||||
050 | 1.1.3.2 | guaranteed by | Article 416(1)(c)(i) | |||||||||||||||
060-070 | 1.1.4 | transferable assets representing claims on or guaranteed by central banks and non-central government public sector entities in the domestic currency of the central bank and public sector entity | Article 416(c)(ii) of CRR | |||||||||||||||
060 | 1.1.4.1 | representing claims | Article 416(c)(ii) | |||||||||||||||
070 | 1.1.4.2 | guaranteed by | Article 416(c)(ii) | |||||||||||||||
080-150 | 1.1.5 | transferable assets representing claims on or guaranteed by the Bank for International Settlements, the International Monetary Fund, the European Commission and multilateral development banks | Article 416(c)(iii) of CRR | |||||||||||||||
080 | 1.1.5.1.a) | representing claims | Article 416(c)(iii) | |||||||||||||||
090 | 1.1.5.2.a) | guaranteed by | Article 416(c)(iii) | |||||||||||||||
100 | 1.1.5.1.b) | amount unencumbered | ||||||||||||||||
110 | 1.1.5.2.b) | amount encumbered for a period within three months | ||||||||||||||||
120 | 1.1.5.3.b) | amount encumbered for a period between three and 6 months | ||||||||||||||||
130 | 1.1.5.4.b) | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
140 | 1.1.5.5.b) | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
150 | 1.1.5.6.b) | amount encumbered for a period greater than 12 months | ||||||||||||||||
152-153 | 1.1.6 | transferable assets representing claims on or guaranteed by the European Financial Stability Facility and the European Stability Mechanism | Article 416(1)(c)(iv) of CRR | |||||||||||||||
152 | 1.1.6.1 | representing claims | ||||||||||||||||
153 | 1.1.6.2 | guaranteed by | ||||||||||||||||
160-230 | 1.1.7 | total shares or units in CIUs with underlying assets specified in Article 416 | Article 418(2) of CRR | |||||||||||||||
160 | 1.1.7.1.a | underlying assets in point (a) of Article 416(1) | Article 418(2)(a) of CRR | |||||||||||||||
170 | 1.1.7.2.a | underlying assets in point (b) and (c) of Article 416(1) | Article 418 (2)(b) and (c) of CRR | |||||||||||||||
175 | 1.1.7.3.a | underlying assets in point (d) of Article 416(1) | Article 418(2)(c) of CRR | |||||||||||||||
180 | 1.1.7.1.b | amount unencumbered | ||||||||||||||||
190 | 1.1.7.2.b | amount encumbered for a period within three months | ||||||||||||||||
200 | 1.1.7.3.b | amount encumbered for a period between three and 6 months | ||||||||||||||||
210 | 1.1.7.4.b | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
220 | 1.1.7.5.b | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
230 | 1.1.7.6.b | amount encumbered for a period greater than 12 months | ||||||||||||||||
232-233 | 1.1.8 | deposits with the central credit institution and other statutory or contractually available liquid funding from a central credit institution or institutions that are members of a network referred to in Article 113(7) or eligible for the waiver provided in Article 10 CRR, to the extent that this funding is not collateralized by liquid assets | Article 416(1)(f) of CRR | |||||||||||||||
232 | 1.1.8.1 | deposits | ||||||||||||||||
233 | 1.1.8.2 | contractually available liquid funding | ||||||||||||||||
234 | 1.1.9 | Assets issued by a credit institution which has been set up by a Member State central or regional government where at least one of the conditions in Article 416(2)(a)(iii) is met | Article 416(2)(a)(iii) of CRR | |||||||||||||||
240-290 | 1.1.10 | Other transferable assets not specified elsewhere | ||||||||||||||||
240 | 1.1.10.1 | amount unencumbered | ||||||||||||||||
250 | 1.1.10.2 | amount encumbered for a period within three months | ||||||||||||||||
260 | 1.1.10.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
270 | 1.1.10.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
280 | 1.1.10.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
290 | 1.1.10.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
300-350 | 1.1.11 | non financial corporate bonds | Article 416(1)(b) or (d) of CRR | |||||||||||||||
300 | 1.1.11.1 | amount unencumbered | ||||||||||||||||
310 | 1.1.11.2 | amount encumbered for a period within three months | ||||||||||||||||
320 | 1.1.11.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
330 | 1.1.11.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
340 | 1.1.11.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
350 | 1.1.11.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
352-357 | 1.1.12 | non residential mortgage backed instruments issued by a credit institution if demostrated to be of the hihgest credit quality as established by EBA pursuant to the criteria in Art. 509 (3),(4) and (5) CRR | Article 416(2)(a)(i) of CRR | |||||||||||||||
352 | 1.1.12.1 | amount unencumbered | ||||||||||||||||
353 | 1.1.12.2 | amount encumbered for a period within three months | ||||||||||||||||
354 | 1.1.12.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
355 | 1.1.12.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
356 | 1.1.12.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
357 | 1.1.12.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
