1. Introductory Text

2. Part I General

   1. 1. Citation, commencement and interpretation

3. Part II Conditions Applying to Stakeholder Pension Schemes

   1. 2. Manner of establishment

   2. 3. Requirements applying to all stakeholder pension schemes as regards instruments establishing such schemes

   3. 4. Additional requirements as regards instruments establishing a stakeholder pension scheme established under a trust

   4. 5. Additional requirements as regards instruments establishing a stakeholder pension scheme not established under a trust

   5. 6. Procedure for discharging rights on winding up

   6. 7. Procedure for discharging on winding up rights of members with whom the trustees or manager have lost contact

   7. 8. Requirement applying to all stakeholder pension schemes as regards investments

   8. 9. Requirement for statement of investment principles for schemes not established under a trust

   9. 10. Requirement for manager of schemes not established under a trust to have regard to certain matters, and to take advice, relating to investment

   10. 11. Requirement for manager of schemes not established under a trust to appoint a reporting accountant

   11. 12. Requirement for annual declaration

   12. 13. Expenses, commission etc.—principles

   13. 14. Charges, etc.—permitted reductions in members' rights

   14. 15. Requirement for trustees or manager to satisfy certain conditions in relation to with-profits funds

   15. 16. Requirements as regards the provision of the other services

   16. 17. Restrictions on contributions

   17. 18. Disclosure of information to members

   18. 19. Requirement for trustees of a stakeholder pension scheme established under a trust

4. Part III Registration of Stakeholder Pension Schemes

   1. 20. Persons who may apply for registration of stakeholder pension schemes not established under a trust

   2. 21. Access to the register

5. Part IV Employer Requirements

   1. 22. Exemptions from employer access and consultation requirements

   2. 23. Definition of relevant employees

   3. 24. Payroll deduction of contributions

   4. 25. Disclosure of information to relevant employees

6. Part V Amendment of Regulations Under the Act and the 1995 Order

   1. 26. Amendment of the Personal Pension Schemes (Disclosure of Information) Regulations

   2. 27. Amendment of the Occupational Pension Schemes (Preservation of Benefit) Regulations

   3. 28. Amendment of the Protected Rights (Transfer Payment) Regulations

   4. 29. Amendment of the Occupational Pension Schemes (Member-nominated Trustees and Directors) Regulations

   5. 30. Amendment of the Occupational Pension Schemes (Investment) Regulations

   6. 31. Amendment of the Occupational Pension Schemes (Disclosure of Information) Regulations

   7. 32. Application of other Regulations to stakeholder pension schemes

7. Signature

8. 1. SCHEDULE 1

      Provisions conferring powers exercised in making these regulations

   2. SCHEDULE 2

      Regulations applying to schemes which are or have been registered under Article 4

9. Explanatory Note