The National Savings Bank Regulations 1972

1. Introductory Text

2. PRELIMINARY

   1. 1. Citation and commencement

   2. 2. Interpretation

3. DEPOSIT AND WITHDRAWAL

   1. 3. Transaction of savings bank business

   2. 4. Declaration by depositor

   3. 5. Depositors generally

   4. 6. Minors under seven years of age

   5. 7. Mentally disordered persons

   6. 8. Joint accounts

   7. 9. Trust accounts

   8. 10. Friendly societies

   9. 11. Charitable and other societies

   10. 12. Building societies, industrial and provident societies, corporations and government departments

   11. 13. Sheriff Clerk in Scotland

   12. 14. County Courts in Northern Ireland

   13. 15. Public Trustee

   14. 16. Deposit book

   15. 17. Transmission of deposit book to the Director of Savings

   16. 18. Loss of or damage to deposit book

   17. 19. Entry of deposits in deposit book

   18. 20. Minimum amount of ordinary deposits

   19. 21. Procedure on withdrawals

   20. 22. Payment of ordinary deposits on demand

   21. 23. Withdrawals of ordinary deposits by telegraph

   22. 24. Withdrawals of ordinary deposits by telegraph in respect of naval accounts

   23. 25. Withdrawals by minors over seven years of age

   24. 26. Withdrawals in case of bankrupts

   25. 27. Authority for payment to third party

4. INVESTMENT DEPOSITS

   1. 28. Conditions on which investment deposits may be made

   2. 29. Withdrawal or transfer of investment deposits

5. TRANSFER OF DEPOSITS AND ADDITION OF NAMES

   1. 30. Transfer of deposits

   2. 31. Transfer to and from overseas savings banks

   3. 32. Addition of names to an account

6. NOMINATIONS

   1. 33. Power to make nominations

   2. 34. Effect of transfer on nomination

   3. 35. Revocation of nomination

   4. 36. Particulars to be furnished by nominator to Director of Savings

   5. 37. Payment under nomination

   6. 38. Special provisions relating to existing nominations

7. DEATH OF DEPOSITOR

   1. 39. Law applicable on death of depositor

   2. 40. Payment without a grant of representation

   3. 41. Death duties

8. MISCELLANEOUS

   1. 42. Interest on investment deposits

   2. 43. Interest on ordinary deposits

   3. 44. Coupon deposit books

   4. 45. Persons under disability

   5. 46. Persons unable to write

   6. 47. Rectification of mistakes

   7. 48. Notice of trust not receivable by Director of Savings

   8. 49. Powers of attorney

   9. 50. Exemption from stamp duty

   10. 51. Indemnity of the Director of Savings and his officers

   11. 52. Saving of rights of third parties

   12. 53. Evidence of identity, etc

   13. 54. Receipts to be a good discharge

   14. 55. Application to Scotland

   15. 56. Application to Northern Ireland

   16. 57. Application to the Isle of Man

   17. 58. Application to the Channel Islands

   18. 59. Revocation and savings

9. Signature

10. 1. SCHEDULE

11. Explanatory Note