359-364 | 1.1.13 | residential mortgage backed instruments issued by a credit institution if demonstrated to be of the hihgest credit quality as established by EBA pursuant to the criteria in Art. 509 (3),(4) and (5) CRR | Article 416(2)(a)(i) of CRR | |||||||||||||||
359 | 1.1.13.1 | amount unencumbered | ||||||||||||||||
360 | 1.1.13.2 | amount encumbered for a period within three months | ||||||||||||||||
361 | 1.1.13.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
362 | 1.1.13.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
363 | 1.1.13.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
364 | 1.1.13.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
366-410 | 1.1.14 | bonds eligible for the treatment set out in Art. 129(4) or (5), which meet the criteria in Art. 416(2)(a) CRR | ||||||||||||||||
366 | 1.1.14.1 | amount unencumbered | ||||||||||||||||
370 | 1.1.14.2 | amount encumbered for a period within three months | ||||||||||||||||
380 | 1.1.14.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
390 | 1.1.14.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
400 | 1.1.14.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
410 | 1.1.14.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
420-470 | 1.1.15 | bonds as defined in Article 52(4) of Directive 2009/65/EC other than those referred to in 1.1.9 | Article 416(2)(a)(ii) of CRR | |||||||||||||||
420 | 1.1.15.1 | amount unencumbered | ||||||||||||||||
430 | 1.1.15.2 | amount encumbered for a period within three months | ||||||||||||||||
440 | 1.1.15.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
450 | 1.1.15.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
460 | 1.1.15.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
470 | 1.1.15.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
480-530 | 1.2 | securities and money market instruments not reported in 1.1 qualifying for credit step 1 under Article 122 | Article 428(1)(b)(i) of CRR | |||||||||||||||
480 | 1.2.1 | amount unencumbered | ||||||||||||||||
490 | 1.2.2 | amount encumbered for a period within three months | ||||||||||||||||
500 | 1.2.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
510 | 1.2.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
520 | 1.2.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
530 | 1.2.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
540-590 | 1.3 | securities and money market instruments not reported in 1.1 qualifying for credit step 2 under Article 122 | Article 428(1)(b)(ii) of CRR | |||||||||||||||
540 | 1.3.1 | amount unencumbered | ||||||||||||||||
550 | 1.3.2 | amount encumbered for a period within three months | ||||||||||||||||
560 | 1.3.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
570 | 1.3.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
580 | 1.3.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
590 | 1.3.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
600-650 | 1.4 | other securities and money market instruments not reported elsewhere | Article 415(1)(b)(iii) of CRR | |||||||||||||||
600 | 1.4.1 | amount unencumbered | ||||||||||||||||
610 | 1.4.2 | amount encumbered for a period within three months | ||||||||||||||||
620 | 1.4.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
630 | 1.4.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
640 | 1.4.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
650 | 1.4.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
660-710 | 1.5 | equity securities of non-financial entities listed on a major index in a recognised exchange | Article 428(1)(c) of CRR | |||||||||||||||
660 | 1.5.1 | amount unencumbered | ||||||||||||||||
670 | 1.5.2 | amount encumbered for a period within three months | ||||||||||||||||
680 | 1.5.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
690 | 1.5.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
700 | 1.5.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
710 | 1.5.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
720-770 | 1.6 | other equity securities | Article 428(1)(d) of CRR | |||||||||||||||
720 | 1.6.1 | amount unencumbered | ||||||||||||||||
730 | 1.6.2 | amount encumbered for a period within three months | ||||||||||||||||
740 | 1.6.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
750 | 1.6.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
760 | 1.6.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
770 | 1.6.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
780-830 | 1.7 | gold | Article 428(1)(e) of CRR | |||||||||||||||
780 | 1.7.1 | amount unencumbered | ||||||||||||||||
790 | 1.7.2 | amount encumbered for a period within three months | ||||||||||||||||
800 | 1.7.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
810 | 1.7.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
820 | 1.7.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
830 | 1.7.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
840-890 | 1.8 | other precious metals | Article 428(1)(f) of CRR | |||||||||||||||
840 | 1.8.1 | amount unencumbered | ||||||||||||||||
850 | 1.8.2 | amount encumbered for a period within three months | ||||||||||||||||
