A council may insure against risks of a councillor meeting with a personal accident, whether fatal or not, while the councillor is engaged on the business of the council.

Any sum received by the council under any such insurance must, after deduction of any expenses incurred in its recovery, be paid by the council to, or to the personal representatives of, the councillor in respect of an accident to whom that sum is received.

The provisions of the Life Assurance Act 1774 as extended by the Life Insurance (Ireland) Act 1866 does not apply to any insurance under this section.

In this section—

• “council” includes a joint committee;

• “councillor” includes a member of a committee or sub-committee of a council or a joint committee, whether the member is a member of the council or not;

• “insurance” means a contract with any person whereby, in consideration of payments by the council by way of premium or otherwise, that person undertakes to pay to the council such sums as may be provided in the contract on the occurrence of a particular event.