SI 1981/226 (N.I. 6)

SI 1981/1675 (N.I. 26)

S.R. 1992 No. 390

S.R. 1988 No. 142

http://www.legislation.gov.uk/nisr/2009/128/regulation/46/madeThe Education (Student Loans) (Repayment) Regulations (Northern Ireland) 2009Student loansIncome taxStudent grantsFirst degrees and coursesIncapacity benefitenGovernment Printer for Northern Ireland2018-04-05EDUCATIONThese Regulations revoke and re-enact with amendments the Education (Student Loans) (Repayment) Regulations (Northern Ireland) 2000. Like those Regulations, these Regulations govern repayments of student loans by borrowers who have taken out income- contingent repayment loans for courses which began any time in or after September 1998. Students who began their courses before then, and certain limited, transitional categories of students who began their courses shortly after then (for example, gap year students) remain subject to the previous system of mortgage-style loans for maintenance under the Education (Student Loans) Act 1990.PART 4Deduction of Repayments by Employers46Priority where other deductions required1

Where any employer is required to deduct repayments from a payment under regulation 45 but the aggregate of the deduction and any deductions on account of income tax and National Insurance contributions exceeds the amount of the payment, the employer must make the deductions on account of income tax and National Insurance first and the amount of the repayment which is to be deducted must be the remaining balance.

2

Where an employer is required to deduct repayments from a payment under regulation 45 and is also required to comply with one or more of any of the types of notice or order in paragraph (3), paragraph (4) will apply.

3

For the purposes of this paragraph, the notices and orders are—

a

attachment of earnings orders made under the Judgments Enforcement (Northern Ireland) Order 1981 or the Magistrates’ Courts (Northern Ireland) Order 1981;

b

deductions of earnings orders made under the Child Support (Collection and Enforcement) Regulations (Northern Ireland) 1992; or

c

income support deduction notices made under regulation 20 of the Social Security (Payments on account, Overpayments and Recovery) Regulations (Northern Ireland) 1988 (“the Social Security Regulations”).

4

An employer must deduct repayments as if they were amounts requiring deduction pursuant to an attachment of earnings order which—

a

was not made to secure the repayment of a judgement debt or payments under an administration order;

b

was the most recent order not made for that purpose; and

c

specifies a protected earnings rate equal to the protected earnings rate specified in the most recent attachment of earnings order, deduction of earnings order or income support deduction notice not made for that purpose which specifies such a rate, unless there is no such order or notice.

5

Where in the circumstances described in paragraph (4) an employer is required to comply with an income support deduction notice under regulation 20 of the Social Security Regulations before deducting a repayment under regulation 45, no repayment must be deducted by the employer.

6

Where repayments to be deducted in accordance with paragraph (4) are reduced as a result of paragraph (4)(c) and the total of the reduced payments includes pence as well as pounds the pence are to be ignored.

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<p>Where any employer is required to deduct repayments from a payment under regulation 45 but the aggregate of the deduction and any deductions on account of income tax and National Insurance contributions exceeds the amount of the payment, the employer must make the deductions on account of income tax and National Insurance first and the amount of the repayment which is to be deducted must be the remaining balance.</p>
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<p>Where an employer is required to deduct repayments from a payment under regulation 45 and is also required to comply with one or more of any of the types of notice or order in paragraph (3), paragraph (4) will apply.</p>
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<p>For the purposes of this paragraph, the notices and orders are—</p>
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<num>a</num>
<content>
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attachment of earnings orders made under the Judgments Enforcement (Northern Ireland) Order 1981
<noteRef href="#f00038" class="footnote" marker="38"/>
or the Magistrates’ Courts (Northern Ireland) Order 1981
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deductions of earnings orders made under the Child Support (Collection and Enforcement) Regulations (Northern Ireland) 1992
<noteRef href="#f00040" class="footnote" marker="40"/>
; or
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income support deduction notices made under regulation 20 of the Social Security (Payments on account, Overpayments and Recovery) Regulations (Northern Ireland) 1988
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Where in the circumstances described in paragraph (4) an employer is required to comply with an income support deduction notice under regulation 20 of the
<abbr title="Social Security (Payments on account, Overpayments and Recovery) Regulations (Northern Ireland) 1988 (S.R. 1988/142)" xml:lang="">Social Security Regulations</abbr>
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<p>Where repayments to be deducted in accordance with paragraph (4) are reduced as a result of paragraph (4)(c) and the total of the reduced payments includes pence as well as pounds the pence are to be ignored.</p>
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