860 | 1.8.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
870 | 1.8.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
880 | 1.8.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
890 | 1.8.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
Total amount | ||||||||||||||||||
900-1250 | 1.9 | non-renewable loans and receivables | Article 428(1)(g) of CRR | |||||||||||||||
900-950 | 1.9.1 | the borrowers of which are natural persons other than commercial sole proprietors and partnerships | Article 428(1)(g)(i) of CRR | |||||||||||||||
900 | 1.9.1.1 | amount unencumbered | ||||||||||||||||
910 | 1.9.1.2 | amount encumbered for a period within three months | ||||||||||||||||
920 | 1.9.1.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
930 | 1.9.1.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
940 | 1.9.1.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
950 | 1.9.1.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
960-1010 | 1.9.2 | SMEs that qualify for the retail exposure under the Standardised or IRB approaches for credit risk or to a company which is eligible for the treatment mentioned in Article 153(4) and where the aggregate deposit placed by the client or group of connected clients is less than EUR 1 million | Article 428(1)(g)(ii) of CRR | |||||||||||||||
960 | 1.9.2.1 | amount unencumbered | ||||||||||||||||
970 | 1.9.2.2 | amount encumbered for a period within three months | ||||||||||||||||
980 | 1.9.2.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
990 | 1.9.2.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
1000 | 1.9.2.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
1010 | 1.9.2.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
1020-1070 | 1.9.3 | the borrowers of which are sovereigns, central banks and public sector entities | Article 428(1)(g)(iii) of CRR | |||||||||||||||
1020 | 1.9.3.1 | amount unencumbered | ||||||||||||||||
1030 | 1.9.3.2 | amount encumbered for a period within three months | ||||||||||||||||
1040 | 1.9.3.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
1050 | 1.9.3.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
1060 | 1.9.3.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
1070 | 1.9.3.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
1080-1130 | 1.9.4 | the borrowers of which are not reported in item 1.9.1, 1.9.2 or 1.9.3 other than financial customers | Article 428(1)(g)(iv) of CRR | |||||||||||||||
1080 | 1.9.4.1 | amount unencumbered | ||||||||||||||||
1090 | 1.9.4.2 | amount encumbered for a period within three months | ||||||||||||||||
1100 | 1.9.4.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
1110 | 1.9.4.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
1120 | 1.9.4.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
1130 | 1.9.4.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
1140-1190 | 1.9.5 | the borrowers of which are credit institutions | Article 428(1)(g)(vi) of CRR | |||||||||||||||
1140 | 1.9.5.1 | amount unencumbered | ||||||||||||||||
1150 | 1.9.5.2 | amount encumbered for a period within three months | ||||||||||||||||
1160 | 1.9.5.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
1170 | 1.9.5.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
1180 | 1.9.5.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
1190 | 1.9.5.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
1200-1250 | 1.9.6 | the borrowers of which are financial customers (not referred to in 1.9.1, 1.9.2) other than credit institutions | Article 428(1)(g)(vi) of CRR | |||||||||||||||
1200 | 1.9.6.1 | amount unencumbered | ||||||||||||||||
1210 | 1.9.6.2 | amount encumbered for a period within three months | ||||||||||||||||
1220 | 1.9.6.3 | amount encumbered for a period between three and 6 months | ||||||||||||||||
1230 | 1.9.6.4 | amount encumbered for a period between 6 and 9 months | ||||||||||||||||
1240 | 1.9.6.5 | amount encumbered for a period between 9 and 12 months | ||||||||||||||||
1250 | 1.9.6.6 | amount encumbered for a period greater than 12 months | ||||||||||||||||
1260-1280 | 1.10 | non-renewable loans and receivables reported in 1.9 that are collateralised by real estate | Article 428(1)(h) of CRR | |||||||||||||||
1260 | 1.10.1 | collateralised by commercial real estate (CRE) | Article 428(1)(h)(i) of CRR | |||||||||||||||
1270 | 1.10.2 | collateralised by residential real estate (PRE) | Article 428(1)(h)(ii) of CRR | |||||||||||||||
1280 | 1.10.3 | match funded (pass-through) via bond eligible for treatment set out in article 129 (4) or (5) as defined in Article 52(4) of Directive 2009/65/EC | Article 428(1)(h)(iii) of CRR | |||||||||||||||
1290 | 1.11 | derivatives receivables | Article 428(1)(i) of CRR | |||||||||||||||
1300 | 1.12 | any other assets | Article 428(1)(j) of CRR | |||||||||||||||
1310 | 1.13 | assets deducted from own funds not requiring stable funding | Article 428(1) of CRR | |||||||||||||||
1320 | 1.14 | undrawn committed credit facilities that qualify as ‘medium risk’ or ‘medium/low risk’ under Annex I. | Article 428(1)(k) of CRR |
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